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Dear Customers,
Due to planned system upgrades, you may face some difficulties using of our KFH e-services including “Wamd” service, on Friday 5th June, 2026 from 03:00 AM to 04:00 AM.
To stop your banking card, please call 1803333.
Thank you for your understanding.
KFH Rewards
KFH Rewards Prepaid Card is part of the KFH Rewards Program, where customers can earn 10 points for every KD 1 spent when using the card for all purchases, locally and internationally. Moreover, customers will receive 1,000 welcome points upon card issuance.
KFHOnline application
- Local & International transfers
- Open accounts and deposits
- Instant virtual cards issuance
- Buy and sell gold
- Cardless withdrawal and deposit
- Send and request money
Scan the QR code
A collection of services and tools to meet your requirements
In the news..
KFH Group Wins 7 EMEA Finance Awards for 2025 Sukuk Issuances
Kuwait Finance House (KFH) Group has won seven prestigious 2025 EMEA Finance awards, recognizing its leadership and achievements in the Sukuk market. The accolades, including Best Islamic Finance Issuer, Best Sukuk House (KFH Capital), and Best Financial Institution Sukuk, underscore the Group’s excellence in Islamic finance, driven by its innovative products and world-class banking services. In addition, the Group won awards for best Sukuk deals, including: - Best Sukuk in EMEA: Qatar’s US$4bn dual-tranche bond with Sukuk US$3bn 10-year tranche. - Best corporate Sukuk: Türk Telekom’s US$600mn debut 5-year Sukuk. - Best supranational Sukuk: ICD’s US$500mn 5-year Reg S senior unsecured Sukuk. - Best sovereign Sukuk: Bahrain’s US$1.75bn hybrid Ijarah and Murabaha 8-year Sukuk. The EMEA Finance Awards are among the Middle East banking sector's most prestigious, recognizing institutions for their financial performance, innovation, service quality, and business strategy. Ahmad Eissa Al-Sumait Commenting on the accolades, KFH Chief Treasury Officer – Kuwait, Ahmad Eissa Al-Sumait said that the awards reinforce the Group’s track record and efficiency in developing regional and global Sukuk markets. He explained that KFH leverages its capabilities to drive innovation and positive impact within Islamic finance, as reflected in its strategic shift toward supporting sustainability through green Sukuk issuances. Al-Sumait added that in 2025, KFH’s Treasury and Financial Institutions successfully issued $850 million Additional Tier 1 (AT1) Mudaraba Sukuk. The historic transaction, Kuwait's largest ever, carried a 6.25% annual yield and was twice oversubscribed, with subscription orders exceeding $1.7 billion. He explained that KFH's excellence in issuing Sukuk reflects its strong confidence among regional and international investors. This highlights the bank's robust financial position, credit rating, operational efficiency, and reputation for reliability as Kuwait’s largest private sector bank by market capitalization and profitability. Abdullah Sulaiman Al-Haddad Meanwhile, KFH Capital CEO, Abdullah Sulaiman Al-Haddad emphasized the company's commitment to leading Sukuk arrangements and issuances for corporations, governments, and financial institutions, serving its diverse clientele and reinforcing its leadership in this market. He added that the company successfully arranged and participated in most of the largest, most significant Sukuk transactions executed in 2025. Al-Haddad called these awards an incentive for growth and development, noting that years of positive market feedback confirm the company`s sound strategy and its accumulated success and excellence. He added: “KFH Capital is highly active in the Sukuk market, serving as lead coordinator for most of the issuances it arranged in recent years. It has also acted as lead coordinator or bookrunner in numerous transactions for leading development and commercial banks regionally and internationally.” Al-Haddad emphasized that the company’s advanced expertise and capabilities in the Sukuk market have strengthened its standing as a leading, trusted brand. Consequently, it has become the preferred choice for Sukuk issuers and investors. EMEA Finance stated that KFH Group’s rankings support its access to international capital markets, driven by its extensive Sukuk market experience, leadership, and contributions to developing this thriving Islamic finance industry. London-based EMEA Finance is an international magazine covering financial and banking developments in Europe, the Middle East, and Africa. It specializes in sectors such as Islamic banking, Sukuk issuances, and capital markets.
