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Visa Signature Credit Card
Kuwait Finance House is pleased to present the “KFH” Visa Signature Credit Card which offers you a unique experience for enjoying a world of exclusive privileges, luxury and convenience that are carefully selected and tailored to suit your lifestyle.
AlRabeh account
Open AlRabeh account and you will have the chance to win 1,500 Kuwaiti
Dinars weekly,1 kg of Gold monthly and 25,000 Kuwaiti Dinars quarterly.
KFHOnline application for smartphones.
- Open new account
- Cardless cash withdrawal
- Open fixed deposits
- Request Credit Card
A collection of services and tools to meet your requirements
In the news..
KFH Launches New Service to Switch Smartphones into POS Terminals
Kuwait Finance House (KFH) has introduced a new payment solution for business owners, switching their smartphones into secure and user-friendly POS terminals for debit cards and digital wallets. The new service, available on Android 11 devices and above, reflects KFH’s continuous efforts in advancing its technological infrastructure and improving how customers access technical services across its various platforms. The new payment service features the highest security standards, as it doesn’t require sharing information with any third party and is disabled when connected to unsecured internet networks. Setting up the service is quick and easy. Customer can make cardless transactions via smart devices for amounts ranging from KD 25 to 250, with a maximum limit of KD 250 per transaction. For smaller transactions up to KD 25, customers can use smartphones and an ATM card, without a limit on the number of transactions. Additionally, the service accepts ATM cards and payments can also be made through digital wallet. This payment service eliminates the need for paperwork or invoices after payment. Customers can scan the QR code on their receipt for transaction details. To learn more about the new service, please contact us at [email protected]. KFH is dedicated to spearheading digital innovation, offering diverse digital services and solutions to enhance customer experience and keep pace with the latest technology trends. The Bank is also focused on providing seamless, swift, and secure banking that caters to all needs remotely, eliminating the necessity for branch visits.
KFH Celebrates Employees for Earning KIBS-Accredited Certifications
Kuwait Finance House (KFH) celebrated the graduation of 56 employees who completed various training programs and earned accredited professional certifications from the Kuwait Institute of Banking Studies (KIBS). The graduates were honored at a special ceremony attended by numerous KFH executives and employees. In a press statement, KFH Executive Manager Talent Management, Mohammed Al-Musalam said that recognizing employees for their outstanding achievements and excellence in completing training programs reflects KFH`s unwavering commitment to developing its human capital in line with the latest learning tools and banking knowledge. He emphasized the Bank`s endeavors to meet employees` training needs, hone their skills, and nurture their talents so they can apply this knowledge in their respective roles. This contributes to enhancing performance efficiency, elevating customer service standards, and driving sustainable growth. He congratulated the graduates, stressing the importance of diligence and continuous learning, along with the latest banking techniques, to achieve peak performance efficiently and excellently. He also pointed out that, given current economic challenges and intense local and global competition, integrating employee skills and expanding their knowledge are now crucial for achieving distinction. Al-Musalam commended the engagement and interaction demonstrated by employees throughout their participation in the high-level training programs. “Candidates were carefully selected based on their experience and their outstanding performance in their respective roles,” he noted, “the meticulous selection process resulted in exceptional outcomes, with the majority of participants achieving top grades and ranking among the highest performers.” He added that several employees successfully completed multiple training programs, marking a distinguished milestone in their training journey. This also reflects KFH’s Talent Management successful strategy in carefully selecting participants and tailoring suitable programs for them following a thorough assessment of each employee’s skills and interests. Al-Musalam extended his sincere appreciation to KIBS and its leadership for their cooperation and commitment to ensuring the success of the training programs. He also expressed full confidence in the employees’ capabilities to add tangible value across various business areas and employ the skills and competencies they demonstrated over the past period. “These capabilities have been clearly reflected in KFH’s progress and growth.” he commented. Al-Musalam reaffirmed that KFH is among the first and leading institutions to place great emphasis on investing in human capital, recognizing it as one of the Bank’s most valuable assets and a cornerstone for growth, development, and the achievement of its strategic goals and vision. A testament to this commitment is KFH’s leading position in recording the highest number of graduates each year from accredited professional certification programs. He added: “KFH is committed to keeping pace with the latest advancements in the banking field, attracting top talents and employing the most effective tools for working in the banking industry. This is achieved by organizing specialized training programs in collaboration with KIBS and other globally recognized institutions, thus promoting the exchange of expertise and strengthening partnerships and collaboration." KFH honored employees expressed their profound appreciation for the attention and support they received at the Bank. They affirmed their commitment to continuous development to embody the ideal image of KFH workforce. They also emphasized their unwavering dedication to constantly delivering excellence and contributing to strengthening KFH’s leading position at the regional and global levels.
