KFH Rewards

KFH Rewards

KFH Rewards Prepaid Card is part of the KFH Rewards Program, where customers can earn 10 points for every KD 1 spent when using the card for all purchases, locally and internationally. Moreover, customers will receive 1,000 welcome points upon card issuance.

AlRabeh account

Open AlRabeh account and you will have the chance to win 1,500 Kuwaiti
Dinars weekly,1 kg of Gold monthly and 25,000 Kuwaiti Dinars quarterly.

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In the news..

KFH Wins 9 Global Awards in Human Resources for 2025
KFH Wins 9 Global Awards in Human Resources for 2025

Kuwait Finance House (KFH) Group has won 9 global awards in human resources for 2025 from the renowned Brandon Hall Group, a company specialized in the evaluation and performance assessment of banks, companies and institutions around the world. This year, KFH Group has successfully bagged the highest number of accolades for the fourth consecutive year both locally and regionally. This milestone affirms the Group’s leadership in Human Resources and its sustainable success in applying the highest global standards and modern practices in attracting, managing, and developing human capital. This success also reflects the Group’s ability in utilizing capabilities, skills, and talents to deliver high-level productivity and results in a sustainable and professional manner aligned with its strategic objectives. The 9 awards earned by KFH Group are: - Best High Potential Development (Gold) - Best New Hire Onboarding Program (Gold) - Best Unique or Innovative Learning and Development Program (Gold) - Best Talent Acquisition Process (Silver) - Best Learning Experience Platform-LXP Implementation (Silver) - Best Talent Management Strategy (Silver) - Best Certification Program (Silver) - Best Governance Model for Talent Management (Bronze) - Best Certification Program (KFH – Egypt) (Gold) This year’s edition marked the first participation of KFH-Egypt, which was crowned with winning a prestigious award. This accomplishment underscores the Group’s dedication to promoting excellence across various markets. Brandon Hall’s assessment for the winning institutions was based on several criteria, most notably that the implemented programs meet the organization’s needs, are unique in terms of design, presentation, and results, and deliver substantial, measurable, in addition to sustainable benefits with a tangible positive impact across the organization. On this occasion, KFH Acting Group Chief Human Resources and Transformation Officer, Ahmad Alhammad, stated: “These awards are a recognition of KFH Group’s efforts in managing its human capital, the most valuable and distinctive strength, and the cornerstone of the Group’s operations and activities worldwide.” He added that the prestigious achievement reaffirms KFH’s leadership in applying best practices that align with the global standards in Human Resources, positively impacting employees’ overall performance, and consequently in the institution’s reputation, standing, and the quality of services it delivers to customers. Alhammad further noted that winning the Brandon Hall awards, for the fourth consecutive year, across different categories of the most important Human Resources aspects, underlines the success of KFH Group’s vision in the optimal management of its human capital. “This achievement reflects the Group’s advanced and comprehensive approach, starting from recruitment and talent acquisition, followed by qualification and training through innovative and unique programs in collaboration with leading international universities and professional training institutions,” he remarked. “The Group’s approach extends to career development, youth empowerment, and leadership building, with a strong focus on employee loyalty, engagement, and recognition programs, while leveraging technology and data analytics to ensure high-quality and accurate performance as well as keeping pace with the rapid transformations in the banking industry,” added Alhammad. Developing competencies He explained that KFH has successfully designed and delivered a High-Potential Development program to build future leaders in line with its core values of partnership, leadership and accountability, while strengthening employee retention and leadership progression. It includes foundational training, and a core leadership curriculum which focuses on communication, emotional intelligence, negotiation and data analytics. KFH also delivered the Building Leadership Excellence program (BLE) which features an international experience at IE Business School in Madrid, alongside continuous development opportunities through institutions such as the Kuwait Foundation for the Advancement of Sciences (KFAS), and Kuwait Institute of Banking Studies (KIBS). Learning and development Alhammad highlighted KFH’s scholarship program, a fully funded initiative launched by KFH in 2014. The program allows employees to earn Bachelor’s and Master’s degrees at accredited universities in Kuwait. “The program covers 100% of academic costs, including tuition and other academic-related expenses” commented Alhammad. “This initiative reflects KFH’s belief that investing in employees’ knowledge directly enhances the organization’s strength, innovation, and competitiveness.” He stated that the program sponsored 79 employees since its inception, with 32 of them currently enrolled in academic programs. Also, of the 79 researchers, 27 employees moved into managerial positions. He went on to say that KFH is implementing an integrated plan to continuously train its employees and enhance their expertise, noting that the Forssah program which contributed to increasing professionalism at work and performance excellence. Talent acquisition Alhammad said that the Best Governance Model for Talent Management award recognizes KFH’s success in designing a rigorous mechanism to support people-related administrative decisions that account for each employee’s journey and achievements. He noted that KFH adopts a leading talent-management strategy and an employee retention program aimed at preserving high-potential junior talent through incentives that increase progressively with years of service. He affirmed the Bank’s continuous strategy of attracting and developing human talents that can drive positive change and keep pace with growth. This is achieved by recruiting top-tier talents, particularly ambitious young Kuwaitis and providing them with specialized, world-class training and celebrating graduates, high achievers, outstanding capabilities, creative initiatives, and innovative ideas. Onboarding of new hires Speaking about onboarding new hires, Alhammad pointed out that, in parallel with the completion of the first-ever acquisition project in the banking sector, KFH succeeded in developing and implementing a comprehensive strategy to onboard new colleagues joining from the formerly AUB. He further noted that KFH is characterized by its distinctive work environment with strong internal communication and transparency. Additionally, the Bank spares no effort in providing the latest technologies to develop employees and maximize career growth opportunities. “Human capital at KFH is the cornerstone and the true asset behind its success and for maintaining the Group’s global leadership,” he noted. Investing in training Alhammad said that KFH has the best in-house Oracle-based Learning Experience Platform (LXP), which revolutionizes talent development through a personalized and engaging learning experience. The platform aligns with KFH’s organizational goals, supports employee growth, and empowers them to achieve their career aspirations while contributing to business success. LXP serves as a key enabler of a culture of continuous learning and innovation. He noted that KFH continues to promote this culture by fostering the employee-led approach through the innovative Oracle Fusion HCM Cloud system. The Bank also delivered a series of programs in collaboration with renowned institutions such as Headspring, IE University, Financial Times, INSEAD, and others. Accredited programs and certifications He also mentioned the Wealth Management Practitioner program as one of KFH’s flagship initiatives for business growth. Developed in collaboration with Moody’s, this specialized certification is designed exclusively for KFH’s Private Banking Department. This program equips professionals with advanced technical knowledge and behavioral skills, ensuring they are well-prepared to tackle both local and international markets and deliver exceptional value to high-net-worth clients. Alhammad reaffirmed that KFH’s scholarship program for Kuwaiti employees provides full financial sponsorship and comprehensive career support for high-potential employees to complete their degrees, along with benefits that help them achieve work-life balance.

