Germany
Malaysia
Turkey
Egypt
UK
Kingdom of Bahrain
Dear Customers,
Due to planned system upgrades, you may face some difficulties using of our KFH e-services including “Wamd” service, on Friday 06 November, 2026 from 02:00 AM to 06:00 AM.
To stop your banking card, please call 1803333.
Thank you for your understanding.
KFH Rewards
KFH Rewards Prepaid Card is part of the KFH Rewards Program, where customers can earn 10 points for every KD 1 spent when using the card for all purchases, locally and internationally. Moreover, customers will receive 1,000 welcome points upon card issuance.
Al-Hassad Account
Invest in the AL-HASSAD account and automatically enter our monthly, semi-annual, and annual draws.
KFHOnline application
- Local & International transfers
- Open accounts and deposits
- Instant virtual cards issuance
- Buy and sell gold
- Cardless withdrawal and deposit
- Send and request money
Scan the QR code
A collection of services and tools to meet your requirements
In the news..
Al-Hasawy: Balanced Performance in the Real Estate Market During Q3 Despite Challenges
أفاد المدير التنفيذي للتقييم العقاري فى بيت التمويل الكويتى، م. حمد الحساوى، ان اداء السوق العقاري قد أظهر مرونة واضحة خلال الربع الثالث من العام الجارى بفضل الطلب المحلي وتحسن ثقة المستثمرين بالاضافة الى النمو المتوازن فى قطاعاته خاصة الرئيسية ذات النشاط المستقر والطلب القوى ، مشيرا الى ان قطاع السكن الخاص ظل الأكثر نشاطاً ، بينما ساهم تحسن تداولات العقار الاستثماري والتجاري في دعم إجمالي قيمة التداولات البالغة 1,019.7 مليون دينار بنسبة نمو 12.4% على اساس ربع سنوى ، فيما استحوذت تداولات السكن الخاص على الحصة الأكبر من إجمالي قيمة التداولات العقارية في الربع الثالث 2026 بنسبة 44.6%، وجاء الاستثماري في المرتبة الثانية بحصة 35.2% ، تلاه العقار التجاري بحصة 18% ، أما بقية الفئات فشكلت مجتمعة نحو 2.2% من الإجمالي، ما يؤكد مكانة القطاعات العقارية الثلاثة فى تحريك عجلة السوق ورفع وتيرة ادائه . واضاف الحساوى ان القطاع العقارى واصل الاداء المتزايد القيمة والعالى المؤشرات خلال الربع الثالث من العام الجارى رغم التوترات الجيوسياسية والتقلبات غير المسبوقة في أسعار النفط ، مدعوماً باستقرار البيئة الاقتصادية المحلية ومتانة القطاع المصرفي واستمرار الطلب على مختلف الفئات العقارية ، مشيرا الى أن النظرة المستقبلية الإيجابية فى السوق تعززت بفعل الإصلاحات التشريعية والقوانين التي صدرت مؤخراً، بما يساهم في استمرار النشاط العقاري ضمن مسار أكثر توازناً. واشار الحساوى الى انه قد ارتفعت قيمة تداولات السكن الخاص إلى 455.3 مليون دينار في الربع الثالث 2026، بزيادة 6.7% على أساس ربع سنوي ، مع استقرار عدد الصفقات عند 1,106 صفقة. كما ارتفعت تداولات العقار الاستثماري إلى 359.1 مليون دينار بنسبة 25.1% عن الربع السابق ، وزاد عدد صفقاته إلى 359 صفقة بنسبة 9.5%. وسجل العقار التجاري تداولات بقيمة 183.1 مليون دينار، بزيادة 62.2% عن الربع السابق، رغم انخفاض عدد الصفقات إلى 32 صفقة بنسبة 28.9%. في المقابل، وتراجعت تداولات الشريط الساحلي إلى 2.3 مليون دينار من خلال صفقتين ، وانخفضت تداولات المخازن إلى 1.8 مليون دينار من خلال صفقة واحدة ، بينما ارتفعت تداولات العقار الحرفي إلى 18.2 مليون دينار من خلال صفقتين. واضاف:" تزايد مشاريع التطوير العقاري واهتمام الحكومة بتطوير اعمال القطاع، يجعل الكويت واحدة من أكثر الأسواق العقارية جاذبية في المنطقة "، مشيرا الى ان التقييم العقاري يمثل جانبا مهما من النشاط العقارى ويشمل عدة مستويات ، ويساهم في انسياب عمليات التمويل وتنظيم المعاملات بالسوق على اسس من الشفافية والاعتبارات المهنية والتقييم العادل الذى يأخذ بعين الاعتبار الحقائق والتطورات على ارض الواقع. وشدد الحساوى على تميز القدرات البشرية العاملة والإحترافية فى مجال التقييم العقارى فى بيت التمويل الكويتى، مما يعزز دائما الثقة الكبيرة التى يوليها العملاء بمختلف انواعهم فى اعمال التقييم العقارى التى يحققها، بالاضافة الى متانة البناء التنظيمى الذى يسفرعن افضل اداء على مستوى السوق، ما جعل بيت التمويل الكويتى الجهة المفضلة فى مجال التقييم العقارى المهم لجميع القطاعات، بخبرة عريقة في المجال العقاري وموثوقية وحيادية وشفافية . يذكر ان بيت التمويل الكويتى جهة تقييم معتمدة لديها قاعدة معلومات كبيرة وجهاز فني "هندسي وقانوني ومحاسبي" يقوم عمله على دراسات وتقارير عقارية ومتابعة للسوق وتطوراته.
