Kuwait Finance House (KFH) launched its Sustainability Report for 2025, marking a year of consolidation, resilience, and strategic progress for the Group.

The report highlights KFH’s integrated sustainability and carbon footprint reporting across economic, environmental, social, and governance (EESG) dimensions, supported by oversight from the Board Governance and Sustainability Committee and dedicated sustainability functions across the Group.

The report outlined that KFH has further strengthened its support for SMEs, recording a 2.8% increase in cash financing to KD 157.2 million, while its investment portfolio expanded by approximately 40% to reach USD 21.1 billion, reflecting a strategic focus on sovereign investments and high-quality liquid sukuk. It also highlighted the KFH’s continued advancement in green and sustainability sukuk investments, with USD 1.221 billion allocated to sustainable and green sukuk—reflecting a 30% year‑on‑year increase in ESG‑aligned investments.

The report emphasized KFH’s continued commitment to placing people at the center of its success through strategic investment in human capital. It also emphasized strengthening sustainability awareness through targeted training programs. The report further stated that KFH promotes innovation through collaboration with FinTechs, startups, and SMEs, while advancing gender inclusion—where women represented 24.05% of the workforce—and reinforcing social responsibility through more than 200 CSV initiatives aligned with Kuwait Vision 2035 and supported by measurable impact metrics.

KFH has achieved Leadership in Energy and Environmental Design (LEED) Gold certifications for several of its branches, bringing the total number of LEED Gold-certified branches to five from early 2026. In addition, the KFH Auto showroom was awarded the Gold Level Sustainability Assessment Certificate (GSAS), making KFH the first bank in Kuwait to attain this distinction.

KFH is steadily expanding its portfolio of environmentally friendly premises as a key pillar of its 2026 sustainability strategy and its “Keep it Green” campaign. This effort is rooted in the integration of Environmental, Social, and Governance (ESG) principles across its operations, with the goal of aligning with Kuwait Vision 2035 and the United Nations Sustainable Development Goals (SDGs). By embedding sustainability into its infrastructure development and operational practices, KFH is reinforcing its commitment to responsible growth while enhancing the environmental performance of its facilities.

KFH Chairman Hamad Abdulmohsen Al‑Marzouq

In his message, KFH Chairman Hamad Abdulmohsen Al‑Marzouq said that building on strong foundations from previous years, 2025 reflected consolidation, resilience, and strategic progress. During the year, KFH strengthened its governance frameworks, enhanced operational efficiency, and leveraged synergies across its regional and international presence. This progress was recognized through prestigious international and regional awards, including World’s Best Islamic Bank 2025 by Global Finance magazine and Bank of the Year – Kuwait 2025 by The Banker magazine, recognizing excellence in financial performance, innovation, and customer-centric growth.

Al‑Marzouq stated that in 2025, KFH reinforced its financial strength and sustained its position as the largest private‑sector institution in Kuwait by market capitalization, while supporting its long‑term ambition to rank among the world’s top 100 banks. He emphasized that sustainability remains a fundamental pillar of KFH, fully aligned with its mission, values, Kuwait Vision 2035, and the United Nations Sustainable Development Goals.

He noted that KFH’s approach to sustainable banking is grounded in strong governance and prudent risk management. Throughout 2025, the Group enhanced its governance framework through integrated risk systems, adoption of international best practices, and continued transparency and accountability.

Al‑Marzouq highlighted that digital transformation was a key enabler of sustainable growth in 2025. KFH expanded its digital banking capabilities, automation initiatives, and customer‑centric solutions, improving operational efficiency and customer experience while supporting responsible resource utilization. During the year, the Group expanded its digital ecosystem to deliver more than 200 services online, reinforcing financial inclusion and positioning KFH as a regional leader in digital Islamic banking.

He further emphasized that financial inclusion and human capital development remain central to KFH’s sustainability agenda. Across multiple markets, the Group continued to provide inclusive financial solutions, support small and medium‑sized enterprises, and invest in national talent. KFH also strengthened its commitment to diversity, inclusion, and women’s empowerment by fostering a supportive work environment that enables professional growth, leadership development, and equal opportunities, alongside a growing culture of innovation across the Group.

Environmental responsibility remains a priority for KFH. In 2025, the Group advanced its environmental initiatives, building on its carbon footprint reporting and green finance programs. KFH continued to promote Shari’a‑compliant sustainable finance solutions and climate‑related initiatives aligned with global environmental efforts.

Al‑Marzouq added that KFH reaffirmed its role through impactful social responsibility initiatives spanning education, health, youth empowerment, environmental preservation, and support for vulnerable groups. Through strategic partnerships, the Group continues to deliver long‑term value and positive impact across the communities it serves.

Looking ahead, KFH remains confident in its ability to navigate evolving economic and sustainability challenges while creating shared value for shareholders, customers, employees, and society, guided by clear governance, innovation, and responsible banking.

KFH Group Chief Executive Officer Khaled Yousef Al‑Shamlan

Meanwhile, KFH Group Chief Executive Officer Khaled Yousef Al‑Shamlan said that sustainability continues to serve as a central driver of KFH’s strategy and day‑to‑day operations. He noted the Group’s commitment to embedding ESG considerations across its business while maintaining full alignment with Islamic Shari’a principles, translating sustainability priorities into measurable impact.

Al‑Shamlan stated that KFH’s sustainability strategy integrates economic, environmental, social, and governance objectives across core banking activities, including risk investment decision‑making. He emphasized the Group’s continued focus on responsible capital deployment that supports sustainable development outcomes.

He added that supporting the transition toward a low‑carbon economy remains a priority, with continued progress in green finance solutions, environmentally responsible practices, and partnerships that support climate action and environmental preservation.

Digital transformation, he said, remains a cornerstone of KFH’s sustainability journey. In 2025, KFH enhanced its digital capabilities through expanded online services, process automation, and advanced technologies, enabling seamless end‑to‑end digital solutions. Customers performed more than 600 million e‑transactions during the year, reflecting KFH’s leadership in future‑ready banking.

Al‑Shamlan noted that people remain at the heart of KFH’s success. In 2025, the Group continued investing in human capital by promoting diversity, inclusion, equal opportunity, women empowerment, and national talent development. KFH secured nine global awards for human resources excellence and continued to strengthen sustainability awareness through targeted training and knowledge‑sharing initiatives.

He concluded by emphasizing the importance of accelerating sustainability integration across operations, products, and services, with priorities including stronger ESG performance, expanded sustainable finance offerings, digital innovation, and continued positive social impact.