KFH Cardholders Enjoy up to 25% off at Clothing and Furniture Outlets
KFH Cardholders Enjoy up to 25% off at Clothing and Furniture Outlets

Kuwait Finance House (KFH) is extending exclusive offers to its cardholders, allowing them to benefit from a wide variety of discounts while shopping locally. KFH cardholders can enjoy discounts of up to 25% at numerous clothing and home furnishing outlets, with full details available on KFH’s official website. The discounts include several leading clothing stores such as 25% at Golden Frog, 20% at Aura and Centrepoint, 15% at Max, and 10% at Nike, Puma, Intersport, The North Face, New Balance, The Athlete’s Foot and Explorers Base. These discounts are valid until 31 December 2025, except for Max and Centrepoint, where the offers will run until 15 September 2025. In addition, KFH cardholders can benefit from a 10% discount at leading furniture retailers including JYSK, La-Z-Boy, Ali Abdulwahab Al Mutawa (AAW) Kitchens, Ali Abdulwahab Al Mutawa Furniture, and Home Centre. The offers on furniture stores are valid until 31 December 2025, with the exception of Home Centre, where the discount will run until 15 September 2025. KFH seeks to offer its credit and prepaid cardholders a range of benefits and added value as part of its strategy to enhance customer loyalty and reward them. The initiative also aims to strengthen the competitiveness of KFH’s cards by linking them to many benefit programs and services to meet customers’ aspirations. Additionally, the variety of discounts further demonstrates KFH's commitment to ensuring that its advantages cater to the diverse interests of its customers. KFH credit and prepaid cards are recognized as some of the best in the industry, receiving commendations from prominent organizations such as Visa and Mastercard. In addition, KFH cards consistently earn awards for their outstanding performance and efficiency within the banking sector.

