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Dear Customers,
Due to planned system upgrades, you may face some difficulties using of our KFH e-services, on Saturday 12th September, 2026 from 02:00 AM to 08:00 AM.
To stop your banking card, please call 1803333.
Thank you for your understanding.
KFH Rewards
KFH Rewards Prepaid Card is part of the KFH Rewards Program, where customers can earn 10 points for every KD 1 spent when using the card for all purchases, locally and internationally. Moreover, customers will receive 1,000 welcome points upon card issuance.
Al-Hassad Account
Invest in the AL-HASSAD account and automatically enter our monthly, semi-annual, and annual draws.
KFHOnline application
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A collection of services and tools to meet your requirements
In the news..
KFH Obtains ISO Certification for Environmental Management Systems
Kuwait Finance House (KFH), represented by the General Services Department, has obtained the ISO 14001 Environmental Management System (EMS) certification from the global Bureau Veritas organization. This achievement reflects the Bank’s commitment to applying the highest international standards in environmental protection and resource preservation and underscores the strength and effectiveness of its sustainability framework and institutional compliance, in alignment with national priorities and the sustainable development goals. The new certification builds on KFH’s previous achievements, having already obtained ISO certifications for Quality Management and Facilities Management from the International Organization for Standardization (ISO), reaffirming its adherence to global best practices in operational discipline, service excellence, and quality performance. The Environmental Management System (EMS) provides an integrated framework for managing environmental responsibilities and enhancing environmental performance across institutions. It enables the identification and monitoring of environmental aspects and impacts associated with various activities, operations, and facilities, ensuring full compliance with applicable environmental regulations and requirements. The Executive Manager General Services at KFH, Ayman Altabtabaei, said “This achievement embodies KFH’s ongoing commitment to enhancing operational efficiency and applying global best practices in environmental protection, pollution prevention, optimal resource utilization, and supporting sustainable operational processes. It reflects a deeply rooted institutional approach toward environmental issues and sustainability practices.” He added that obtaining the ISO 14001 certification followed a comprehensive audit process that confirmed the efficiency of KFH’s operational and technical procedures, as well as the bank’s ability to continuously improve and develop in areas related to environmental protection and sustainability enhancement. Altabtabaei emphasized that this accreditation adds to KFH’s distinguished record of international certifications, noting that the Bank’s strategic objective is to enhance environmental performance, reduce carbon footprint, and reinforce sustainability practices, thereby supporting the achievement of Environmental, Social, and Governance (ESG) goals and strengthening KFH’s position as a leading financial institution in this field. Environmental Sustainability KFH continues to implement initiatives and programs aimed at promoting sustainability, protecting the environment, and reducing carbon emissions, within a comprehensive vision that balances economic growth with environmental and social responsibility, contributing to sustainable development across the community. The Bank has also obtained the Leadership in Energy and Environmental Design (LEED) – Platinum and Gold Levels certification from the U.S. Green Building Council, after several of its branches met the criteria and requirements related to energy efficiency and environmental sustainability. This reinforces the bank’s leadership in adopting best environmental practices within the banking sector. The LEED certification is one of the world’s most recognized systems for evaluating and rating buildings based on sustainability and resource efficiency. It measures environmental performance across key pillars including energy efficiency, water efficiency, carbon emission reduction, indoor environmental quality, and the use of sustainable building materials. As part of its adoption of innovative environmental solutions, KFH has successfully deployed advanced global technologies to extract water from air using Atmospheric Water Generator (AWG) devices. These systems rely on patented Italian technology and are manufactured through a Kuwaiti company. The devices have been installed across six branches: Bayan, Salwa, Sabah Al Salem, Jaber Al Ahmad, Granada, and Khaldiya. KFH is the first and only bank in Kuwait to adopt this innovative technology for producing water and meeting the daily operational needs of its branches. The generated water is distinguished by its high purity, thanks to advanced extraction and filtration stages that ensure the highest quality standards.
