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In the news..
KFH: Integrated financing solutions to support construction projects at Baiti Expo
Kuwait Finance House (KFH) participated in the sixth edition of the "Baiti" Expo, held under the patronage and attended by the Minister of State for Housing Affairs, Eng. Abdul Latif Hamed Al-Mishari. The participation reflects KFH's leading role in providing integrated financing solutions and services that meet customers' needs in construction, design, and home furnishing. Held at Arena Hall in 360 Mall, Baiti Expo is considered Kuwait's largest specialized gathering for the construction sector. The exhibition features more than 80 local and regional companies specialized in construction, furnishing, and residential fit-out services, making it a comprehensive platform for those looking to undertake building and real estate development projects. Strategic Partner KFH Deputy General Manager of Products, Nehal Al-Musallam, said that the Bank's participation in the Baiti Expo as a strategic partner reflects its leading position in financing construction and real estate development projects and supporting Kuwait's urban development movement, thereby contributing to economic development efforts and sustainable growth. She added that this participation reflects KFH's commitment to supporting and ensuring the success of specialized economic exhibitions and events, while contributing to highlighting opportunities and challenges associated with vital sectors, mainly construction and building industries, which are among the key drivers of the national economy. Distinctive offers Al-Musallam emphasized that KFH is keen to offer an integrated suite of innovative financing products that cater to the customers’ diverse needs, foremost among them housing finance, which covers property purchase, construction, and renovation. The financing amount reaches up to KD 95,000, with a financing tenor of up to 15 years. She added that housing finance includes several competitive advantages, most notably a grace period of up to 12 months before the first installment becomes due from the date of obtaining the financing, helping ease customers' financial burden during the early stages of construction. Customers may also defer one installment annually through the KFH Pass service. Al-Musallam noted that the Bank also offers exclusive promotions in collaboration with top suppliers and leading companies locally. These offers include the latest equipment and products for the construction sector, in addition to special discounts and benefits that enhance customer value, in line with the continuous growth witnessed by Kuwait's real estate and construction sectors. Financing Against Cash Collaterals Moreover, Al-Musallam stressed that KFH continues to develop innovative financing solutions that meet customers' changing needs. Among the most prominent is financing against cash collateral, which enables customers to obtain financing against a pledged deposit without the need to break it, while continuing to benefit from its profits throughout the financing period. Customers can also apply for financing through the KFHonline application. Financing Against Gold Account Collateral KFH also offers Financing Against Gold Account Collateral, the first product of its kind in Kuwait, which enabling customers to secure financing using their gold bullion as collateral. This allows customers to benefit from the value of their gold holdings without the need to sell them. The product is among the Bank's most prominent innovative financing solutions, introduced to enhance customer experience and provide more flexible financing options. Dedicated Team KFH's pavilion at the exhibition featured a specialized team of Bank employees who provided consultations, answered customers' and visitors' inquiries, and explained the various financing products and services offered by KFH to support all stages of construction and residential fit-out projects. The exhibition represents an important opportunity for KFH to strengthen direct engagement with customers and gain a closer understanding of their needs, while also enhancing cooperation with participating companies and suppliers. This contributes to delivering integrated solutions and an advanced financing experience that meets customers' diverse requirements.
KFH Obtains ISO Certification for Environmental Management Systems
Kuwait Finance House (KFH), represented by the General Services Department, has obtained the ISO 14001 Environmental Management System (EMS) certification from the global Bureau Veritas organization. This achievement reflects the Bank’s commitment to applying the highest international standards in environmental protection and resource preservation and underscores the strength and effectiveness of its sustainability framework and institutional compliance, in alignment with national priorities and the sustainable development goals. The new certification builds on KFH’s previous achievements, having already obtained ISO certifications for Quality Management and Facilities Management from the International Organization for Standardization (ISO), reaffirming its adherence to global best practices in operational discipline, service excellence, and quality performance. The Environmental Management System (EMS) provides an integrated framework for managing environmental responsibilities and enhancing environmental performance across institutions. It enables the identification and monitoring of environmental aspects and impacts associated with various activities, operations, and facilities, ensuring full compliance with applicable environmental regulations and requirements. The Executive Manager General Services at KFH, Ayman Altabtabaei, said “This achievement embodies KFH’s ongoing commitment to enhancing operational efficiency and applying global best practices in environmental protection, pollution prevention, optimal resource utilization, and supporting sustainable operational processes. It reflects a deeply rooted institutional approach toward environmental issues and sustainability practices.” He added that obtaining the ISO 14001 certification followed a comprehensive audit process that confirmed the efficiency of KFH’s operational and technical procedures, as well as the bank’s ability to continuously improve and develop in areas related to environmental protection and sustainability enhancement. Altabtabaei emphasized that this accreditation adds to KFH’s distinguished record of international certifications, noting that the Bank’s strategic objective is to enhance environmental performance, reduce carbon footprint, and reinforce sustainability practices, thereby supporting the achievement of Environmental, Social, and Governance (ESG) goals and strengthening KFH’s position as a leading financial institution in this field. Environmental Sustainability KFH continues to implement initiatives and programs aimed at promoting sustainability, protecting the environment, and reducing carbon emissions, within a comprehensive vision that balances economic growth with environmental and social responsibility, contributing to sustainable development across the community. The Bank has also obtained the Leadership in Energy and Environmental Design (LEED) – Platinum and Gold Levels certification from the U.S. Green Building Council, after several of its branches met the criteria and requirements related to energy efficiency and environmental sustainability. This reinforces the bank’s leadership in adopting best environmental practices within the banking sector. The LEED certification is one of the world’s most recognized systems for evaluating and rating buildings based on sustainability and resource efficiency. It measures environmental performance across key pillars including energy efficiency, water efficiency, carbon emission reduction, indoor environmental quality, and the use of sustainable building materials. As part of its adoption of innovative environmental solutions, KFH has successfully deployed advanced global technologies to extract water from air using Atmospheric Water Generator (AWG) devices. These systems rely on patented Italian technology and are manufactured through a Kuwaiti company. The devices have been installed across six branches: Bayan, Salwa, Sabah Al Salem, Jaber Al Ahmad, Granada, and Khaldiya. KFH is the first and only bank in Kuwait to adopt this innovative technology for producing water and meeting the daily operational needs of its branches. The generated water is distinguished by its high purity, thanks to advanced extraction and filtration stages that ensure the highest quality standards.