KFH Offers Injaz Investment Plan for the Youth
KFH Offers Injaz Investment Plan for the Youth

In line with its leadership in delivering innovative and customer-centric financial products, Kuwait Finance House (KFH) continues to stand out by offering the best investment plans and solutions that meet international standards of quality and excellence. A prime example is the Injaz Investment Plan, which enables the youth to achieve their future dreams by investing their savings for specific goals, such as starting a business or purchasing a home. The Injaz investment plan is available for customers aged 21 to 55, with saving durations ranging from 2 to 15 years. By committing to monthly savings that yield investment profits, customers gain access to a growing fund available whenever they need it. When opened, Injaz will automatically have a Takaful insurance coverage. This insurance will cover the unpaid savings due to death or total disability (due to sickness or accident) during the saving period. The investment plan also offers the convenience of adjusting investment amounts, or monthly installments at any time, with automatic monthly transfers from the customer’s account. KFH’s investment plans are recognized for their flexibility. Customers may withdraw up to 60% of the balance in the first year, and up to 60% each year following the initial withdrawal. They can also deposit fixed amounts in addition to their monthly savings without affecting the plan schedule. The full investment amount, together with the accumulated profits, becomes available at the end of the term. Customers may cancel the investment plan at any time, in which case the invested amount and any profits earned up to the cancellation date will be refunded to their account. Injaz reflects KFH’s broader strategy to serve all segments of customers with banking products tailored to their evolving needs, while also enhancing financial security in the community, and fostering a culture of saving and future planning among families. It is worth noting that KFH offers a variety of saving plans tailored to different investment goals. These plans include Jameati Investment Plan which is designed to support children's college education when they reach 18 years old. KFH also offers Rafaa Marriage Investment Plan, helping parents cover their children's wedding expenses and plan for their future family life. Additionally, Thimar investment plan assists individuals in achieving a comfortable retirement after years of dedication.

KFH Signs a Strategic Partnership with Sakan Platform
KFH Signs a Strategic Partnership with Sakan Platform

Kuwait Finance House (KFH) has signed a strategic partnership with Sakan Global for General Trading (Sakan), fostering collaboration on real estate and financing opportunities through Sakan’s Prop-tech Enabled Platform. This initiative underscores KFH’s ongoing commitment to innovation, market leadership, in addition to promoting technology for real estate transactions. Under this agreement, KFH’s retail and corporate customers will enjoy a more seamless and efficient experience when searching for, purchasing, selling, and managing properties. This is achieved by combining KFH’s extensive expertise in real estate financing with Sakan’s advanced digital solutions. Commenting on the partnership, KFH Deputy Group CEO, Private Banking, Wealth Management and Business Excellence, Alexander Liddle, said: “We are proud of this strategic partnership, which represents a turning point for Kuwait’s real estate market. It affirms our solid commitment to providing innovative solutions for our customers and strengthening our leadership in this vital sector. We have always been keen on being at the forefront of institutions offering real estate products in accordance with Shariah principles. This partnership extends that approach by bringing together our well-established local market expertise with Sakan’s latest digital technologies.” He added that, “Innovation is integral to KFH’s advancement of banking services. The partnership solidifies this commitment in terms of customer centricity and digital development. It also stimulates the real estate market, and contributes to inclusive economic growth,” noted Liddle. “KFH will maintain its leadership in delivering innovative and tailored real estate solutions that meet market needs.” KFH Group Chief Technology and Digital Transformation Officer, Meshaal AlMunaikh, said: “This strategic partnership enables us to deliver smart, technology-powered real estate services tailored to the evolving needs of our customers. By integrating our tailored financing tools with Sakan’s digital platform, customers will be able to explore properties, complete financing transactions, and manage the ownership process with ease and flexibility. This approach serves all customer segments comprehensively and conveniently, ensuring streamlined procedures from finding the right property to completing the purchase.” Meanwhile, Sakan’s Chief Executive Officer, Abdullah Alsaleh, was proud to announce the partnership, saying: “We consider our collaboration with KFH an important step in our journey towards expansion, delivering innovative digital real estate services, and achieving the strategic vision we have placed when the company was founded in 2019.” He explained that the agreement will link listed properties to the Bank’s real estate financing services, provide tools to calculate installments, and expedite pre-approvals, thereby enhancing transparency and simplifying customer experience. Alsaleh commended KFH’s pioneering role in supporting national projects and digital initiatives, noting that Sakan looks forward to expanding its services in the Kuwaiti and Gulf markets over the coming period. It is worth noting that KFH continues to strengthen its position as a strategic partner in the real estate sector through its active role in promoting transparency and developing capabilities. This includes its regular quarterly Real Estate Reports, which offer comprehensive, objective analysis of Kuwait’s property market which provides investors and stakeholders with accurate data to support informed decision making. Beyond market insights, KFH has also invested in building specialized professional competencies through the launch of the Certified Real Estate Appraiser Program, the first of its kind in Kuwait. This pioneering initiative raises professional standards in real estate appraisal and supports the market with qualified experts who possess the knowledge and skills needed to bolster confidence in real estate transactions, thereby contributing to the sector’s economic growth.

Treasury Daily Market Report

Treasury Daily Market Report