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In the news..
KFH Continues to Invest in Youth and Empowers Digital Transformation
Kuwait Finance House (KFH), as part of its strategic partnership with CODED Academy, has concluded the activities of the 6th edition of the "Kuwait Codes" program. The closing ceremony featured showcase presentations of innovative student projects and the honoring of standout participants, with the attendance of numerous officials, partners, parents, and stakeholders from the technology and education sectors. During his speech at the closing ceremony, Fahad AlSaad, Senior Manager of PR and Events at KFH, stated that the "Kuwait Codes" program is a pioneering initiative, reflecting KFH’s commitment to supporting education, empowering youth, and investing in their capabilities. He noted that the initiative equips participants with the technical and cognitive skills required to meet future demands and contribute to the digital transformation journey in the State of Kuwait. AlSaad added that the strategic partnership between KFH and CODED Academy, which started in 2018, serves as a successful model of collaboration aimed at youth empowerment and investing in their technical capabilities. Through “Kuwait Codes” program, this partnership has successfully equipped more than 10,000 students with advanced digital and technical skills, helping prepare a generation capable of meeting future demands and addressing emerging challenges with confidence and competence. Furthermore, the initiative has contributed to raising cybersecurity awareness and embedding a digital culture across various age groups, supporting efforts to build a more digitally aware community prepared for rapid technological transformation. AlSaad emphasized that investing in human capital is a key pillar of sustainable development, noting that KFH is committed to supporting initiatives that foster a generation capable of leading the digital future and advancing the knowledge economy. This aligns with Kuwait's vision for digital transformation and building a society grounded in innovation and technology. He highlighted that the projects and ideas presented by the students during the closing ceremony reflect the vast imagination and promising capabilities the Kuwaiti youth possessed. He added that this underscores the initiative's success in cultivating analytical thinking, problem-solving, and teamwork skills, while fostering a spirit of creativity and entrepreneurship among the participants. AlSaad pointed out that "Kuwait Codes" is no longer just a coding training program but has evolved into a national platform that helps discover young talent and empowers them to leverage technology in creating innovative solutions and ideas that serve the community and meet future needs. AlSaad expressed his gratitude and appreciation to CODED Academy, its trainers, and everyone involved in the initiative. He also praised the vital role parents play in supporting and encouraging their children to acquire technical skills, while congratulating all participants on their outstanding achievements throughout the program. Digital Sustainability Award As part of its support for innovation and sustainability, AlSaad noted that KFH launched the "Digital Sustainability Award" for the best tech project aligned with sustainability concepts. The award aims to encourage students to develop innovative digital solutions that serve the community and advance the digital transformation journey. The award was won by student Nora Sulaiman Al-Khezai for her project "Be Aware", an innovative application that encourages community members to help keep Kuwait clean by reporting or photographing waste locations. The app leverages artificial intelligence to identify the type of waste in images, alongside a gamified points system that allows users to redeem points for rewards, thereby promoting a culture of social responsibility and environmental sustainability through innovative technical solutions. AlSaad pointed out that supporting education and youth empowerment are core pillars for achieving sustainability, driven by KFH's firm belief that investing in human capital is the most crucial and impactful investment. This reflects its pioneering role in social responsibility and its ongoing commitment to contributing to a knowledge-based economy shaped by creativity and innovation. He added that KFH will continue to invest in impactful, long-term qualitative initiatives, particularly in the fields of education, technology, and ingenuity, driven by its social responsibility and its commitment to its developmental role as an active partner in supporting the community. Meanwhile, Hashim Behbehani, Co-Founder of CODED Academy, stated: "KFH's partnership with CODED Academy began right at the start of the initiative, leaving a profound impact on developing students' capabilities and elevating their technical and creative outputs year after year. We deeply value this continuous support for the “Kuwait Codes” initiative and many other CODED Academy programs, and we look forward to continuing this fruitful partnership in the coming years to empower more Kuwaiti youth and prepare them for future demands."