KFH Wins MEED’s "MENA Islamic Bank of the Year" Award for 2026
Kuwait Finance House (KFH) won the “MENA Islamic Bank of the Year” award for 2026 at the MENA Banking Excellence Awards - Corporate & Investment, organized by MEED. The new achievement underscores the Bank’s leading position regionally and globally across various banking sectors, its pioneering role in the Islamic finance industry, and its success in delivering innovative banking solutions as well as a comprehensive customer experience. This award highlights KFH’s success in blending banking expertise with innovation in products, services, and financial solutions. It enables the bank to meet diverse customer needs while helping companies execute financing and investment plans efficiently. KFH was honored at a ceremony held during Dubai Future Finance Week, an event gathering elite financial and banking leaders, decision-makers, and experts from across the region. KFH Executive Manager Social Media and PR Service Center, Abdullah Al-Saif received the award on behalf of the Bank. This recognition reflects KFH’s leading track record in consolidating Islamic banking and strengthening its contribution to financing economic and investment activities. This has been achieved by delivering tailored banking and financing solutions that adapt to market developments, meet corporate and institutional needs, and fulfill customer aspirations. KFH’s selection as MENA Islamic Bank of the Year reinforces its position as one of the world’s largest Islamic financial institutions, supported by strong financial solvency and outstanding operational performance. This is reflected in recording the highest profitability among banks in Kuwait, with net profit attributable to shareholders reaching KD 523.4 million by the end of the third quarter of 2026, a 6.2% increase compared with the same period last year. Net operating income also rose 11.7% to KD 1,004.7 million. Furthermore, the bank is successfully implementing its strategy to accelerate digital transformation, develop innovative banking products and services, enhance customer experience, strengthen competitiveness, and achieve sustainable growth. KFH continues to reinforce its local, regional, and international presence through its extensive expertise and broad geographic footprint through a network of more than 600 branches across 10 countries. The Bank also enjoys advanced capabilities in structuring financing solutions, building partnerships, managing customer relations, and delivering banking and investment services tailored to customers’ business requirements and expansion plans. The award highlights KFH’s pivotal role as a strategic partner in advancing Kuwait Vision 2035 through innovative financing solutions for major development projects, driving sustainable economic growth and underscoring its commitment to fostering investment and corporate banking excellence. Methodology An independent committee of leading bankers and experts evaluates 2026 MENA Banking Excellence Awards candidates against rigorous, transparent criteria. The panel reviews all submissions before approving final results and selecting winners. Criteria include measurable financial performance, financial strength, innovation, Sharia compliance, leadership in Islamic finance and Sukuk issuance, investment product development, and the delivery of high-quality advisory and financing solutions for corporate and institutional customers. MEED Established in 1957, MEED is a leading regional media platform specializing in economic analysis and business intelligence across the Middle East. In collaboration with GlobalData Financial Services, MEED presents the MENA Banking Excellence Awards - Corporate & Investment to institutions which demonstrate outstanding achievements in banking and financial services, with particular focus on innovation, service quality, and customer experience excellence.