KFH: KD 130,000 in Prizes for Al-Hassad and Al-Rabeh Monthly Draws
Kuwait Finance House (KFH) has announced the winners of its monthly Al-Hassad and Al-Rabeh draws for August 2026. Al-Hassad awards a monthly prize of KD 100,000 to one winner, while Al-Rabeh awards 30 winners with KD 1,000 each, reflecting KFH's commitment to honoring customer loyalty and trust. KFH conducted two draws, awarding 31 winners a total of KD 130,000 in cash prizes, distributed as follows: • Al-Hassad Account: One winner received KD 100,000. • Al-Rabeh Account: 30 winners received KD 1,000 each. The full list of winners is available on KFH’s official social media channels. The new campaign for Al-Hassad account features substantial prizes, headlined by a KD 1.5 million Grand Prize, a KD 500,000 semi-annual prize, and a KD 100,000 monthly prize. Effective January of this year, the new Al-Hassad prize campaign coincided with the resumption of investment account draws conducted under the supervision of independent auditors appointed by the bank to ensure the highest standards of integrity and transparency. KFH continues to enhance the features of its Al-Hassad account, one of the bank’s flagship products that has gained remarkable popularity and strong customer trust. Al-Hassad offers increased chances of winning, with one entry for every KD 50 deposited. The longer the balance is maintained, the greater the number of entries, bringing customers closer to the title of "KFH Millionaire". As for Al-Rabeh account, it is a dedicated salary account. To qualify for the draws, customers must deposit at least three salaries over the three months preceding the draw and maintain a minimum monthly closing balance of KD 50 throughout that period. The account awards 30 winners KD 1,000 each month. KFH remains committed to offering premium banking products that fulfill customer aspirations and provide unique opportunities to win significant cash prizes. This makes the account a highly appealing savings and investment solution. Based on the Wakala investment structure, Al-Hassad account allows the bank to invest the full balance at a pre-agreed expected profit rate, in addition to the monthly, semi-annual, and annual prize draws. Customers can open Al-Hassad and Al-Rabeh accounts through KFH branches, KFHonline, or ATMs to enjoy exclusive draw opportunities and a wide range of banking benefits.
KFH Redefines Branch Banking with Smart Technology
Driven by its commitment to meeting customer needs and adopting cutting-edge technology, Kuwait Finance House (KFH) provides a wide range of core banking services through its smart branches. This delivers a comprehensive banking experience built around stronger security, greater efficiency, and faster, simpler transactions. By introducing innovative financial solutions, the bank continues to reinforce its leading role in digital transformation. KFH is expanding the presence of its smart branches across Kuwait. Customers can currently access them at The Avenues; the co-operative societies in Ishbiliya, Jabriya, Mangaf, Sabah Al-Ahmad, Al-Salam, and Abu Fatira; Shuwaikh KFH Auto Showroom; Al-Khiran Mall; and Abdullah Al-Salem. Given the strong response and accessibility, KFH plans to increase the number of smart branches so that customers in more areas of Kuwait can benefit from them. The bank is also strengthening its wider service network through the KFHOnline app, social media, robotics, and artificial intelligence, alongside other digital alternatives to traditional channels. At its strategically located smart branches, customers enjoy fast, secure, and seamless access to a full suite of interactive self-service solutions. They can arrange Murabaha financing, apply for or instantly reprint credit and prepaid cards, and issue debit cards on the spot. The branches also support card-based and cardless cash withdrawals, cash deposits, and cheque deposits using a mobile number, Civil ID, or QR code. Customers can check balances, view account statement summaries, make internal and local transfers, and request and print chequebooks immediately. They can open accounts and deposits, change or reset PINs, donate to charity, transfer funds to credit cards, and activate bank cards. Personal details, KYC information, and Civil ID expiry dates can be updated on site using a physical Civil ID or the Kuwait Mobile ID app. Dedicated gold services are also available, including opening gold accounts, buying and selling gold, viewing statements, and receiving 10-gram gold bars. Customers can open savings accounts as well as Al-Hassad, Al-Rabeh, and Electron accounts, together with a broad range of banking and financing solutions designed to raise the quality of the customer experience through advanced digital channels. Reaffirming its leadership in digital innovation, KFH has completed a comprehensive upgrade of its ATM network and the KFHOnline app, which now provides access to more than 200 banking services. E-banking features include instant issuance of virtual prepaid cards; viewing PINs and details for credit and debit cards; and opening additional accounts in Kuwaiti dinars, GCC currencies, and other foreign currencies without visiting a branch. Customers can activate new cards, temporarily suspend cards, adjust usage limits, and customize card designs. They can also update phone numbers, set up term deposits, pay telecom bills, add beneficiaries, check balances, and request chequebooks. Further services include opening gold accounts, executing gold trading and gifting transactions, applying for financing, tracking financial obligations and instalment schedules, viewing investment plans, obtaining account and deposit summaries, and managing children’s accounts, among many other electronic services. The 24/7 fully automated smart branches reflect the rapid evolution of retail banking, as customers increasingly turn to digital solutions for quick and efficient banking