KFH: KD 130,000 in Prizes for Al-Hassad and Al-Rabeh Monthly Draws
Kuwait Finance House (KFH) has announced the winners of its monthly Al-Hassad and Al-Rabeh draws for August 2026. Al-Hassad awards a monthly prize of KD 100,000 to one winner, while Al-Rabeh awards 30 winners with KD 1,000 each, reflecting KFH's commitment to honoring customer loyalty and trust. KFH conducted two draws, awarding 31 winners a total of KD 130,000 in cash prizes, distributed as follows: • Al-Hassad Account: One winner received KD 100,000. • Al-Rabeh Account: 30 winners received KD 1,000 each. The full list of winners is available on KFH’s official social media channels. The new campaign for Al-Hassad account features substantial prizes, headlined by a KD 1.5 million Grand Prize, a KD 500,000 semi-annual prize, and a KD 100,000 monthly prize. Effective January of this year, the new Al-Hassad prize campaign coincided with the resumption of investment account draws conducted under the supervision of independent auditors appointed by the bank to ensure the highest standards of integrity and transparency. KFH continues to enhance the features of its Al-Hassad account, one of the bank’s flagship products that has gained remarkable popularity and strong customer trust. Al-Hassad offers increased chances of winning, with one entry for every KD 50 deposited. The longer the balance is maintained, the greater the number of entries, bringing customers closer to the title of "KFH Millionaire". As for Al-Rabeh account, it is a dedicated salary account. To qualify for the draws, customers must deposit at least three salaries over the three months preceding the draw and maintain a minimum monthly closing balance of KD 50 throughout that period. The account awards 30 winners KD 1,000 each month. KFH remains committed to offering premium banking products that fulfill customer aspirations and provide unique opportunities to win significant cash prizes. This makes the account a highly appealing savings and investment solution. Based on the Wakala investment structure, Al-Hassad account allows the bank to invest the full balance at a pre-agreed expected profit rate, in addition to the monthly, semi-annual, and annual prize draws. Customers can open Al-Hassad and Al-Rabeh accounts through KFH branches, KFHonline, or ATMs to enjoy exclusive draw opportunities and a wide range of banking benefits.
KFH Redefines Branch Banking with Smart Technology
Driven by its commitment to meeting customer needs and adopting cutting-edge technology, Kuwait Finance House (KFH) provides a wide range of core banking services through its smart branches. This delivers a comprehensive banking experience built around stronger security, greater efficiency, and faster, simpler transactions. By introducing innovative financial solutions, the bank continues to reinforce its leading role in digital transformation. KFH is expanding the presence of its smart branches across Kuwait. Customers can currently access them at The Avenues; the co-operative societies in Ishbiliya, Jabriya, Mangaf, Sabah Al-Ahmad, Al-Salam, and Abu Fatira; Shuwaikh KFH Auto Showroom; Al-Khiran Mall; and Abdullah Al-Salem. Given the strong response and accessibility, KFH plans to increase the number of smart branches so that customers in more areas of Kuwait can benefit from them. The bank is also strengthening its wider service network through the KFHOnline app, social media, robotics, and artificial intelligence, alongside other digital alternatives to traditional channels. At its strategically located smart branches, customers enjoy fast, secure, and seamless access to a full suite of interactive self-service solutions. They can arrange Murabaha financing, apply for or instantly reprint credit and prepaid cards, and issue debit cards on the spot. The branches also support card-based and cardless cash withdrawals, cash deposits, and cheque deposits using a mobile number, Civil ID, or QR code. Customers can check balances, view account statement summaries, make internal and local transfers, and request and print chequebooks immediately. They can open accounts and deposits, change or reset PINs, donate to charity, transfer funds to credit cards, and activate bank cards. Personal details, KYC information, and Civil ID expiry dates can be updated on site using a physical Civil ID or the Kuwait Mobile ID app. Dedicated gold services are also available, including opening gold accounts, buying and selling gold, viewing statements, and receiving 10-gram gold bars. Customers can open savings accounts as well as Al-Hassad, Al-Rabeh, and Electron accounts, together with a broad range of banking and financing solutions designed to raise the quality of the customer experience through advanced digital channels. Reaffirming its leadership in digital innovation, KFH has completed a comprehensive upgrade of its ATM network and the KFHOnline app, which now provides access to more than 200 banking services. E-banking features include instant issuance of virtual prepaid cards; viewing PINs and details for credit and debit cards; and opening additional accounts in Kuwaiti dinars, GCC currencies, and other foreign currencies without visiting a branch. Customers can activate new cards, temporarily suspend cards, adjust usage limits, and customize card designs. They can also update phone numbers, set up term deposits, pay telecom bills, add beneficiaries, check balances, and request chequebooks. Further services include opening gold accounts, executing gold trading and gifting transactions, applying for financing, tracking financial obligations and instalment schedules, viewing investment plans, obtaining account and deposit summaries, and managing children’s accounts, among many other electronic services. The 24/7 fully automated smart branches reflect the rapid evolution of retail banking, as customers increasingly turn to digital solutions for quick and efficient banking