KFH Reinforces Student Support through Wajhni Campaign
Kuwait Finance House (KFH) continues to support youth through its strategic partnership with the 2026 “Wajhni” national external scholarship campaign, helping students confidently choose academic paths aligned with their interests and the Kuwaiti labor market's requirements. The ribbon-cutting ceremony, marking the start of campaign activities at The Avenues Mall through June 5, was attended by His Excellency the Minister of Higher Education and Scientific Research, Dr. Nader Abdullah Al-Jalal; KFH Group CEO, Khaled Yousef Al-Shamlan; the Undersecretary of the Ministry, Dr. Bader Al-Basiri; and the media advisor to the Minister’s office, Wissal Al-Zamel. Representing KFH were the Acting Group Chief Retail Banking Officer, Sameh El-Meligy; Head of Public Relations and Media, Yousef Abdullah Al-Ruwaieh; and Executive Manager of Social Media and the PR Services Center, Abdullah Al-Saif. Numerous officials from the bank and participating campaign entities also attended. The Minister commended KFH's national and community role, praising its strategic partnership in sponsoring the "Wajhni" national scholarship campaign. He highlighted KFH's contributions to supporting students and academic awareness, reflecting the vital integration between state institutions and the private sector. This partnership serves youth and supports national development by empowering students to make informed educational decisions. KFH Group CEO, Khaled Yousef Al-Shamlan emphasized that participating in "Wajhni" campaign stems from the bank’s national role and social responsibility leadership. He expressed pride in their strategic partnership with the Ministry of Higher Education, emphasizing KFH's commitment to continuously developing and strengthening it. He added: "Our joint cooperation aims to support and guide students before their scholarship journey, enhancing their academic readiness and helping them confidently chart their educational paths with awareness." He explained that KFH prioritizes supporting and developing Kuwait's educational process, aligned with its commitment to state institutional efforts through strategic initiatives and programs. This approach, he indicated, stems from a deep belief that education is a real, sustainable investment in Kuwait's future. AlShamlan pointed out that KFH’s fruitful partnership with the Ministry in the “Wajhni” campaign models constructive cooperation and strategic integration between the public and private sectors, contributing to human capital development. He stressed KFH's keenness to effectively support all initiatives and activities launched by Kuwait's higher education institutions, including Kuwait University, private universities, PAAET, and cultural offices abroad, to boost the educational process and help students achieve their ambitions.
KFH Warns about New Fraud Methods Involving International Calls
Kuwait Finance House (KFH) has warned about new and advanced fraudulent method involving international calls. Globally known as the Wangiri Scam, the attempt appears as a single missed phone ring from an international number. If receivers return the call, their voices will be recorded to be used in other deceptive means, including approving payments and fake financial transactions. Fraudsters often rely on automated dialing systems to call thousands of phone numbers worldwide. Once the receiver answers or returns the call, he will be either directed to voice mail or to a chat with a scammer who will deliberately keep the receiver on the line, resulting in international charges accruing per minute without the receiver’s awareness. The Bank urged customers to ignore calls from unknown international numbers, avoid clicking on links received from them and block suspicious phone calls. KFH also explained that a normal phone call might be the start of an organized fraud attempt, targeting individuals to use their information in unlawful means. These attempts lead to hacking personal banking accounts, illegal withdrawal of funds and stealing personal data. KFH advised customers to remain alert and raise their awareness of financial fraud risks and the means of prevention. Given the noticeable increase of fraud worldwide in recent years, KFH warned society of any phishing method, impersonating official entities, or leveraging AI to mimic real individuals’ voices. Additionally, the Bank encouraged customers to verify money transfer requests prior to approving or transferring funds. It is worth noting that KFH remains committed to supporting Diraya awareness Campaign. Since its launch by the Central Bank of Kuwait (CBK) and Kuwait Banking Association (KBA) in cooperation with local banks, KFH continues to implement purposeful initiatives aimed at raising awareness across all segments of society. The Bank posts financial awareness content on its social media platforms and digital channels, warning against evolving fraud methods, and providing tips on safeguarding against banking fraud.
