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In the news..
Al-Marzouq: GCC and Asia Poised to Build a Stronger Economic Corridor Backed by Banking, Investment and Digital Connectivity
Chairman of the Kuwait Banking Association (KBA), and Chairman of Kuwait Finance House Group (KFH Group), Hamad Abdulmohsen Al-Marzouq, emphasized the growing strategic importance of GCC-Asia relations and the pivotal role of the banking sector in strengthening economic integration between the two regions. He made these remarks in his opening address at the GCC-Asia Economic Forum: Banking, Investment and Digital Infrastructure, held in Bangkok on the sidelines of the 2026 IMF–World Bank Annual Meetings. The forum was attended by a distinguished group of officials, including H.E. Jasem Mohamed Al-Budaiwi, Secretary General of the Cooperation Council for the Arab States of the Gulf, H.E. Dr. Yaqoub Yousef Al-Refaei, Minister of Finance of the State of Kuwait, H.E. Suphajee Suthumpun, Deputy Prime Minister & Minister of Commerce of the Kingdom of Thailand, H.E. Basel Ahmed Al Haron, Governor, Central bank of Kuwait; and their Excellencies, the Governors and Ambassadors of the GCC Member States, together with industry leaders, bank executives, asset managers, and technology innovators from across the GCC and Asia. In his remarks, Al-Marzouq emphasized that the long-standing relationship between the GCC and Asia continues to evolve into deeper partnerships that drive investment, trade, and economic growth. He noted that both regions are increasingly contributing to global stability and resilience while adapting to ongoing economic challenges. Highlighting the strength of economic ties between the two regions, Al-Marzouq noted that, according to GCC-Stat, total GCC merchandise trade reached approximately US$1.59 trillion in 2024. China, India, Japan and South Korea accounted for approximately US$659 billion of that trade. China was the GCC's largest trading partner at approximately US$299 billion, followed by India at US$158 billion, Japan at US$114 billion, and South Korea at US$88 billion. Collectively, these four Asian economies represented around 41.5% of the GCC's total external merchandise trade in 2024. He stressed that the GCC's relationship with Asia remains a strategic priority, supported by growing trade volumes, increasing investment flows, and the active role of financial institutions in financing large-scale infrastructure, energy, and connectivity projects that will underpin future economic growth. Al-Marzouq also highlighted the strength of the GCC banking sector, noting that GCC-Stat reported total assets of commercial banks across the GCC at approximately US$3.9 trillion in 2025, while net foreign assets stood at approximately US$837 billion. These figures, he said, demonstrate the significant capacity available to support trade, investment, and financial connectivity with Asian markets. He further noted that GCC financial institutions benefit from strong balance sheets, sound regulatory frameworks, and high levels of liquidity, positioning them to act as key catalysts in advancing the GCC–Asia partnership through support for cross-border investment, trade finance, and financial innovation. Discussing the complementary strengths of both regions, Al-Marzouq stated that Asia offers significant opportunities in technology and infrastructure, while the GCC contributes long-term capital, strong risk management capabilities, and global expertise in Islamic finance. Together, these strengths create substantial opportunities to promote cross-border growth, unlock new investments, and generate shared prosperity. Looking ahead, Al-Marzouq emphasized that the objective extends beyond facilitating individual transactions toward building long-term partnerships. He stressed the need for enhanced collaboration across financial sectors, including project financing, expansion of sukuk markets, support for new investment opportunities, and development of digital systems that strengthen economic connectivity. He added that combining the GCC's strong capital base with Asia's technological innovation can help establish a seamless economic corridor that encourages investment, drives innovation, and supports sustainable growth across both regions. Concluding his remarks, Al-Marzouq noted that the gathering of leaders and decision-makers at the forum provides a valuable opportunity to deepen cooperation, increase investment, and create lasting economic benefits for both the GCC and Asia.