KFH participates in Al Shaheed Park’s third phase opining conference
Kuwait Finance House (KFH) participated in the press conference announcing the opening of the third phase of Al Shaheed Park, reaffirming its unwavering commitment to supporting national development projects with sustainable impact and reflecting its leading role in social responsibility. This participation comes as an extension of the Bank's ongoing efforts to contribute to initiatives that enhance quality of life and support the development of public facilities and cultural and tourism destinations in the State of Kuwait. Such initiatives enrich the country's cultural and recreational landscape while reinforcing effective public-private partnerships to achieve national development goals and Kuwait Vision 2035. During the press conference, the Head of Group Public Relations and Media at KFH, Yousef Al-Ruwaieh said: "We are pleased at KFH to participate today in the announcement of the opening of the third phase of Al Shaheed Park, one of Kuwait's most prominent national and cultural landmarks, which is scheduled to open next Thursday. This phase represents a qualitative addition that further enhances the Park's position as an integrated cultural, recreational, and tourism destination. It will feature a diverse carnival comprising numerous entertainment and interactive activities designed for visitors and families, providing an exceptional experience that enriches Kuwait's social and recreational scene." Al-Ruwaieh emphasized that KFH's participation in this distinguished national project reflects the Bank's continued efforts to support purposeful national and community initiatives as part of its social responsibility strategy. It also underscores KFH's commitment to strengthening cooperation between the public and private sectors and its belief in the importance of supporting national initiatives that create a sustainable impact. He added that the partnership with Al Shaheed Park highlights KFH's commitment to supporting entrepreneurship and providing the necessary backing for projects that create new tourism and recreational opportunities, while fostering strategic partnerships that contribute to achieving development objectives in line with Kuwait Vision 2035. Furthermore, Al-Ruwaieh said: "At KFH, we take pride in our long-standing record of supporting national and recreational initiatives, as well as high-quality projects that contribute to stimulating economic and tourism activity and creating new opportunities for growth and innovation. This reflects our ongoing commitment to supporting sustainable development efforts in the State of Kuwait." Finally, Al-Ruwaieh extended his sincere appreciation and gratitude to all those involved in the Al Shaheed Park project, praising their significant efforts in delivering this distinguished national project and wishing them continued success.
Alshamlan: Resilience, Innovation, and Sustainable Growth are Essential for Kuwait's Financial Future
KFH Group Chief Executive Officer, Khaled Yousef Alshamlan, emphasized that building resilience before crises occur, accelerating responsible innovation, deepening capital markets, and advancing sustainability are key priorities for supporting Kuwait's long-term economic growth and financial stability. Alshamlan made these remarks during his participation in the Global Finance Banking & Economic Roundtable, hosted by the Central Bank of Kuwait (CBK) in partnership with Global Finance magazine, which brought together leading banking executives to discuss developments in Kuwait's banking sector, economic outlook, and growth opportunities. The roundtable was held under the gracious participation of H.E. Basel Al-Haroon, Governor of the Central Bank of Kuwait, and provided a platform for constructive dialogue on the resilience of Kuwait's banking sector, economic diversification efforts, sustainable growth, and the future of financial services amid evolving regional and global developments. Building resilience During the roundtable, Alshamlan emphasized that recent geopolitical developments have reinforced the importance of building resilience before crises occur, noting that strong capital positions, liquidity buffers, and asset quality remain fundamental pillars of banking stability. He said “With the prudent oversight of the Kuwaiti Banking sector by the regulator we have strong balance sheets, liquidity discipline, good governance, and trust. The CBK’s latest soundness figures show that the banking sector maintains a Capital Adequacy Ratio (CAR) of 18.5% and a gross non-performing financing ratio of 1.6%, reflecting the resilience and soundness of local banks.” Alshamlan explained that resilience today extends beyond traditional financial metrics to include diversified funding sources, cybersecurity readiness, supply-chain awareness, scenario planning, and the ability to continue serving customers during periods of disruption. “At KFH, resilience is embedded in our business continuity planning and digital infrastructure strategy, ensuring the uninterrupted availability of critical banking and digital services even under stressed market conditions,” he said, adding that KFH's geographic diversification across regional markets further supports sustainable growth and operational flexibility. Priorities of Kuwait's banking sector Addressing the future priorities of Kuwait's banking sector, Alshamlan noted that while significant progress has been achieved in digital transformation and artificial intelligence, the next phase of development will depend on how effectively banks leverage capital, technology, and talent to support economic growth. He highlighted the importance of the Mortgage Law and Developer Law, describing them as transformative initiatives capable of addressing housing demand and stimulating economic activity. Alshamlan pointed out that according to the latest figures from the Public Authority for Housing Welfare, more than 108,000 Kuwaiti families currently have pending housing applications. He noted that the Mortgage Law is expected to provide effective financing solutions that can accelerate housing development and reduce waiting times. He noted that the law could boost banking sector credit growth from 6-7% currently to 8-9%, while creating new growth opportunities and enhancing asset-liability management capabilities across the