KFH Offers Round-the-Clock E-services During the Holiday
Kuwait Finance House (KFH) announced it will continue providing its banking services to customers around the clock during the holiday period. Most services can be accessed through the bank's digital platforms, including its mobile applications and e-branches in key areas. Additionally, KFH's social media accounts and other e-service channels will remain active, utilizing the latest in financial technology and digital platforms. KFHOnline app features a sleek, modern design with smart banking services. KFH has carried out a comprehensive update to its app, reaffirming its dedication to digital transformation and excellence in providing advanced financial solutions. These solutions meet customer needs and deliver seamless banking experience. This move also underscores the Bank’s outstanding execution of its digital transformation strategy. The KFHOnline app offers more than 200 banking services. New services allow customers to instantly request virtual prepaid cards through KFHOnline. Customers can also control the usage limits of their bank cards, additional credit cards, and both local and international money transfers. KFH's hybrid branches offer a variety of services, giving customers the opportunity to access unlimited e-services through a range of digital channels. Customers can either interact directly with employees or use self-service devices and other modern technology. KFH's e-branches are a smart banking channel that transforms typical customer transactions into an innovative, automated experience. These branches provide highly efficient banking services, offering over 80% of what is available at traditional locations. KFH e-branches include the XTM device, which allows direct video calls with service personnel, as well as ATMs and cash deposit machines. The cash deposit machines accept up to 300 notes per transaction. Moreover, customers can conduct a variety of interactive banking transactions through e-branches located in various places in Kuwait. These services include: establishing Murabaha transactions, requesting credit and prepaid cards, updating data and phone numbers, activating bank cards, opening deposits and accounts, instant cheque and card printing, receiving gold biscuits (10 grams), opening (gold, savings, Al-Rabeh, electron) accounts, online gold purchase and sell, cardless withdrawals using QR code through mobile, or by using Civil ID or phone number, in addition to many other financing and banking services conducted quickly, easily and safely. The e-banking services encompass a wide array of digital functionalities, including opening additional bank account in Kuwaiti Dinar and foreign currencies without a branch visit, instant virtual prepaid card issuance, viewing PINs and other credit and ATM card details, activating and temporarily suspending bank cards, opening deposits, adding beneficiaries, balance inquiries, cheque book requests, opening and trading gold accounts, gifting gold, requesting and checking financing obligations and installments, perusing investment plans, receiving account balances and deposit summaries, and managing children's accounts through the Baiti Online service, bill payments to local telecommunications companies, and more. Call Center The Call Center continues to provide services around the clock, receiving customer calls, addressing their inquiries, and responding to them through a qualified and technically advanced staff. KFH also provides the automated telephone service, 1803333, which operates with the same efficiency and speed to facilitate transfers between accounts, answer inquiries about financial transactions, among other services. Customers outside Kuwait can contact KFH’s call center from seven countries (USA, Canada, UK, France, Germany, Turkey and Spain) without additional fees. To use this service customers can call from the following toll-free numbers: USA and Canada (18008188608), UK (08000148898), France (0805086620), Germany (08001817080), Spain (900905440), and Turkey (908507712154). Local tariff charges may be applied in Turkey by local Turkish telecoms companies when calling this number. This service is free exclusively for mobiles and landlines users in the mentioned countries only and doesn’t include the (Roaming Service). Social media channels KFH's social media team remains dedicated to addressing customer inquiries and assisting them at all hours through the official social media accounts (@KFHGroup). Money transfer and account opening KFH successfully launched WAMD digital service, allowing customers to send and receive money instantly and for free using their mobile numbers, 24/7. Additionally, customers can request money through WAMD service by sharing or scanning a QR code from the KFHOnline app. This app also allows customers to transfer funds from their local Knet bank accounts directly to their credit and prepaid cards. KFH also successfully launched the D-POS device for account opening, the first-of-its-kind in the market, allowing customers to open accounts at KFH immediately and anywhere. Customers can now open accounts in major currencies through KFHOnline; previously, account opening was only available at branches. Additionally, KFH has integrated Western Union (WU) services into its app, enabling customers to make international transfers directly through the application. The Bank also offers instant transfers within the GCC countries through the AFAQ network on the mobile app. Corporate services KFH launched the first mobile application for corporate banking encompassing major services for business development, in addition to launching facial recognition technology based on biometric identity and other distinguished electronic services available through the corporate banking webpage. KFH successfully introduced corporate cards, offering three different products that cater to the various local and global corporate needs. Key features include cash and cheque deposits, as well as cash withdrawals. The cards also provide access to Point of Sale (POS) terminals and online payment gateways, both in Kuwait and internationally. In addition, KFH has introduced corporate credit cards, which are among the bank’s distinguished offerings for business owners. These cards are linked directly to the company’s account, allowing business owners to issue cards to employees for seamless expense management. They can be used to cover day-to-day business expenses, one-time travel costs, and more. The corporate credit card helps businesses better manage their cash flow while offering enhanced control over employee expenditures.