Alshamlan: GCC-Asia Banking Cooperation Has Moved Beyond Dialogue to Tangible Partnerships and Growth Opportunities
Kuwait Finance House (KFH) Group Chief Executive Officer, Khaled Yousef Alshamlan, participated in the GCC–Asia Economic Forum in a panel discussion titled “Core Banking and Balance Sheet Partnerships” held at the United Nations Conference Centre in Bangkok, Thailand at the 2026 IMF–World Bank Annual Meetings. During his participation, Alshamlan affirmed that banking cooperation between the GCC and Asia has evolved into a tangible reality driven by successful partnerships, expanding trade flows, growing capital market connectivity, and increasing demand for Sharia-compliant financing solutions. Strong Evidence of GCC-Asia Banking Integration Alshamlan highlighted KFH's experience as a leading example of the growing financial integration between the two regions. He said that KFH's successful issuance of a US$1 billion five-year sukuk in January 2026 stands as a clear example of effective GCC-Asia banking cooperation. He noted that leading Asian financial institutions, including Bank of China and Mizuho, participated as Joint Lead Managers alongside Gulf-based institutions. The issuance attracted strong investor demand from both Asia and the Middle East and was more than twice oversubscribed, reflecting growing appetite for cross-border Islamic capital market opportunities. "The sukuk not only enabled KFH to diversify its funding sources, but also provided Asian institutions with greater access to international Islamic capital markets. This demonstrates that GCC-Asia capital market integration is already a reality," he said. Strategic Expansion Strengthening Growth Addressing KFH's international growth strategy, Alshamlan explained that the Group's overseas expansion has been guided by the Board's vision to be in the top 100 banks Worldwide, while building a more diversified and resilient financial group. He highlighted the strategic acquisition of formerly Ahli United Bank- Bahrain, which significantly expanded KFH's international footprint across 10 countries, including Bahrain, Turkey, Germany, the United Kingdom and Egypt. "The acquisition has strengthened the balance between corporate and retail banking activities, diversified income sources beyond the GCC region, reduced concentration risk, and enhanced earnings resilience," Alshamlan said. He added that KFH's market capitalization has reached approximately US$50 billion, while the Group continues to deliver strong financial performance be recording the highest net profit in the Kuwaiti banking sector and all listed companies in Boursa Kuwait. Sharia Governance Facilitates International Growth Alshamlan stressed that varying Sharia governance frameworks across jurisdictions do not represent a barrier to deeper GCC-Asia financial integration. "Sharia governance is an integral component of our operating model. KFH has successfully operated for many years across diverse regulatory environments, including the United Kingdom, Germany, Egypt and Turkey," he said. He explained that AAOIFI and IFSB help establish internationally recognized Sharia standards. Combined with KFH Group’s extensive experience in converting conventional banking operations into Islamic banking models, these frameworks have enabled the Group to successfully operate across diverse regulatory environments and effectively navigate cross-border regulatory requirements. Alshamlan also pointed to the growing global significance of Islamic finance, where total industry assets exceeded US$4.3 trillion in 2024 and are expected to reach US$6.9 trillion by 2029, while the GCC region accounts for nearly 40% of global Islamic banking assets. Expanding Opportunities Between Gulf and Asian Markets Commenting on future cooperation opportunities, Alshamlan noted that trade between the GCC and Asia exceeds US$516 billion annually, underlining the importance of stronger banking partnerships. He explained that Asian banks provide access to fast-growing trade flows, manufacturing ecosystems and supply-chain financing opportunities, while Gulf banks offer attractive regional investment opportunities, deep local market knowledge and growing capital markets. "The economic linkages between the two regions continue to strengthen. Chinese bank financing to Gulf markets has increased significantly in recent years, while remittance and trade corridors remain key drivers of financial cooperation," he said. Building a Gateway for Islamic Finance Alshamlan emphasized that creating a genuine Islamic finance gateway requires more than facilitating capital flows. It requires two-way market access that enables clients on both sides to access investment opportunities, financing solutions and institutional investor bases. He noted that sukuk markets can serve as a strategic bridge linking Asian sovereign and corporate issuers with Gulf investors, while simultaneously connecting Gulf issuers with large pools of Asian capital. "KFH's international network uniquely positions the Group to connect GCC businesses with Asian suppliers and growth opportunities through efficient cross-border banking and financing solutions," he said. Advancing Liquidity Connectivity On the prospect of linking regional payment and liquidity systems across the GCC and Asia, Alshamlan described a coordinated liquidity network as a realistic next step. He explained that enhanced connectivity would facilitate trade, improve cross-border capital flows, reduce transaction costs and strengthen regional financial stability. As an example, he highlighted the success of the AFAQ payment system, which connects all six GCC central banks and dozens of participating financial institutions, providing a strong foundation. Sovereign Sukuk Law Opens New Opportunities Alshamlan welcomed Kuwait's sovereign sukuk law, describing it as a significant development for both domestic capital markets and regional financial cooperation. He said the framework will support funding diversification, establish a sovereign benchmark yield curve, improve pricing transparency, enhance market liquidity and create additional Sharia-compliant investment opportunities for investors across the GCC and Asia. "It will support cross-border investment flows and strengthen liquidity management capabilities within the Islamic finance ecosystem," he added. Measuring Success Through Real Economic Outcomes Looking ahead, Alshamlan said the success of GCC-Asia banking cooperation should ultimately be measured through tangible economic outcomes rather than the number of agreements signed. "In five years, I would like to see stronger trade volumes, deeper financial relationships and greater levels of joint financing activity between Gulf and Asian banks," he said. He indicated that Asian markets are growing fast and Gulf Asia Trade is over $516 Billion a year. Alshamlan noted that the GCC's estimated US$1.7 trillion infrastructure pipeline through 2030 presents substantial opportunities for collaboration in sectors such as energy, logistics, transportation, digital infrastructure and data centers. "The true measure of success will be an increase in jointly financed projects, stronger capital market connectivity and deeper economic integration between the GCC and Asia," Alshamlan concluded.
