KFH Rewards

KFH Rewards

KFH Rewards Prepaid Card is part of the KFH Rewards Program, where customers can earn 10 points for every KD 1 spent when using the card for all purchases, locally and internationally. Moreover, customers will receive 1,000 welcome points upon card issuance.

AlRabeh account

Open AlRabeh account and you will have the chance to win 1,500 Kuwaiti
Dinars weekly,1 kg of Gold monthly and 25,000 Kuwaiti Dinars quarterly.

KFHOnline application

  • Local & International transfers
  • Open accounts and deposits
  • Instant virtual cards issuance
  • Buy and sell gold
  • Cardless withdrawal and deposit
  • Send and request money
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A collection of services and tools to meet your requirements

In the news..

KFH Offers Round-the-Clock E-services During the Holiday
KFH Offers Round-the-Clock E-services During the Holiday

Kuwait Finance House (KFH) announced it will continue providing its banking services to customers around the clock during the holiday period. Most services can be accessed through the bank's digital platforms, including its mobile applications and e-branches in key areas. Additionally, KFH's social media accounts and other e-service channels will remain active, utilizing the latest in financial technology and digital platforms. KFHOnline app features a sleek, modern design with smart banking services. KFH has carried out a comprehensive update to its app, reaffirming its dedication to digital transformation and excellence in providing advanced financial solutions. These solutions meet customer needs and deliver seamless banking experience. This move also underscores the Bank’s outstanding execution of its digital transformation strategy. The KFHOnline app offers more than 200 banking services. New services allow customers to instantly request virtual prepaid cards through KFHOnline. Customers can also control the usage limits of their bank cards, additional credit cards, and both local and international money transfers. KFH's hybrid branches offer a variety of services, giving customers the opportunity to access unlimited e-services through a range of digital channels. Customers can either interact directly with employees or use self-service devices and other modern technology. KFH also launched "Fahad", Kuwait's first AI-powered virtual employee. This groundbreaking innovation was first introduced at the KFH branch in The Avenues (Phase 4). "Fahad" is designed to answer customer inquiries and provide comprehensive, real-time guidance on a wide range of banking services and products. The launch of "Fahad" underscores KFH's dedication to digital transformation and its commitment to offering advanced banking experiences to its customers. KFH's e-branches are a smart banking channel that transforms typical customer transactions into an innovative, automated experience. These branches provide highly efficient banking services, offering over 80% of what is available at traditional locations. KFH e-branches include the XTM device, which allows direct video calls with service personnel, as well as ATMs and cash deposit machines. The cash deposit machines accept up to 300 notes per transaction. Moreover, customers can conduct a variety of interactive banking transactions through e-branches located in various places in Kuwait, including Kuwait International Airport. These services include: establishing Murabaha transactions, requesting credit and prepaid cards, updating data and phone numbers, activating bank cards, opening deposits and accounts, instant cheque and card printing, receiving gold biscuits (10 grams), opening (gold, savings, Al-Rabeh, electron) accounts, online gold purchase and sell, cardless withdrawals using QR code through mobile, or by using Civil ID or phone number, in addition to many other financing and banking services conducted quickly, easily and safely. The e-banking services encompass a wide array of digital functionalities, including opening additional bank account without a branch visit, instant virtual prepaid card issuance, viewing PINs and other credit and ATM card details, activating and temporarily suspending bank cards, opening deposits, adding beneficiaries, balance inquiries, cheque book requests, opening and trading gold accounts, gifting gold, requesting and checking financing obligations and installments, perusing investment plans, receiving account balances and deposit summaries, and managing children's accounts through the Baiti Online service, and more. Call Center The Call Center continues to provide services around the clock, receiving customer calls, addressing their inquiries, and responding to them through a qualified and technically advanced staff. KFH also provides the automated telephone service, 1803333, which operates with the same efficiency and speed to facilitate transfers between accounts, answer inquiries about financial transactions, among other services. Customers outside Kuwait can contact KFH’s call center from seven countries (USA, Canada, UK, France, Germany, Turkey and Spain) without additional fees. To use this service customers can call from the following toll-free numbers: USA and Canada (18008188608), UK (08000148898), France (0805086620), Germany (08001817080), Spain (900905440), and Turkey (908507712154). Local tariff charges may be applied in Turkey by local Turkish telecoms companies when calling this number. This service is free exclusively for mobiles and landlines users in the mentioned countries only and doesn’t include the (Roaming Service). Social media channels KFH's social media team remains dedicated to addressing customer inquiries and assisting them at all hours through the official social media accounts (@KFHGroup). Money transfer and account opening KFH successfully launched WAMD digital service, allowing customers to send and receive money instantly and for free using their mobile numbers, 24/7. Additionally, customers can request money through WAMD service by sharing or scanning a QR code from the KFHOnline app. This app also allows customers to transfer funds from their local Knet bank accounts directly to their credit and prepaid cards. KFH also successfully launched the D-POS device for account opening, the first-of-its-kind in the market, allowing customers to open accounts at KFH immediately and anywhere. Customers can now open accounts in major currencies through KFHOnline; previously, account opening was only available at branches. Additionally, KFH has integrated Western Union (WU) services into its app, enabling customers to make international transfers directly through the application. The Bank also offers instant transfers within the GCC countries through the AFAQ network on the mobile app. Corporate services KFH launched the first mobile application for corporate banking encompassing major services for business development, in addition to launching facial recognition technology based on biometric identity and other distinguished electronic services available through the corporate banking webpage. KFH successfully introduced corporate cards, offering three different products that cater to the various local and global corporate needs. Key features include cash and cheque deposits, as well as cash withdrawals. The cards also provide access to Point of Sale (POS) terminals and online payment gateways, both in Kuwait and internationally. In addition, KFH has introduced corporate credit cards, which are among the bank’s distinguished offerings for business owners. These cards are linked directly to the company’s account, allowing business owners to issue cards to employees for seamless expense management. They can be used to cover day-to-day business expenses, one-time travel costs, and more. The corporate credit card helps businesses better manage their cash flow while offering enhanced control over employee expenditures.

