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KFH Rewards
KFH Rewards Prepaid Card is part of the KFH Rewards Program, where customers can earn 10 points for every KD 1 spent when using the card for all purchases, locally and internationally. Moreover, customers will receive 1,000 welcome points upon card issuance.
KFHOnline application
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In the news..
KFH Leads Digital Transformation via KFHOnline
Kuwait Finance House (KFH) continues to consolidate its leading position in digital banking through KFHOnline, available via mobile and the website. The platform provides integrated, secure, and user-friendly services tailored to customers' daily needs. These include advanced electronic payment and settlement solutions, online account opening, the buying and selling of gold, and a wide range of essential banking transactions. KFHOnline offers over 200 digital banking services, featuring a modern design and smart solutions. The bank has completely upgraded the application, reinforcing its leadership in digital innovation and its commitment to providing advanced financial solutions for a seamless banking experience. This milestone also highlights KFH's excellence in executing its digital transformation strategy. The mobile application provides a wide range of local and international money transfer services such as WAMD money transfer service and co-branded international money transfer services in cooperation with Western Union. This service enables customers to conduct fast and secure transfers, whether in cash, directly to bank accounts, or to digital wallets worldwide, with access to Western Union’s extensive global network. Meanwhile, KFH Pay also provides a flexible and fast mechanism for fund transfers and requests, allowing customers to send payment links or use phone numbers to request funds from individuals or groups. Customers can create custom groups for these requests and easily track everyone's payment status through KFH Pay's "Transactions History" list, enhancing transparency and monitoring. Applying for a financing online through KFHOnline app has become more convenient. Customer can submit their financing request through the Finance Services menu in the app and select Finance Request option, without the need to visit a branch. KFH also provides a fully integrated ecosystem of digital banking card services, allowing customers to instantly issue virtual prepaid cards temporarily suspend and reactivate cards, view KFH Rewards points, and access full card details through the application. The Bank has also made progress in allowing customers to update their Civil IDs and authenticate their identities without using a physical card. Customers can easily transfer funds from their prepaid cards to their personal bank accounts. In addition, KFH customers with supplementary family cards can now manage limits for both those additional cards and their primary debit cards. As part of enhancing added value, the bank added KFH Offers section, integrated into KFHOnline app, where customers can explore a diverse array of exclusive benefits. This comprehensive suite of digital services reflects KFH’s commitment to providing an integrated, technology-driven banking experience. This approach aligns with a strategic vision that anticipates industry trends, ensures sustainable excellence, and reinforces KFH's digital leadership.
KFH Group Wins 7 EMEA Finance Awards for 2025 Sukuk Issuances
Kuwait Finance House (KFH) Group has won seven prestigious 2025 EMEA Finance awards, recognizing its leadership and achievements in the Sukuk market. The accolades, including Best Islamic Finance Issuer, Best Sukuk House (KFH Capital), and Best Financial Institution Sukuk, underscore the Group’s excellence in Islamic finance, driven by its innovative products and world-class banking services. In addition, the Group won awards for best Sukuk deals, including: - Best Sukuk in EMEA: Qatar’s US$4bn dual-tranche bond with Sukuk US$3bn 10-year tranche. - Best corporate Sukuk: Türk Telekom’s US$600mn debut 5-year Sukuk. - Best supranational Sukuk: ICD’s US$500mn 5-year Reg S senior unsecured Sukuk. - Best sovereign Sukuk: Bahrain’s US$1.75bn hybrid Ijarah and Murabaha 8-year Sukuk. The EMEA Finance Awards are among the Middle East banking sector's most prestigious, recognizing institutions for their financial performance, innovation, service quality, and business strategy. Ahmad Eissa Al-Sumait Commenting on the accolades, KFH Chief Treasury Officer – Kuwait, Ahmad Eissa Al-Sumait said that the awards reinforce the Group’s track record and efficiency in developing regional and global Sukuk markets. He explained that KFH leverages its capabilities to drive innovation and positive impact within Islamic finance, as reflected in its strategic shift toward supporting sustainability through green Sukuk issuances. Al-Sumait added that in 2025, KFH’s Treasury and Financial Institutions successfully issued $850 million Additional Tier 1 (AT1) Mudaraba Sukuk. The historic transaction, Kuwait's largest ever, carried a 6.25% annual yield and was twice oversubscribed, with subscription orders exceeding $1.7 billion. He explained that KFH's excellence in issuing Sukuk reflects its strong confidence among regional and international investors. This highlights the bank's robust financial position, credit rating, operational efficiency, and reputation for reliability as Kuwait’s largest private sector bank by market capitalization and profitability. Abdullah Sulaiman Al-Haddad Meanwhile, KFH Capital CEO, Abdullah Sulaiman Al-Haddad emphasized the company's commitment to leading Sukuk arrangements and issuances for corporations, governments, and financial institutions, serving its diverse clientele and reinforcing its leadership in this market. He added that the company successfully arranged and participated in most of the largest, most significant Sukuk transactions executed in 2025. Al-Haddad called these awards an incentive for growth and development, noting that years of positive market feedback confirm the company`s sound strategy and its accumulated success and excellence. He added: “KFH Capital is highly active in the Sukuk market, serving as lead coordinator for most of the issuances it arranged in recent years. It has also acted as lead coordinator or bookrunner in numerous transactions for leading development and commercial banks regionally and internationally.” Al-Haddad emphasized that the company’s advanced expertise and capabilities in the Sukuk market have strengthened its standing as a leading, trusted brand. Consequently, it has become the preferred choice for Sukuk issuers and investors. EMEA Finance stated that KFH Group’s rankings support its access to international capital markets, driven by its extensive Sukuk market experience, leadership, and contributions to developing this thriving Islamic finance industry. London-based EMEA Finance is an international magazine covering financial and banking developments in Europe, the Middle East, and Africa. It specializes in sectors such as Islamic banking, Sukuk issuances, and capital markets.