KFH Wins “Top Innovations in Finance 2026 - Middle East” Award from Global Finance
Kuwait Finance House (KFH) has won the “Top Innovations in Finance 2026 – Middle East” award at the 13th annual Global Finance Innovators Awards, underscoring its position as a leader in innovation and digital transformation. The award recognizes “Fahad”, the bank’s AI-powered virtual employee and the first of its kind in Kuwait. This global award highlights KFH’s leadership in deploying advanced digital technologies to improve banking services and enhance the customer experience, in line with the bank’s vision to be a pioneer in smart banking both in Kuwait and across the wider region. Award Criteria This award recognizes financial institutions that are redefining the future of banking through innovative solutions. Winners stay ahead of technological change, improve the customer’s experience, and make their operations more efficient. Selections are made by the editors of Global Finance together with a panel of industry experts, who evaluate each entry on its innovation, real-world impact, use of advanced technology, and the concrete value it delivers to customers. In its coverage of the 2026 Innovators edition, the magazine described “Fahad” as a major step forward in digital banking. Rather than a conventional chatbot, Fahad is a hyper-realistic AI video avatar that pairs artificial intelligence with interactive video, creating an experience that feels natural and human, much like talking to a real person. The magazine highlighted that “Fahad” enables customers to receive instant support and guided assistance across digital channels. It’s a good example of “phygital” banking, which pairs the speed and efficiency of digital platforms with a personalized human interaction, making banking easier and more convenient for customers. Global Finance also commended KFH for using speech analytics to turn phone calls into searchable text. This lets the bank gauge customer sentiment and understand their needs as conversations happen, so it can keep improving the quality of its service. Meshal Alobaid: Fahad Marks a Major Milestone in Banking Innovation KFH Deputy General Manager Digital and Alternative Channels, Meshal Alobaid said: “This global recognition reflects the success of KFH’s strategy of driving innovation and embracing advanced AI solutions. It also reinforces our leading role in shaping new digital banking models built around customers’ needs and their future aspirations.” He noted that “Fahad” is more than a technical project. It’s a strategic move to reshape the banking experience, offering customers a digital employee who is available around the clock to provide support, guidance, and answers through self-service channels and ATMs, quickly, accurately, and efficiently. According to Alobaid, the launch of Fahad at KFH’s branch in The Avenues is the result of years of investment in digital infrastructure and AI. It reinforces a smart ecosystem designed to keep the customer at the center of everything the bank develops. He said the initiative is part of the bank’s broader vision for banking that is smarter and easier to use, with secure, modern services available to customers wherever and whenever they need them. Behind it, he added, is a connected digital ecosystem built on innovation, efficiency, and reliability. The Growing Role of AI in Finance Alobaid noted that fintech is booming across the region, fueled by heavy investment in AI and modern digital tools. He said KFH plans to keep investing in these technologies to sharpen its competitive edge and offer customers ever more advanced banking experience. Editorial Director of Global Finance Founder and Editorial Director of Global Finance, Joseph Giarraputo said that the financial sector is innovating faster than ever, fueled by breakthroughs in AI, cloud computing, and digital payments. In his view, these technologies help institutions run more efficiently, manage risk more effectively, and tailor their services to each customer’s needs. Sustained Leadership in Digital Transformation This latest award adds to KFH’s growing list of international honors for innovation and digital transformation. It highlights the bank’s ongoing success in translating strategic vision into practical, pioneering initiatives, most notably “Fahad”, which stands as an advanced benchmark for applying artificial intelligence in modern banking. About Global Finance Headquartered in New York and founded in 1987, Global Finance magazine has a circulation of 50,000 and is distributed across 185 countries. Global Finance’s audience includes senior corporate and financial officers responsible for making investment and strategic decisions at multinational companies and financial institutions. Its website — GFMag.com — offers analysis and articles that are the legacy of 39 years of experience in international financial markets.
KFH warns against the risks of fraudulent investments and financial scams
Kuwait Finance House (KFH) reaffirmed its commitment to financial awareness and customer protection as part of its participation in the Diraya Campaign, warning the public against the rising risks of fraudulent investments and financial scams. In a press release, KFH added that the investment options offered by local banks, under the regulations of the Central Bank of Kuwait (CBK), are a safe haven and a stable source for financial investments, along with other companies and official institutions licensed and subject to the regulatory authorities responsible for protecting the national economy and the investment sector. KFH pointed out that the secure investment services and products obviate the need for involvement in investment activities with unfamiliar entities that promise financial returns from fraudulent or high-risk projects. KFH also stated that banks are assisting individuals seeking to invest in their funds through a variety of investment tools and experienced employees subject to the regulations and guidelines of regulators. KFH explained that among these safe investment services the banks offer are investment deposits, investment funds, investment savings in addition to the long and short-term investment plans. Meanwhile, KFH warns customers against engaging in high-risk investments that are promoted by unregulated entities and are not subject to oversight by any supervisory authority fueled by the growing presence of shell companies and other online scammers that promote quick profits. KFH advises customers and investors to refrain from responding to advertisements, text messages and emails received from unknown sources. Additionally, the Bank also urges investors to seek advice from qualified experts before making any investment decisions.