sector. Capital market development Commenting on capital market development, Alshamlan said Kuwait's Financing and Liquidity Law has established a framework that allows government financing locally and internationally within a KD 30 billion debt ceiling and repayment periods of up to 50 years. He pointed out that the law is important not only because it enables government funding, but also because it lays the foundation for a deeper and more efficient capital market and allows the government to use their assets more efficiently. He explained that sovereign bonds and Sukuk play a vital role in strengthening liquidity management and financial stability while helping establish a domestic sovereign yield curve, giving banks and corporates a local benchmark for pricing and issuing debt rather than relying on international markets. Alshamlan also highlighted the strong demand seen in June of 2026 with the CBK KD 550 million issuance of treasury bonds and public debt tawarruq, where all tranches were oversubscribed, indicating this is a proof of investor confidence and the potential for further market development. He indicated that the government sukuk framework will further expand Kuwait’s Islamic capital markets and attract a broader investor base. Technological innovation Discussing technological innovation, Alshamlan stressed that artificial intelligence is playing an increasingly important role in today and the future of banking. Technology Innovation is moving fast, but the challenge is how to use it safely. For banks, maintaining and building trust is important. Success of Ai will come from the value it creates for the customer and how it improves efficiency and decision making. Sustainability On sustainability, Alshamlan said ESG considerations have evolved from a reporting requirement into a core strategic component of governance, risk management, financing policies, and disclosures across the banking industry. He noted that sustainability is increasingly driven by the objectives of Kuwait Vision 2035, as well as evolving expectations from regulators, investors, and rating agencies. “For KFH, Islamic finance and banking standards are in harmony with sustainability principles by creating long term value for society. ESG is part of our Strategy, and we screen financing for environmental and social risk. This is supported by Board oversight and dedicated sustainability functions. We also publish our Carbon Footprint every year along with our Sustainability Report. The CBK’s Sustainable Finance guidelines since 2022 have also pushed the sector toward stronger reporting, board-approved ESG policies,” he said. “Building a future-ready banking sector requires a balanced approach that combines financial strength, responsible innovation, sound governance, and sustainable growth. These pillars will continue to support Kuwait's long-term economic development and prosperity,” Alshamlan concluded.
KFH Group Wins 10 Prestigious IFN Awards
An outstanding global achievement and international recognition that reflects the Group's expanding presence, outstanding financial and operational performance, as well as excellence and innovation in products and services, Kuwait Finance House (KFH) Group was awarded 10 prestigious accolades by Islamic Finance News (IFN), including: • Best Islamic Bank in Kuwait • Most Innovative Bank in Kuwait • Best Corporate Bank in Kuwait • Best Investment Bank in Kuwait • Best Retail Bank in Kuwait • Best Islamic Bank for Trade Finance • IFN Mudarabah Deal of the Year 2025 – Issuer for Kuwait Finance House’s US$850 million Additional Tier 1 Sukuk • - IFN Sovereign & Multilateral Deal of the Year 2025 – Primary Dealer for Arab Republic of Egypt’s EGP3 billion sovereigns Sukuk • IFN Bahrain Deal of the Year 2025 – Arranger & Murabahah Investment Agent for QNB Bank Bahrain Branch’s US$300 million Tawarruq financing • IFN Kuwait Deal of the Year 2025 – Bookrunner for Kuwait International Bank’s US$300 million Tier II Sukuk The awards were received on behalf of KFH at the ceremony held in Dubai by Executive Manager Corporate Relations and CSR, Faisal Alsurayye. This distinguished collection of awards further underscores the Group's leadership in delivering top-tier banking solutions, the success of its strategy across key markets, ongoing digital transformation journey, continuous innovation, and excellence in the investment services it provides. The awards also reflect the strong recognition of the Group's achievements across the corporate banking, retail banking, and trade finance sectors. Furthermore, they highlight the Group's success in arranging and managing major Sukuk issuances in terms of both value and returns, as well as its commitment to playing a pivotal role in the Sukuk market, given its significance in financing development plans for both corporates and governments. Capturing such many awards in a single cycle demonstrates the diversity of KFH Group's areas of excellence and reaffirms its position as a leading Islamic financial institution with a strong global presence and influence. It also cements the Group's status as a key reference for Islamic banking at both the regional and international levels, supported by its extensive expertise, wide geographical footprint, and diverse range of products and services that cater to the growing needs and aspirations of its customers. Moreover, the awards mirror the strength of the Group's integrated and systematic business model, high level of coordination and collaboration among its entities, and the ability to achieve growth, expansion, and meaningful value creation across its operations in Kuwait, Bahrain, the United Kingdom, Egypt, Türkiye, Germany, and other markets where it operates. KFH Group earned these awards based on its achievements, remarkable progress in creativity and innovation, and firmly set leadership in financing major development projects across the region. The awards are determined through direct voting by the magazine's readers, including industry participants, investors, financial institutions, and stakeholders from the public sector. It is worth noting that Islamic Finance News (IFN) organizes the Islamic finance and banking awards and publishes leading global Islamic banking news via its magazine. Established in 2004, the publication is part of REDmoney Group and operates offices in Dubai and Kuala Lumpur.
