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KFH Rewards
KFH Rewards Prepaid Card is part of the KFH Rewards Program, where customers can earn 10 points for every KD 1 spent when using the card for all purchases, locally and internationally. Moreover, customers will receive 1,000 welcome points upon card issuance.
AlRabeh account
Open AlRabeh account and you will have the chance to win 1,500 Kuwaiti
Dinars weekly,1 kg of Gold monthly and 25,000 Kuwaiti Dinars quarterly.
KFHOnline application
- Local & International transfers
- Open accounts and deposits
- Instant virtual cards issuance
- Buy and sell gold
- Cardless withdrawal and deposit
- Send and request money
Scan the QR code
A collection of services and tools to meet your requirements
In the news..
KFH Offers Round-the-Clock E-services During the Holiday
Kuwait Finance House (KFH) announced it will continue providing its banking services to customers around the clock during the holiday period. Most services can be accessed through the bank's digital platforms, including its mobile applications and e-branches in key areas. Additionally, KFH's social media accounts and other e-service channels will remain active, utilizing the latest in financial technology and digital platforms. KFHOnline app features a sleek, modern design with smart banking services. KFH has carried out a comprehensive update to its app, reaffirming its dedication to digital transformation and excellence in providing advanced financial solutions. These solutions meet customer needs and deliver seamless banking experience. This move also underscores the Bank’s outstanding execution of its digital transformation strategy. The KFHOnline app offers more than 200 banking services. New services allow customers to instantly request virtual prepaid cards through KFHOnline. Customers can also control the usage limits of their bank cards, additional credit cards, and both local and international money transfers. KFH's hybrid branches offer a variety of services, giving customers the opportunity to access unlimited e-services through a range of digital channels. Customers can either interact directly with employees or use self-service devices and other modern technology. KFH also launched "Fahad", Kuwait's first AI-powered virtual employee. This groundbreaking innovation was first introduced at the KFH branch in The Avenues (Phase 4). "Fahad" is designed to answer customer inquiries and provide comprehensive, real-time guidance on a wide range of banking services and products. The launch of "Fahad" underscores KFH's dedication to digital transformation and its commitment to offering advanced banking experiences to its customers. KFH's e-branches are a smart banking channel that transforms typical customer transactions into an innovative, automated experience. These branches provide highly efficient banking services, offering over 80% of what is available at traditional locations. KFH e-branches include the XTM device, which allows direct video calls with service personnel, as well as ATMs and cash deposit machines. The cash deposit machines accept up to 300 notes per transaction. Moreover, customers can conduct a variety of interactive banking transactions through e-branches located in various places in Kuwait, including Kuwait International Airport. These services include: establishing Murabaha transactions, requesting credit and prepaid cards, updating data and phone numbers, activating bank cards, opening deposits and accounts, instant cheque and card printing, receiving gold biscuits (10 grams), opening (gold, savings, Al-Rabeh, electron) accounts, online gold purchase and sell, cardless withdrawals using QR code through mobile, or by using Civil ID or phone number, in addition to many other financing and banking services conducted quickly, easily and safely. The e-banking services encompass a wide array of digital functionalities, including opening additional bank account without a branch visit, instant virtual prepaid card issuance, viewing PINs and other credit and ATM card details, activating and temporarily suspending bank cards, opening deposits, adding beneficiaries, balance inquiries, cheque book requests, opening and trading gold accounts, gifting gold, requesting and checking financing obligations and installments, perusing investment plans, receiving account balances and deposit summaries, and managing children's accounts through the Baiti Online service, and more. Call Center The Call Center continues to provide services around the clock, receiving customer calls, addressing their inquiries, and responding to them through a qualified and technically advanced staff. KFH also provides the automated telephone service, 1803333, which operates with the same efficiency and speed to facilitate transfers between accounts, answer inquiries about financial transactions, among other services. Customers outside Kuwait can contact KFH’s call center from seven countries (USA, Canada, UK, France, Germany, Turkey and Spain) without additional fees. To use this service customers can call from the following toll-free numbers: USA and Canada (18008188608), UK (08000148898), France (0805086620), Germany (08001817080), Spain (900905440), and Turkey (908507712154). Local tariff charges may be applied in Turkey by local Turkish telecoms companies when calling this number. This service is free exclusively for mobiles and landlines users in the mentioned countries only and doesn’t include the (Roaming Service). Social media channels KFH's social media team remains dedicated to addressing customer inquiries and assisting them at all hours through the official social media accounts (@KFHGroup). Money transfer and account opening KFH successfully launched WAMD digital service, allowing customers to send and receive money instantly and for free using their mobile numbers, 24/7. Additionally, customers can request money through WAMD service by sharing or scanning a QR code from the KFHOnline app. This app also allows customers to transfer funds from their local Knet bank accounts directly to their credit and prepaid cards. KFH also successfully launched the D-POS device for account opening, the first-of-its-kind in the market, allowing customers to open accounts at KFH immediately and anywhere. Customers can now open accounts in major currencies through KFHOnline; previously, account opening was only available at branches. Additionally, KFH has integrated Western Union (WU) services into its app, enabling customers to make international transfers directly through the application. The Bank also offers instant transfers within the GCC countries through the AFAQ network on the mobile app. Corporate services KFH launched the first mobile application for corporate banking encompassing major services for business development, in addition to launching facial recognition technology based on biometric identity and other distinguished electronic services available through the corporate banking webpage. KFH successfully introduced corporate cards, offering three different products that cater to the various local and global corporate needs. Key features include cash and cheque deposits, as well as cash withdrawals. The cards also provide access to Point of Sale (POS) terminals and online payment gateways, both in Kuwait and internationally. In addition, KFH has introduced corporate credit cards, which are among the bank’s distinguished offerings for business owners. These cards are linked directly to the company’s account, allowing business owners to issue cards to employees for seamless expense management. They can be used to cover day-to-day business expenses, one-time travel costs, and more. The corporate credit card helps businesses better manage their cash flow while offering enhanced control over employee expenditures.
KFH: Diverse Money Transfer Services through KFHOnline in Collaboration with Western Union
Kuwait Finance House (KFH) continues to lead the way in delivering advanced digital banking solutions, offering customers a wide range of local and international money transfer services through KFHOnline mobile application, in cooperation with Western Union’s global network. This partnership enables KFH customers to make fast and secure money transfers, whether in cash, directly to bank accounts, or to digital wallets in various countries. Users can easily select beneficiaries and access Western Union’s extensive worldwide network. These services reflect KFH’s commitment to genuine digital transformation in the banking sector, allowing customers to carry out financial transactions seamlessly through clear and efficient electronic steps, while maintaining the highest security standards. The result is greater efficiency and an enhanced digital experience that meets customers’ expectations. Western Union operates one of the world's largest and most trusted money transfer networks, with retail locations in more than 200 countries and territories. Customers can also make payments to billions of bank accounts and millions of digital wallets and cards globally. Through these services, KFH further enhances the customer experience by providing fast, safe, and convenient transfers that meet diverse financial needs. The partnership also strengthens KFH’s digital capabilities and reaffirms its commitment to offering comprehensive financial solutions, a commitment clearly reflected in the growing customer demand for this service. KFH’s strong performance in e-banking is evident in the wide range of services available through the KFHOnline app. These services include the instant issuance of virtual cards, opening additional accounts without a branch visit, card activation and deactivation, creating deposits, adding beneficiaries, and conducting account balance and transaction inquiries. Furthermore, the app facilitates chequebook requests, gold trading (buying and selling), financing requests, managing children's accounts, WAMD instant payment service, and sending and receiving money through KFH Pay, alongside other advanced digital banking services. KFH also provides innovative services such as Live FX Pricing for real-time currency exchange rates, instant transfers to KFH-Turkey through the RippleNet network, and digital wallet compatibility with Garmin, Fitbit, and Samsung smart devices. Additionally, customers can instantly issue bank cards via self-service kiosks available in KFH branches.