KFH Honors the Winners of the Quran Memorization and Recitation Competition
Kuwait Finance House (KFH) has honored the winners of the 14th edition of the Quran Memorization and Recitation Competition, the largest of its kind in Kuwait in terms of prizes and number of participants. The initiative reflects KFH’s pioneering social role and its continuous commitment to developing the capabilities of children and young people as well as encouraging the recitation and memorization of the Holy Quran. The KFH Quran Memorization and Recitation Competition for children and youth attracted broad participation across various age groups, with winners being selected by a specialized judging panel. During his speech at the ceremony, KFH Executive Manager Social Media and PR Service Center, Abdullah Al-Saif, highlighted that the competition helps identify and nurture those with a talent for memorization and recitation while inspiring the younger generation to read the Holy Quran. He emphasized that the competition which KFH has organized for the 14th consecutive year, had drawn a large number of participants. “Several factors contributed to showcasing the participants’ abilities across various categories and levels, including a judging panel, seamless organization, and well-thought-out arrangements, all within an encouraging atmosphere of healthy competition aimed at achieving top results," he added. The winners expressed their delight at winning the competition, as it focuses on memorizing the Holy Quran and provides a valuable opportunity to inspire them and others to master its memorization and recitation. They described the contest as a commendable initiative by KFH, highlighting how it allowed them to showcase their talents while earning spiritual rewards. The competition is one of the main annual activities organized by KFH and is part of the Bank’s ongoing efforts to host events across various fields that align with the diverse interests of young people, match their capabilities, and nurture their talent.
Alterkait: Digital Transformation and AI Are Key Pillars of Economic Growth and Business Competitiveness
Kuwait Finance House (KFH) Deputy Group CEO Technology and Operations, Haytham Alterkait, said digital transformation has evolved beyond delivering services through applications and digital platforms to become a core pillar of modern institutions. He noted that it accelerates transactions, boosts productivity, and improves business efficiency, adding that the future of investment and economic growth is closely linked to technological advancements and investment in innovation. Speaking at the 5th edition of the MoneyTech 2026 summit organized by Al-Jarida, Alterkait stated that the agenda addresses key issues, particularly “Investing in Times of Uncertainty”, a topic that is currently relevant to economies and financial markets. He noted that the challenge extends beyond navigating market volatility to sustaining investment flows, supporting productive sectors, and balancing opportunity with risk management. Artificial Intelligence Alterkait explained that artificial intelligence marks a new stage in the financial sector’s evolution, offering powerful tools to analyze data, improve customer experiences, automation, strengthen risk management and early detection of fraud. He added that KFH views AI as a major driver of innovation and productivity, provided there is responsible adoption of new technology, strict adherence to data governance, and full transparency, aiming to achieve tangible improvements in business development and customer experience. Cybersecurity Alterkait highlighted the crucial role of cybersecurity in a rapidly expanding digital economy, noting that cybersecurity and operational resilience become even more critical as reliance on digital services grows. He added that confidence of customer and investor depends on an organization's ability to safeguard funds and data, secure transactions, and maintain uninterrupted services. He emphasized that investing in security and operational readiness is critical to strengthening financial sector stability and navigating challenges. He noted that an institution's ability to maintain uninterrupted services reinforces market confidence, adding that true operational resilience is built long before crises hit, through reliable infrastructure and effective response and recovery capabilities. Wealth Management and FinTech Alterkait noted that small and medium-sized enterprises (SMEs) and startups are vital for economic diversification and job creation. He emphasized that these businesses thrive on partnerships combining the expertise of financial institutions with the innovation of entrepreneurs. He added that the summit’s