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In the news..
KFH and Ministry of Social Affairs Sign MoU to Foster Sustainable Community and Development Partnership
Kuwait Finance House (KFH) and the Ministry of Social Affairs signed a Memorandum of Understanding (MoU) to strengthen cooperation in implementing social and developmental initiatives. This partnership establishes an integrated institutional framework that supports sustainable development efforts and enhances the quality of services provided to beneficiaries in Kuwaiti society. The MoU was signed by the KFH Group Chief Legal Officer, Fawaz Al-Enezi, and the Acting Assistant Undersecretary for Financial, Administrative, and Co-op Affairs at the Ministry of Social Affairs, Dr. Sayed Issa. The signing took place in the presence of the Minister of Social Affairs, Family, and Childhood Affairs, Dr. Amthal Al-Huwailah; KFH Group Chief Executive Officer, Khaled Yousef AlShamlan; and Head of Group Public Relations and Media at KFH, Yousef Abdullah Al-Ruwaieh. Minister of Social Affairs, Family and Childhood Affairs, Dr. Amthal Al-Huwailah, emphasized that the MoU reflects successful cooperation between state institutions and the private sector to serve the community and achieve development goals. She added that it translates national plans into impactful programs and initiatives, confirming that KFH is a prominent development partner and a role model in community service. “We are proud of our partnership with KFH, which over the years has established itself as one of the most prominent national institutions supporting social and developmental work in Kuwait. We look forward to expanding our cooperation in a way that benefits Kuwaiti society,” the Minister added. KFH Group Chief Executive Officer, Khaled Yousef AlShamlan, noted that the MoU reflects the bank’s commitment to building strategic partnerships with state institutions. He emphasized that sustainable development is a shared responsibility requiring alignment between the public and private sectors. AlShamlan stressed that strengthening cooperation on development initiatives is vital to achieving a lasting positive impact and reinforcing the values of partnership and social responsibility. "We consider the partnership an institutional platform to maximize the societal impact of our joint initiatives, invest in Kuwaiti society, and support national priorities that strengthen social and economic efforts and advance the sustainable development goals in line with Kuwait Vision 2035." AlShamlan highlighted KFH's partnerships with government bodies, including the Ministry of Social Affairs, which have yielded tangible results. These joint efforts have been particularly impactful in relieving debtors, empowering youth and individuals with disabilities, raising community awareness, and protecting the environment. Meanwhile, Head of Group Public Relations and Media at KFH, Yousef Abdullah Al-Ruwaieh explained that KFH continues to act as a development partner for government agencies via high quality community initiatives. He stressed that social responsibility remains an integral part of the bank’s strategy. Al-Ruwaieh added that the MoU aligns with KFH’s firm commitment to social responsibility and its role as an influential national development partner. He stressed that cooperation with the Ministry of Social Affairs reflects the efforts to advance sustainable, high-quality initiatives that serve various segments of society. He noted that KFH continues to support national youth awareness initiatives, including the anti-drug campaign "A Nation Protects You". Launched under the patronage of His Excellency the First Deputy Prime Minister and Minister of Interior, Sheikh Fahad Yousef Al-Sabah, the campaign backs the Ministry of Social Affairs in protecting youth and enhancing community security. Al-Ruwaieh explained that KFH prioritizes empowering people with disabilities through specialized training and "Partners in Employing Them" campaign. He noted that the number of employees with disabilities across KFH Group increased to 260 during 2025 from 244 in 2024. Al-Ruwaieh emphasized that KFH continues environmental initiatives under the Keep It Green umbrella. These include the national campaign "This Is Your Role" to clean and beautify vital squares alongside the Ministry of Social Affairs and the Ministry of Education. Additionally, the bank contributed to planting over 12,000 trees with the Green Vision Volunteer Team since 2021 and recorded over 3,000 volunteer hours cleaning beaches, islands, and green spaces. These initiatives earned KFH numerous local, regional, and international accolades. Notable recognitions include a special honor from the Council of Ministers of Labor and Social Affairs in the Gulf Cooperation Council States and the World`s Best Islamic Bank for CSR award from Global Finance magazine, solidifying its position as a leading global Islamic financial institution.
