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Dear Customers,
Due to planned system upgrades, you may face some difficulties using of our KFH e-services, on Thursday 03 September, 2026 from 03:00 AM to 04:30 AM.
To stop your banking card, please call 1803333.
Thank you for your understanding.
KFH Rewards
KFH Rewards Prepaid Card is part of the KFH Rewards Program, where customers can earn 10 points for every KD 1 spent when using the card for all purchases, locally and internationally. Moreover, customers will receive 1,000 welcome points upon card issuance.
Al-Hassad Account
Invest in the AL-HASSAD account and automatically enter our monthly, semi-annual, and annual draws.
KFHOnline application
- Local & International transfers
- Open accounts and deposits
- Instant virtual cards issuance
- Buy and sell gold
- Cardless withdrawal and deposit
- Send and request money
Scan the QR code
A collection of services and tools to meet your requirements
In the news..
KFH Ranked No. 1 Best-Performing Bank in Kuwait
Kuwait Finance House (KFH) has ranked No. 1 Best Performing Bank in Kuwait in The Banker magazine’s 2026 list of the Top 100 Arab Banks. The ranking is based on key financial indicators, including growth, profitability, capital strength, operational efficiency, asset quality, return on risk, and liquidity. This ranking highlights KFH’s robust financial strength, operational efficiency, and successful execution of its strategic priorities, including sustainable growth, digital innovation, and the delivery of customer-centric banking solutions aligned with the rapidly evolving financial landscape. As a prominent and reliable global benchmark, The Banker ranking comprehensively assesses key financial and operational indicators, providing a significant reference for investors, banking leaders, and decision makers to evaluate regional and global bank performance and industry trends. It is worth noting that KFH achieved a net profit of KD 363.1 million for bank shareholders in the first half of 2026, the highest profit in the banking sector, representing an increase of 6.1% compared to the same period last year. Net financing income for the first half of 2026 reached KD 649.4 million; an increase of 6.9% compared to the same period last year. Total operating income for the first half of 2026 increased, supported by the increase in all core activities to reach KD 990.5 million; an increase of 9.9% compared to the same period last year. Net operating income increased to KD 687.9 million, reflecting a growth of 16.2%. Financing receivables at the end of the first half of 2026 reached KD 22.8 billion, an increase of 11.5% compared to the end of the first half of the previous year. Total assets amounted to KD 42.2 billion at the end of the first half of 2026, a growth of 9.7% compared to the end of the first half of the previous year. In addition, the capital adequacy ratio reached 17.47%, which is above the limit required by regulators. This ratio confirms KFH`s solid capital base and supports its expansion and growth. The Banker Founded in 1926 and owned by the Financial Times, The Banker is a prestigious financial affairs publication widely regarded as a trusted source of global banking data and analysis.
KFH Receives Recognition for Its Support to "A Nation Protects You" National Campaign
Kuwait Finance House (KFH) received broad recognition from participating ministers and state officials at the conclusion of the "A Nation Protects You" national anti-drug campaign. This honor underscores KFH's prominent community role and sustained support for national initiatives aimed at raising drug awareness and mitigating its impact on society. Participants emphasized that KFH serves as an outstanding role model for active public-private sector partnerships, given the bank's continuous commitment to supporting national initiatives and projects that serve society across various levels. Meanwhile, the First Deputy Prime Minister and Minister of Interior, Sheikh Fahad Yousef Al-Sabah, praised the leading social role of KFH, emphasizing that the Bank's contributions to various social initiatives are deeply appreciated for the genuine support they provide to community causes. In remarks following the closing ceremony of the campaign, Sheikh Fahad Al-Yousef stated that KFH's contribution was pivotal in helping achieve the initiative's awareness goals. He added that the bank made major contributions to this field, notably supporting the Addiction Treatment Center's rehabilitation of recovering individuals and assisting authorities in combating substance abuse and its societal impact. A leading model in CSR The ceremony was attended by the Minister of Justice, the Minister of Health, and the Minister of Social Affairs, Family and Childhood Affairs, who praised KFH for its support to community initiatives and recognized its key role as a strategic partner in the "A Nation Protects You" campaign. The ministers lauded KFH for supporting numerous government-led initiatives across key social sectors, highlighting that KFH’s approach to social responsibility serves as a benchmark for the private sector. Haitham Alterkait Deputy Group CEO Technology and Operations, Haytham Alterkait, affirmed that the Bank's strategic partnership in the "A Nation Protects You" campaign stems from its leading community role and its commitment to supporting impactful national awareness initiatives that benefit Kuwaiti society. He