AlShamlan: KFH Achieved the Highest Net Profit in the Banking Sector
Kuwait Finance House (KFH) Group Chief Executive Officer, Khaled Yousef AlShamlan said that all key financial indicators for KFH saw an overall increase in the first quarter of 2025. He stated that KFH topped the Kuwaiti banking sector in terms of net profits that approximated KD 168.1 million for Q1 2025, representing a growth of 3.2% compared to the same period last year and a 41.4% increase compared to the fourth quarter of 2024. In an interview with CNBC Arabia TV, He added that KFH`s net financing income reached KD 318.9 million; an increase of 21.1% compared to the same period last year. Total operating income increased, supported by an increase in all core activities to reach KD 454.9 million; an increase of 15.9% compared to the same period last year. This affirms KFH`s successful strategy, solid capital base and robust operational performance. AlShamlan mentioned that net operating income reached KD 295.7 million, an increase of 19.4% compared to the same period last year. Speaking about the non-performing financing from the total financing and coverage ratio for Q1 2025, AlShamlan pointed out that the Group non-performing financing (NPF) ratio reached roughly 1.84% as per the Central Bank of Kuwait calculation. As for the provisions coverage ratio for KFH-Kuwait it reached approximately 337% and about 270% for the Group. Financing and Liquidity Law Discussing the influence of the Financing and Liquidity Law (Public Debt), on both banks and the broader economy, AlShamlan stated that it has a clear and immediate impact. He explained that this law is an integral component of economic reform, playing a role in strengthening financial stability and boosting the confidence of both domestic and international investors and lenders. Furthermore, he noted that if the government issues sovereign bonds or Sukuk, it will improve its capacity to handle its financial commitments in the future. This will guarantee consistent public spending and support the nation`s development plans. Consequently, this will undoubtedly benefit Kuwaiti banks by improving their liquidity management effectiveness, as they can utilize excess liquidity to meet necessary financing needs. Tariffs Discussing the risks and consequences of a trade war involving tariffs, AlShamlan pointed out that such conflicts can slow down global economic growth, increase production cost, and cause exchange rates to become volatile. He further explained that these issues could create difficulties for certain parts of the economy, particularly those businesses that heavily rely on exporting and importing goods. Turning to KFH, AlShamlan stated that the bank is in a strong position due to its diverse operations across different regions and sectors. Additionally, KFH`s reliance on an Islamic finance model that uses real, physical assets as its foundation offers extra security during periods of economic instability, like a tariff war. KFH, he stated, had already integrated potential risks into its strategic planning. This was achieved by strengthening stress tests on its financing portfolios vulnerable to global trade, closely monitoring FX markets and their volatility, and ensuring coordination across its various departments to address any possible vulnerabilities in advance. AlShamlan further commented, "While we acknowledge the significance of global risks, we are confident that KFH possesses the necessary protective measures, adaptability, and expertise to navigate this period with awareness and professionalism, ultimately transforming challenges into opportunities for growth and investment."
KFH Assesses Community Engagement with Diraya Campaign
Kuwait Finance House (KFH) conducted a community banking experiment to assess public banking awareness and offer guidance on the risks, types, and avoidance of financial fraud. This initiative is part of the Diraya banking awareness campaign, launched by the Central Bank of Kuwait in collaboration with the Kuwait Banking Association and Kuwaiti banks, and aligns with KFH`s corporate social responsibility efforts. Conducted during the Derasti exhibition at the Kuwait International Fairground in Mishref, the experiment focused on testing students` banking knowledge. Its aim was to enhance financial awareness and highlight fraudulent activities customers may encounter through various channels, such as SMS, email, phone call, and social media. The experiment elicited a range of responses from the students. Meanwhile, a KFH representative reassured the participating students that the bank would never solicit personal details through email, SMS, or phone call. KFH stressed the critical need to disregard such communications, identifying them as deceptive schemes aimed at acquiring banking credentials and pilfering funds or data. KFH urged customers to safeguard their banking information by never sharing OTP codes and exercising caution with electronic links, as clicking them could lead to the theft of confidential data. The bank also advised enhancing account security by avoiding the storage of sensitive information like card numbers and PINs on phones, keeping PINs secret and unwritten, and always logging out of banking apps or websites after use. KFH successfully utilized all its e-channels on social media platforms and its website, mobile app to disseminate awareness content. These endeavors amassed a significant interaction with customers due to the distinctive and useful contents of KFH`s cutting- edge services and products. In conjunction with the rollout of its new digital services, KFH has published several awareness pieces. These services include Kuwait`s first instant printing of credit and prepaid cards, WAMD instant payment in collaboration with KNET, transfers via the Western Union network, and the AFAQ instant transfer service. KFH`s awareness efforts also encompass explanatory videos on topics such as new user registration on the mobile app, cardless cash withdrawals, ATM services, and how to benefit from KFHOnline financial solutions. These videos and other awareness posts are available on KFH`s social media channels (@KFHgroup). In line with the continued awareness efforts, KFH is committed to participating in initiatives and forums that focus on raising banking awareness. These include its participation in the 5th Gulf Conference and Exhibition for Cybersecurity Challenges titled “A Secure Digital Environment”. During its participation, KFH shed light on the concept of fraud in general, with a specific focus on cyber fraud, explaining the various types of fraud that pose a threat to both individuals and the community.