KFH Showcases Innovative Financing Solutions at the "Home of a Lifetime" Exhibition
Kuwait Finance House (KFH) participated in the (Home of a Lifetime) exhibition, the largest specialized event for construction, finishing, and home furnishings. Held from January 8 to 13 at the Kuwait International Fair in Mishref, the exhibition was under the patronage and attendance of the Minister of State for Municipal Affairs and Minister of State for Housing Affairs, Abdullatif Hamed Al-Meshari. KFH booth at the expo featured a specialized team offering expert consultations and support. The team showcased a full suite of financing solutions tailored to every stage of home construction and furnishing. Through its booth at the exhibition, KFH showcased a premier range of financing services, including construction and building material solutions with flexible payment plans. In response to the country’s growing real estate and construction sector, KFH offers exclusive deals in partnership with a select group of local suppliers. Moreover, KFH offers a range of distinguished financing products, including housing finance for the purchase, construction, or renovation of real estate. Customers can access financing of up to KD 70,000 with a repayment period of up to 15 years. Additional benefits include a grace period of up to 12 months before the first installment is due. KFH provides diverse financing options, such as Financing against Cash Collaterals, a commercial financing product for retail customers. This option is backed by a lien on the customer’s deposit, which remains intact, enabling the customer to keep earning profits from it. Customers can apply for this financing via KFHonline. KFH also introduces Kuwait's pioneering "Financing Against Gold Account Collateral" product, enabling customers to secure financing using their gold bullion as collateral. This innovative solution allows customers to leverage the value of their gold without selling it, offering a unique financing option that enhances customer experience and meets their financial needs. Additionally, KFH provides a deferral option, enabling customers to skip one installment annually. This service allows them to choose a different month to defer each year during the financing term, depending on their individual requirements. KFH’s participation in the "Home of a Lifetime” exhibition reflects its leading economic role in financing construction and home furnishings. By supporting the industrial and construction sectors, KFH contributes to stimulating economic activity and providing customers with tailored financing solutions through the most efficient channels. With more than 140 government and private sector participants under one roof, this exhibition was the ultimate destination for new homeowners. Attendees discovered advanced products that meet their construction needs from start to finish. Key sectors include elevators, aluminum, lighting, air conditioning, kitchens, marble, and more.
KFH Steps into a Sustainable Future by Empowering Employee Innovation
In line with its commitment to integrating sustainable development goals as a key pillar into its operations, Kuwait Finance House (KFH) has announced the launch of the Sustainability Competition 2025 for its employees. The initiative aims to motivate creativity and adopt innovative and applicable ideas that enhance the Bank’s performance across economic, environmental, social and governance aspects of sustainability (EESG). The competition is designed to promote sustainability as a comprehensive institutional approach by actively engaging employees in developing innovative and dynamic solutions that contribute to improving operational efficiency, reducing operating costs, and creating added value for KFH. It also offers participants the opportunity to win a cash prize of up to $15,000 for the best implementable idea. The competition is an extension of a series of sustainability-focused programs adopted by KFH. The competition is open to all employees to submit innovative ideas that include the following: • Initiatives that enhance the well-being of employees and promote their engagement in the workplace. • Community initiatives with a tangible and sustainable impact. • Initiatives to reduce carbon emissions in KFH buildings and improve climate risk management. Executive Manager Governance and Sustainability at KFH, Mohammad Alarbeed, stated that the competition underscores the Bank’s commitment to fostering innovation and creativity among its employees in sustainability. It also reflects KFH’s belief that human capital is the primary driver of development and the cornerstone for building an innovative and sustainable work environment. He added: “In 2025, KFH achieved notable success in reinforcing its leadership in sustainability through the integration of sustainability elements into the Group’s strategy and the adoption of ESG principles in alignment with Kuwait Vision 2035 and the UN Sustainable Development Goals (SDGs). These efforts align with the Bank’s standing as the largest bank in Kuwait by market cap, and the world’s second-largest Islamic bank. They also reflect KFH’s well-established expertise in Islamic finance.” Advanced rankings Alarbeed further said: “In recognition of its successful sustainability efforts, KFH achieved MSCI ESG "A" Rating. KFH was included in the included in the FTSE4Good Index for its outstanding performance in ESG practices. The Bank also became the first bank in Kuwait to receive the GSAS Gold Level Sustainability Assessment System Certificate for its Auto Showroom building. Prestigious sustainability awards Further affirming its achievements in sustainability, KFH Group Chief Executive Officer, Khaled Yousef AlShamlan, has been recognized on Forbes Middle East magazine's "The Middle East's Sustainability Leaders 2025” list AlShamlan was ranked as the top CEO in Kuwait and the fifth in the Middle East`s banking sector. Additionally, KFH won the Most Sustainable Projects award for 2025 from Forbes Middle East magazine. KFH also bagged the Sustainability Award – Middle East Level from EMEA Finance. KFH also received the Banking Excellence Award as part of its participation in the Kuwait Builders Summit 2025 (KBS). The award was based on specific criteria including quality, financial solvency, innovation, sustainability, and social responsibility. Sustainability report During 2025, KFH issued its fifth annual Sustainability Report, highlighting the Bank’s proactive initiatives in sustainability and social responsibility. Carbon footprint report KFH also released its third Carbon Footprint Report, providing a comprehensive assessment of the environmental impact of its operations. The report supports the Bank’s ongoing efforts to monitor and track carbon emissions and further enhance environmental performance.