explained that the campaign served as an exemplary model of public-private collaboration, which ultimately benefits society. Alterkait expressed his sincere gratitude to all participating ministries, institutions, and individuals whose collaborative efforts drove the campaign's success and advanced its national awareness objectives. He particularly highlighted the Ministry of Interior for its pivotal role throughout the initiative. Yousef Al-Ruwaieh Head of Group Public Relations and Media at KFH, Yousef Abdullah Al-Ruwaieh, said that the Bank remains committed to supporting national awareness initiatives that serve the community and drive development across various fields, in line with its corporate mission, established values, and leadership in social responsibility. He added that KFH’s participation in the "A Nation Protects You" campaign stems from its belief that national institutions must look beyond their core operations to actively support community initiatives that enhance quality of life. He emphasized KFH's ongoing commitment to corporate social responsibility through active partnerships with state institutions, highlighting the bank's focus on national awareness campaigns that address societal priorities and maximize sustainable impact of such partnerships. Strategic contributions KFH has a distinguished track record of supporting national and community initiatives, with its most notable contributions including: - The construction and opening of an addiction treatment hospital's tenth ward, costing KD 4.5 million in total. - KD 15 million to fund the construction and equipping of the new Cardiac Diseases and Research Center at Mubarak Al-Kabeer Hospital. - KD 8 million for the reconstruction of the damaged area in Al Mubarakiya. - KD 20 million to build 15 ambulance centers to support the health ecosystem. - Spearheaded a landmark initiative in partnership with the Ministry of Justice to relieve defaulting debtors, bringing KFH’s total contributions to over KD 61 million since 2019. - KD 10 contribution to support the Covid-19 Government Relief Fund, alongside an additional standalone contribution. - USD 13 million contribution to the Kuwait Emergency Response Fund. - USD 6 Million to repair damaged power stations.
KFH Offers Round-the-Clock E-Services During the Holiday
Kuwait Finance House (KFH) continues to provide around-the-clock banking services throughout the holiday via its mobile application, digital platforms, and strategically located self-service branches. Customers can seamlessly complete transactions and access support anytime through online channels and social media powered by advanced financial technology. KFHOnline app features a sleek, modern design with smart banking services. KFH continues to enhance its digital offerings via the app, reaffirming its dedication to digital transformation and excellence in delivering advanced financial solutions that meet customer needs. This commitment further underscores the Bank’s successful execution of its digital transformation strategy. KFHOnline app offers over 200 digital banking services. Key features include instantly applying for virtual prepaid cards, managing card usage limits for primary and supplementary credit cards, viewing Oasis Club membership details and miles, and making local or international transfers. Users can open additional accounts in Kuwaiti Dinars or foreign currencies without visiting a branch, view card details and PINs, activate new cards, temporarily block cards, and open gold accounts to buy, sell, or gift gold. The app also enables customers to set up deposits, add beneficiaries, check balances, request checkbooks, apply for financing, track financing obligations and installments, access investment plans, view total account and deposit summaries, manage children's accounts, pay local telecom bills, and access numerous other features. KFH's hybrid branches offer a variety of services, giving customers the opportunity to access unlimited e-services through a range of digital channels. Customers can either interact directly with employees or use self-service devices and other modern technology. KFH's e-branches are a smart banking channel that transforms typical customer transactions into an innovative, automated experience. These branches provide highly efficient banking services, offering over 80% of what is available at traditional locations. KFH e-branches include the XTM device, which allows direct video calls with service personnel, as well as ATMs and cash deposit machines. The cash deposit machines accept up to 200 notes per transaction. Moreover, customers can perform a wide range of interactive banking transactions via e-branches located across Kuwait. These services include setting up Murabaha transactions; applying for credit and prepaid cards; updating personal data and phone numbers; activating bank cards; opening various accounts (such as Savings, Al-Rabeh, Electron, Al-Hassad, and Gold accounts); opening term deposits; printing cheques and cards instantly; and dispensing 10-gram gold bars. Additionally, customers can buy and sell gold online, make cardless withdrawals using a QR code via the mobile app or using their Civil ID/phone number, and perform cardless cash deposits using a QR code or Civil ID, alongside many other fast, convenient, and secure banking and financing services. Call Center The Call Center continues to provide services around the clock, receiving customer