KFH Offers Exclusive Benefits for Mastercard Oasis Club Cardholders
KFH Offers Exclusive Benefits for Mastercard Oasis Club Cardholders

As part of its ongoing commitment to enhancing customer experience while travelling and shopping, Kuwait Finance House (KFH) offers exclusive benefits to holders of KFH Oasis Club co-branded Mastercard credit and prepaid cards under the More Miles with Mastercard Oasis Club Cards campaign. The initiative, which runs until 14 February 2026, provides cardholders with a unique opportunity to earn Oasis Clube miles when making international e-commerce and in-store transactions in foreign currencies. They can redeem the earned Oasis miles for tickets or flight upgrade on Kuwait Airways. Speaking about the campaign, KFH Deputy General Manager Cards, Talal AlArbeed, said: “The campaign offers customers an ideal opportunity to boost their Oasis Club miles balance while shopping and traveling abroad. To benefit from this offer, customers must spend the equivalent of KD 600 on international purchases during the campaign period. The offer applies to all foreign-currency transactions conducted through point-of-sale terminals or e-payment gateways, excluding cash withdrawals from international ATMs. The additional miles will be credited to customers’ Oasis Club accounts within 30 days following the end of the campaign.” He added that KFH Oasis Club cards offer a wide range of benefits, including bonus miles upon card activation, in addition to an earning rate starting from two miles per Kuwaiti dinar spent locally and three miles per Kuwaiti dinar spent internationally. The cards also provide an instant 15% discount on Kuwait Airways flights, as well as the option to convert KFH Rewards points into Oasis Club miles, at a rate of 130 miles for every 1,000 rewards points. “This offer underscores KFH’s commitment to providing innovative banking solutions that meet customers’ evolving needs and grant them exceptional benefits across all transactions, further reinforcing the Bank’s leading position in the Kuwaiti banking sector,” said AlArbeed. It is worth noting that KFH has a strategic collaboration with Kuwait Airways through the Oasis Club program. Under this collaboration, KFH offers co-branded banking cards (Mastercard World and Mastercard World Elite) that integrate purchasing benefits with the accrual of Oasis Club miles on every purchase, enabling customers to redeem these miles for exclusive travel benefits such as airline tickets and flight upgrades on Kuwait Airways.