coverage of wealth management, FinTech, venture capital and entrepreneurship reflects the changing banking and economic landscape locally, regionally and globally. Connecting Investment Opportunities with Financing Alterkait said economic responsibility is central to KFH’s role in serving customers, the national economy and its markets. The Bank is committed to using its financial, operational and technological capabilities, as well as its regional and international network, to support customers, finance the real economy, and develop solutions that combine innovation, reliability and good governance. He added that Kuwaiti financial institutions’ expansion into regional and global markets opens more opportunities to share expertise, build partnerships and match investment opportunities with suitable financing. This strengthens Kuwait’s economic presence and supports sustainable development. Alterkait also explained the important role of Sharia-compliant financing and investment instruments, particularly sukuk, in diversifying funding sources and expanding investment options. He stressed that financial institutions’ success depends not only on financial performance, but also on the value they bring to the economy and society. 700 million e-banking transactions Alterkait said that KFH continues to develop its digital services, upgrade its infrastructure, and streamline procedures to meet customers’ evolving expectations and banking preferences. "Customers completed more than 700 million e-banking transactions by the end of the third quarter of 2026," he noted. "This reflects shifting customer behavior and a greater reliance on digital services, highlighting how technology supports economic activity, saves time and effort, and drives efficiency in service delivery." Human Capital Alterkait added: “Building the future we envision requires investing not only in technology and capital, but also in people. Developing national talent and strengthening financial and technological skills underpin innovation, enabling us to harness advanced technologies and translate their benefits into enduring value.” He stressed KFH’s commitment to nurturing national talent, enhancing professional and technical skills, and fostering a workplace that drives innovation and continuous learning. Supporting Business Continuity Alterkait said financial institutions do more than provide financing, they help investors and businesses make informed decisions and offer solutions that keep businesses operating and support sustainable economic growth. He emphasized the importance of attracting regional wealth and investment, channeling it toward promising opportunities in Kuwait and the wider region. He also praised the summit's role in convening leaders from the financial, investment, and technology sectors to explore key opportunities and challenges while shaping a shared vision for the future of the national economy. Kuwait Vision 2035 Alterkait said the summit’s national and economic significance aligns with Kuwait Vision 2035, which aims to reinforce Kuwait’s position as a financial and commercial hub while expanding the private sector’s role in development. He noted that this vision elevates the role of financial institutions beyond traditional banking by actively mobilizing savings, financing productive ventures, supporting businesses, and bridging investors with viable economic opportunities. Alterkait added that enhancing Kuwait’s financial standing requires an appealing business environment, clear regulations, advanced services and lasting trust in institutions and markets. He stressed that capital should flow into productive projects and activities that diversify income sources and drive economic growth, benefiting investors, society and the national economy. Importance of the Summit Alterkait expressed hope that the summit's discussions would enrich dialogue, foster the exchange of expertise, and yield practical visions to support the future of the financial sector and the Kuwaiti economy, particularly amid rapid economic and geopolitical shifts and the challenges they pose to markets, financing, and operating costs. He added that these changes highlight the need for a diversified economy, more resilient financial institutions and an investment environment that attracts capital and turns challenges into opportunities for growth. Concluding his remarks, Alterkait called for converting the summit's recommendations into active partnerships and initiatives that bring together financial institutions, investors, entrepreneurs, and policymakers to strengthen Kuwait’s competitiveness and economic standing. Furthermore, he expressed KFH’s pride in sustaining its strategic partnership with the event.