calls, addressing their inquiries, and responding to them through a qualified and technically advanced staff. KFH also provides the automated telephone service, 1803333, which operates with the same efficiency and speed to facilitate transfers between accounts, answer inquiries about financial transactions, among other services. Customers outside Kuwait can contact KFH’s call center from seven countries (USA, Canada, UK, France, Germany, Turkey and Spain) without additional fees. To use this service customers can call from the following toll-free numbers: USA and Canada (18008188608), UK (08000148898), France (0805086620), Germany (08001817080), Spain (900905440), and Turkey (908507712154). Local tariff charges may be applied in Turkey by local Turkish telecoms companies when calling this number. This service is free exclusively for mobiles and landlines users in the mentioned countries only and doesn’t include the (Roaming Service). Social media channels KFH's social media team remains dedicated to addressing customer inquiries and assisting them at all hours through the official social media accounts (@KFHGroup). Money transfer and account opening KFH successfully launched WAMD digital service, allowing customers to send and receive money instantly and for free using their mobile numbers, 24/7. Additionally, customers can request money through WAMD service by sharing or scanning a QR code from the KFHOnline app. This app also allows customers to transfer funds from their local Knet bank accounts directly to their credit and prepaid cards. KFH also successfully launched the D-POS device for account opening, the first-of-its-kind in the market, allowing customers to open accounts at KFH immediately and anywhere. Customers can now open accounts in major currencies through KFHOnline; previously, account opening was only available at branches. Additionally, KFH has integrated Western Union (WU) services into its app, enabling customers to make international transfers directly through the application. The Bank also offers instant transfers within the GCC countries through the AFAQ network on the mobile app. Corporate services KFH launched the first mobile application for corporate banking encompassing major services for business development, in addition to launching facial recognition technology based on biometric identity and other distinguished electronic services available through the corporate banking webpage. KFH successfully introduced corporate cards, offering three different products that cater to the various local and global corporate needs. Key features include cash and cheque deposits, as well as cash withdrawals. The cards also provide access to Point of Sale (POS) terminals and online payment gateways, both in Kuwait and internationally. In addition, KFH has introduced corporate credit cards, which are among the bank’s distinguished offerings for business owners. These cards are linked directly to the company’s account, allowing business owners to issue cards to employees for seamless expense management. They can be used to cover day-to-day business expenses, one-time travel costs, and more. The corporate credit card helps businesses better manage their cash flow while offering enhanced control over employee expenditures.
KFH: Remarkable Traction for “eCorp” Corporate Platform
Kuwait Finance House’s (KFH) “eCorp” platform for corporate customers has witnessed a remarkable increase in usage following the launch of its upgraded e-services and mobile app. The platform provides an exceptional banking experience tailored specifically for the corporate sector. KFH has introduced a new suite of digital services designed to enhance user flexibility. These include full-authority individual accounts, electronic data updates, and "Zaheb" payment service. Additionally, users can now issue QR-verified IBAN certificates, manage credit facilities and limits, view transaction details, request new transactions and process outstanding payments. The newly updated platform offers a wide array of services, ranging from salary transfers and checkbook requests to viewing account statements, tracking interbank transfers, and managing user permissions within a multi-registration system. Furthermore, the platform offers a comprehensive suite of services, including standing order management, monthly statement subscriptions, and automated coverage services. Users can also issue balance verification certificates, reactivate dormant accounts, and execute transfers at direct rates (360T). Additionally, the platform supports clearing company distribution subscriptions, the opening of new investment accounts and deposits, and the issuance of remittances, letters of credit, and guarantees. Other features include drawdowns from existing credit facilities, "Zaheb" payments, all types of transfers, beneficiary management (local and international), lost card reporting, and IBAN sharing. The launch of our upgraded e-services and mobile app offers exceptional banking experience for corporate customers. By integrating cutting-edge technology with robust security, KFH enables modern financial management through tools that prioritize sustainability. This update reduces reliance on paper-based workflows by digitizing applications and transactions, directly supporting environmental goals. Furthermore, modern digital interface streamlines operations, enhance administrative performance and significantly reduce processing times.