KFH Announces Winners of Al-Hassad and Al-Rabeh Monthly Draws
Kuwait Finance House (KFH) has announced the May 2026 monthly draw winners for its Al-Hassad and Al-Rabeh accounts. Al-Hassad account offers total annual prizes of KD 3 million, while Al-Rabeh account awards KD 1,000 each to 30 winners every month, reflecting KFH`s commitment to rewarding customer loyalty and trust. KFH conducted two draws, awarding 31 winners a total of KD 130,000 in cash prizes, distributed as follows: • Al-Hassad Account: One winner received KD 100,000. • Al-Rabeh Account: 30 winners received KD 1,000 each. The full list of winners is available on KFH’s official social media channels. The new campaign for Al-Hassad account features substantial prizes, headlined by a KD 1.5 million Grand Prize, a KD 500,000 semi-annual prize, and a KD 100,000 monthly prize. Effective January of this year, the new Al-Hassad prize campaign coincided with the resumption of investment account draws conducted under the supervision of independent auditors appointed by the bank to ensure the highest standards of integrity and transparency. KFH continues to enhance the features of its Al-Hassad account, one of the bank’s flagship products that has gained remarkable popularity and strong customer trust. Al-Hassad account offers increased chances of winning, with one entry for every KD 50 deposited. The longer the balance is maintained, the greater the number of entries, bringing customers closer to the title of "KFH Millionaire". As for Al-Rabeh account, it is a dedicated salary account. To qualify for the draws, customers must deposit at least three salaries over the three months preceding the draw and maintain a minimum monthly closing balance of KD 50 throughout that period. The account awards 30 winners KD 1,000 each month. KFH remains committed to offering premium banking products that fulfill customer aspirations and provide unique opportunities to win significant cash prizes. This makes the account a highly appealing savings and investment solution. Based on the Wakala investment structure, Al-Hassad account allows the bank to invest the full balance at a pre-agreed expected profit rate, in addition to the monthly, semi-annual, and annual prize draws. Customers can open Al-Hassad and Al-Rabeh accounts through KFH branches, KFHonline, or ATMs to enjoy exclusive draw opportunities and a wide range of banking benefits.
KFH Reinforces Student Support through Wajhni Campaign
Kuwait Finance House (KFH) continues to support youth through its strategic partnership with the 2026 “Wajhni” national external scholarship campaign, helping students confidently choose academic paths aligned with their interests and the Kuwaiti labor market's requirements. The ribbon-cutting ceremony, marking the start of campaign activities at The Avenues Mall through June 5, was attended by His Excellency the Minister of Higher Education and Scientific Research, Dr. Nader Abdullah Al-Jalal; KFH Group CEO, Khaled Yousef Al-Shamlan; the Undersecretary of the Ministry, Dr. Bader Al-Basiri; and the media advisor to the Minister’s office, Wissal Al-Zamel. Representing KFH were the Acting Group Chief Retail Banking Officer, Sameh El-Meligy; Head of Public Relations and Media, Yousef Abdullah Al-Ruwaieh; and Executive Manager of Social Media and the PR Services Center, Abdullah Al-Saif. Numerous officials from the bank and participating campaign entities also attended. The Minister commended KFH's national and community role, praising its strategic partnership in sponsoring the "Wajhni" national scholarship campaign. He highlighted KFH's contributions to supporting students and academic awareness, reflecting the vital integration between state institutions and the private sector. This partnership serves youth and supports national development by empowering students to make informed educational decisions. KFH Group CEO, Khaled Yousef Al-Shamlan emphasized that participating in "Wajhni" campaign stems from the bank’s national role and social responsibility leadership. He expressed pride in their strategic partnership with the Ministry of Higher Education, emphasizing KFH's commitment to continuously developing and strengthening it. He added: "Our joint cooperation aims to support and guide students before their scholarship journey, enhancing their academic readiness and helping them confidently chart their educational paths with awareness." He explained that KFH prioritizes supporting and developing Kuwait's educational process, aligned with its commitment to state institutional efforts through strategic initiatives and programs. This approach, he indicated, stems from a deep belief that education is a real, sustainable investment in Kuwait's future. AlShamlan pointed out that KFH’s fruitful partnership with the Ministry in the “Wajhni” campaign models constructive cooperation and strategic integration between the public and private sectors, contributing to human capital development. He stressed KFH's keenness to effectively support all initiatives and activities launched by Kuwait's higher education institutions, including Kuwait University, private universities, PAAET, and cultural offices abroad, to boost the educational process and help students achieve their ambitions.