KFH Reaffirms Leadership by Offering Innovative Savings and Investment Solutions
Kuwait Finance House (KFH) consolidates its banking leadership through an advanced suite of savings and investment products. Intelligently designed for diverse customer segments, these solutions match customers' financial journeys and investment capabilities. This aligns with an innovative vision balancing wealth growth with sustainable returns, while enhancing financial stability and financial planning awareness. Injaz Reaffirming its commitment towards meeting youth investment aspirations, KFH offers Injaz investment plan, enabling the youth to plan ahead and achieve their dreams by investing their savings to start a business or purchase a house. The Injaz investment plan is available for customers aged 21 to 55, with saving durations ranging from 2 to 15 years. By committing to monthly savings that yield investment profits, customers gain access to a growing fund available whenever they need it. When opened, Injaz will automatically have a Takaful insurance coverage in customer’s name. This insurance will cover the unpaid savings due to death or total disability (due to sickness or accident) during the saving period. The investment plan also offers the convenience of adjusting investment amounts, or monthly installments at any time, with automatic monthly transfers from the customer’s account. Customers may withdraw up to 60% of the balance in the first year, and up to 60% each year following the initial withdrawal. They can also deposit fixed amounts in addition to their monthly savings without affecting the plan schedule. The full investment amount, together with the accumulated profits, becomes available at the end of the term. The target investment amount ranges from KD 3,000 to KD 120,000. Jameati In line with its responsibility towards future generations, KFH offers the Jameati long-term investment plan to help parents build a secure financial foundation to meet their children’s education expenses. To benefit from this long-term investment plan, the child must be no older than 14 years, and the customer’s age must be between 21 and 61 years. By the time the child reaches university age, the accumulated savings and profits will be available to cover all university education expenses, paving the way for a promising future. The investment term of Jameati ranges from 4 to 18 years. Although the Jameati investment plan is designed as a long-term solution, customers have the flexibility to adjust the investment amount or monthly contributions at any time. Additionally, customers can withdraw up to 60% of the balance in the first year, and up to 60% each year following the initial withdrawal. The target investment amount ranges from KD 3,000 to KD 120,000. Rafaa Believing that big steps require early planning, KFH offers the Raffaa long term investment plan to help customers cover the expenses of their children’s marriage. Through Rafaa investment plan, customers can save monthly amounts and benefit from higher investment returns on their savings, in addition to Takaful coverage. Upon their children reaching the pre-determined age, the total accumulated savings, together with the investment profits, will be available to cover marriage expenses. Among the conditions of the investment plan is that the age of the customer’s child must be less than 20 years, and the customer’s age must be between 21 and 61 years. The investment term of Rafaa plan ranges from 4 to 25 years. The target investment amount ranges from KD 4,000 to KD 120,000. Rafaa advantages include the following: the investment amount or monthly payments may be amended at any time and the amounts can be automatically transferred on monthly basis from the customer account to Rafaa investment account. The customer can withdraw 60% of the balance in the first year and 60% every year after the initial withdrawal. In addition, the customer can automatically increase the monthly investment amount once every two years. It is also possible to deposit specific financial payments, in addition to the monthly deductions, without affecting the schedule of the investment plan. The saving amount and accrued profit during the investment period shall fall due upon expiration of the investment plan. It is worth noting that KFH long-term investment plans feature Takaful coverage with several options including diminishing Takaful coverage and fixed Takaful coverage. The customer may withdraw from the investment plan account upon the lapse of the first year during the investment plan period. Long-term plans are also characterized by their full flexibility concerning the amendment of the amount to be invested and the monthly payments at any time. The customer may also deposit certain payments, in addition to the monthly deducted amounts, without any impact on the investment plan schedule or the targeted amount. Thimar The most prominent of these offerings is Thimar investment plan which is designed to achieve a secure retirement. This plan is available for customers aged 21 to 55, with investment term ranging from 5 to 39 years. Thimar key features include the flexibility to adjust the target amount, or the monthly deduction at any time. Additionally, customers can withdraw up to 60% of the balance in the first year, and up to 60% each year following the initial withdrawal. They also have the option to increase the monthly investment amount automatically once every two years. The target investment amount ranges from KD 4,000 to KD 120,000. When opening Thimar plan, a Takaful insurance coverage is automatically issued in the customer’s name. The insurance will cover the unpaid savings due to death or total disability (sickness or accident) during the saving period. Shifaa KFH also offers Shifaa long term investment plan, providing a Takaful coverage for private health care. The saving plan allows customers, ranging between 21 and 60 years of age, to save monthly amounts and obtain higher investment returns upon the investment’s end term or when needed. Shifaa includes two main elements, savings with high investment returns and Takaful coverage for death or permanent total disability due to sickness or accident in addition to emergency diseases. Customers can save monthly amounts while benefitting from higher investment returns on their savings, in addition to Takaful coverage that guarantees the customer the full target amount throughout the coverage period. In the event of health-related needs, the savings remain readily accessible, enabling customers to cover the required healthcare expenses. The investment period for this saving plan ranges from 5 years to 15 years. Customers can also withdraw up to 60% of the amount saved in the first year and 60% once every year after the first withdrawal. The customer can deposit any amounts in addition to the withheld monthly saving amounts without affecting the schedule of the plan. The target investment amount ranges from KD 4,000 to KD 60,000.