KFH Empowers SMEs to Integrate Sustainability into Their Business Operations
Kuwait Finance House (KFH) continues, for the second consecutive year, to organize the “Business Sustainability Program” dedicated to Small and Medium Enterprises (SMEs), the first initiative of its kind within the Kuwaiti banking sector. The program reflects the Bank’s vision to promote sustainable development and reinforce its leading role in supporting the entrepreneurial ecosystem, enabling SME owners to achieve sustainable growth. The program aims to help participating companies integrate sustainability principles into their operations, strategies, and business models, thereby enhancing their competitiveness and long term growth. It also demonstrates KFH’s commitment to strengthening its relationships with customers in this segment and providing them with added value through specialized initiatives and modern, effective channels. Yousef Almutawa The KFH Group Chief Corporate Banking Officer, Yousef Almutawa stated during the program’s opening ceremony: “KFH has successfully established its position as a key partner for companies of all sizes and sectors through its comprehensive suite of financing and banking solutions, supported by a diversified financing portfolio that covers multiple vital economic sectors.” Almutawa added that the Bank places exceptional focus on SMEs, driven by its belief in their pivotal role in supporting sustainable economic growth, creating job opportunities, and fostering innovation and entrepreneurship. He emphasized that these efforts reflect the Bank’s commitment to its economic and developmental responsibilities and its role in supporting national development projects in Kuwait. He noted KFH’s leadership as the first banking institution to establish a dedicated SME financing department, offering an integrated package of financing and banking solutions, in addition to knowledge‑sharing and advisory support to help SMEs grow their businesses. Zein AlAbdeen Itani For his part, the Acting Deputy General Manager SMEs at KFH, Zein AlAbdeen Itani, affirmed that the second edition of the “Business Sustainability Program” reflects the Bank’s ongoing commitment to supporting the development and growth of the SME sector in Kuwait, and enhancing the added value of their business models by embedding sustainability concepts that have become essential to the success of modern enterprises. Itani highlighted that KFH, using its leading expertise in Islamic finance, has succeeded in providing an integrated ecosystem of banking and financing solutions tailored specifically to this segment. These include cash‑based financing such as Murabaha, Tawarruq, and Ijara, as well as non‑cash solutions such as Letters of Guarantee and Letters of Credit, in addition to digital banking services that facilitate business management and enhance operational efficiency. He added that the Bank’s role extends beyond financing to include advisory support, knowledge exchange, and contributing to the sustainable growth and expansion of its customers. Mohammad Alarbeed In his remarks during the program’s opening, the Executive Manager of Governance and Sustainability at KFH, Mohammad Alarbeed, welcomed the participants, emphasizing that the program reflects the Bank’s commitment to supporting its customers and partners and enabling them to benefit from best practices in sustainability. Alarbeed stated, “We are delighted to launch the second edition of the ‘Business Sustainability Program’ for SMEs, driven by our belief in the importance of sustainability as one of the key drivers of business success and competitiveness, and in recognition of the vital role SMEs play as a fundamental pillar of the national economy.” He explained that sustainability is no longer a theoretical concept, but rather a critical factor in enhancing corporate readiness, credibility, competitiveness, and long‑term performance. Alarbeed added that through this program, KFH aims to empower its customers and partners to adopt practical and applicable sustainability practices that help them build clear strategies, achieve their objectives, and strengthen opportunities for sustainable growth. He noted that the program was fully developed and designed based on KFH’s practical expertise and accumulated experience in the field of sustainability, with the purpose of transferring this knowledge directly to customers and ensuring they receive maximum benefit.