KFH Offers Eco-friendly Virtual Rewards Prepaid Card
KFH Offers Eco-friendly Virtual Rewards Prepaid Card

Kuwait Finance House (KFH) new Virtual Rewards Prepaid Card from, which can be instantly issued 24/7 through KFHOnline app to all customers, has garnered positive customer response and engagement. This is reflected in the high demand to issue the new card and benefit from its various features. The card also offers faster and a more flexible digital banking experience, enabling customers to manage their online purchases with ease. Customers can issue the card through the mobile app and add it directly to their digital wallets. Accordingly, they will have control and security for both local and international online and point-of-sale shopping. The card is fully digital, consisting of 16 digits similar to regular cards, along with a CVV security code and an expiration date. The recently launched product accommodates customers’ evolving needs and lifestyle, offering them a distinguished and seamless payment experience that is both easy and secure. In addition to the flexible payment options customized according to customers’ needs, whether for online shopping, bill payments, or in-store purchases, the card has broader environmental and social impacts. These include reducing plastic waste and eliminating paper usage. It also contributes to lower carbon emissions by reducing in-person card delivery.

KFH Capital Arranged $29 Billion Sukuk Issuances During 2025
KFH Capital Arranged $29 Billion Sukuk Issuances During 2025

The CEO of KFH Capital, the investment arm of Kuwait Finance House (KFH) Group, Abdulaziz AlMarzooq, said that the company continued to strengthen its leading position in Sukuk arrangement and issuance during 2025. It successfully participated in leading and arranging Sukuk issuance with a total value exceeding $29 billion for a number of governments, institutions and companies across various sectors and countries. This achievement underscores the Group’s excellence in managing and structuring Sukuk issuances within its diversified lines of business, placing the Group among the most active Sukuk arrangers regionally and globally. Moreover, KFH Capital maintained its ranking among the top ten Sukuk arrangers globally, reflecting its leadership and capabilities in international markets. AlMarzooq explained that these accomplishments included the arrangement of sovereign Sukuk issuance for several countries, including the Arab Republic of Egypt, the Republic of Turkey, the Kingdom of Bahrain the Sultanate of Oman, Indonesia and Qatar. This reflects the high confidence that KFH Group has in global markets and its capabilities in structuring and arranging Islamic debt instruments on the international level. He added that, on the local front, the company arranged Sukuk issuance for several banks, including Boubyan Bank, Kuwait International Bank (KIB), with two issuances for KFH. Regionally, KFH Capital arranged Sukuk issuances for Ajman Bank, Mashreq Bank, Qatar Islamic Bank, Dubai Islamic Bank, and Turkey’s Vakıf Katılım Bank, as well as cooperating with the Islamic Development Bank Group on two sukuk issuances. AlMarzooq pointed out that KFH Capital acted as a joint Lead Manager and Bookrunner for several corporates including the Sukuk guaranteed by the government of the Kingdom of Saudi Arabia for the issuance of the Saudi Real Estate Refinance Company. Sukuk were also issued for Aldar Investment Properties in Abu Dhabi, in addition to the first corporate Sukuk issuance in Turkey for Türk Telekom. He also noted that KFH Capital participated in arranging issuances for many corporates in the oil sector, most notably Saudi ARAMCO, in addition to Abu Dhabi National Oil Company (ADNOC), and Bahrain Petroleum Company (BAPCO). In addition to debt instruments and Sukuk arrangement and issuance, KFH Capital provides a comprehensive range of investment banking services, including IPOs, mergers and acquisitions management, capital markets products and services, asset management, financial advisory, portfolio management, real estate investments, investment funds, trading and brokerage services, and other investment solutions. The company is supported by a team of highly experienced investment professionals, delivering a distinguished level of professionalism and performance that enhances its competitive strength.

Treasury Daily Market Report

Treasury Daily Market Report