KFH Promotes Awareness to Build a Generation Capable of Planning
Kuwait Finance House (KFH), in collaboration with Hzaya, organized a summer break workshop for Baiti customers, aiming to guide them to benefit form the time during summer in a meaningful way. The workshop focused on enhancing children’s time organization skills, exploring new hobbies and interests, in addition to providing them with new skills to develop their personal and social abilities. Other activities involved interactive practices to stimulate creativity and learning. The initiative reflects KFH’s commitment to support social programs and strengthening partnership that focuses on youth development, aiming to build an aware generation capable of future planning. KFH is keen to sponsor such initiatives, due to the bank’s strong belief in community development and promoting positive values among future generations. KFH's Baiti program, for children up to 14, instills saving habits through a Sharia-compliant investment savings account. It offers educational and recreational activities to boost children's financial and social awareness, while providing parents with an ATM card and e-services for easy account management. Hzaya Bookstore specializes in books for children and young adults, with a mission to promote a love of reading. The bookstore aims to enrich young minds with meaningful concepts through carefully selected stories that meet high educational standards for parents.
KFH Wins Global Finance`s Best Bank for Financial Institutions Award
Kuwait Finance House (KFH) won Global Finance magazine’s 2026 Best Bank for Financial Institutions in the Middle East award at the 26th annual Treasury and Cash Management Awards. The award recognizes KFH’s excellence in providing specialized banking services and its success in building strategic partnerships with regional and international financial institutions. Group General Manager Financial Institutions at KFH, Abdullah AlMarzouq, praised the award, noting it underscores the bank’s leading role in delivering genuine value to global financial partners. He added that the accolade highlights its achievements in innovation and digital transformation, providing incentives to keep delivering services that align with regional and international market demands. AlMarzouq explained that this award expands the bank’s record of international accolades, reflecting its Islamic banking leadership and ongoing commitment to providing the highest standards of quality, innovation, and excellence to global customers and partners. AlMarzouq emphasized that winning Best Bank for Financial Institutions in the Middle East reflects KFH’s strategy to strengthen its regional and global presence and develop specialized banking services. He noted this success leverages the bank's advanced technological infrastructure and deep Islamic banking experience, pointing out that KFH maintains strong ties with 191 banks worldwide, underscoring its market influence and role as a key link between regional and international banking services. Award criteria The Global Finance Awards are highly prestigious accolades recognizing banks with outstanding performance in treasury and cash management. The publication evaluates recipients based on criteria such as market share, customer service, product innovation, and the ability to meet evolving customer needs. The magazine used a multi-tiered assessment process, which included entries from banks and providers and input from industry analysts, corporate executives, technology experts and independent research, to select the best providers of treasury and cash management services. Evaluation combined subjective and objective criteria including profitability, market share, reach, customer service, competitive pricing, and product innovation. The process also weighed how successfully treasury and cash management providers differentiated themselves from competitors regarding core service provision. Global Finance Global Finance, founded in 1987, has a circulation of 50,000 and readers in 193 countries, territories and districts. Global Finance’s audience includes senior corporate and financial officers responsible for making investment and strategic decisions at multinational companies and financial institutions. Its website — GFMag.com — offers analysis and articles that are the legacy of 39 years of experience in international financial markets. Global Finance continues to select the best candidates from banks and financial service providers, making its awards a trusted benchmark of excellence for the global financial community.
