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KFH Rewards

KFH Rewards

KFH Rewards Prepaid Card is part of the KFH Rewards Program, where customers can earn 10 points for every KD 1 spent when using the card for all purchases, locally and internationally. Moreover, customers will receive 1,000 welcome points upon card issuance.

AlRabeh account

1,000 Kuwaiti Dinars for 30 winners every month.

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Al-Hassad Account

Invest in the AL-HASSAD account and automatically enter our monthly, semi-annual, and annual draws.

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In the news..

KFH Reinforces Leadership in National Talent Acquisition with Participation in "Watheefti 2026" Career Fair
KFH Reinforces Leadership in National Talent Acquisition with Participation in "Watheefti 2026" Career Fair

Reaffirming its commitment to nurturing national talent and empowering Kuwaiti youth, Kuwait Finance House (KFH) participated in the 5th edition of the "Watheefti 2026" career fair. Held at The Arena – Grand Hyatt Kuwait, the event took place under the patronage and in the presence of the Minister of State for Youth and Sports Affairs, Dr. Tariq Al-Jalahma. KFH’s participation underscores its pivotal role in supporting Kuwaiti youth by opening broader career horizons in banking and the wider financial market. The Bank actively seeks to recruit top-tier graduates and seasoned professionals, aligning with its strategy to invest in national human capital. Meanwhile, this participation holds particular significance given KFH's stellar 83% Kuwaitization rate across its workforce. This achievement reflects the Bank’s steadfast dedication to fostering an engaging, inspiring work environment that accelerates the professional growth and leadership potential of national talent. During the three-day event, a specialized team from KFH’s Human Resources was on-site to connect directly with job seekers and graduates. HR team answered inquiries regarding available career pathways, introduced applicants to KFH's corporate culture and competitive benefits, and highlighted tailored training programs designed to qualify local talent. Furthermore, the HR team guided candidates through the recruitment process and entry requirements, helping them identify banking roles that best match their qualifications and long-term career aspirations. The career fair brought together a select group of Kuwait's leading public and private entities to empower youth, foster professional growth, and highlight high-potential career opportunities. The goals of Watheefti 2026 career fair align with KFH’s strategy to foster a private-sector career culture and inspire young talent to embrace the sector's vital role in driving sustainable economic development, in step with national goals and future aspirations. In collaboration with the Public Authority for Manpower (PAM), the career fair also aims to encourage young Kuwaitis to explore private-sector opportunities. By highlighting competitive advantages, career progression paths, and dispelling common misconceptions around job security, the initiative works to increase national participation across key economic sectors. The event featured over 120 companies across 14 vital sectors, offering a comprehensive lineup of networking sessions, direct job interviews, and skill-building workshops, all aimed at equipping Kuwaiti youth with the practical and professional skills required to excel in today’s modern workplace.

KFH Showcases Sustainable Finance Leadership at Forbes Sustainability Leaders Summit 2026
KFH Showcases Sustainable Finance Leadership at Forbes Sustainability Leaders Summit 2026

Kuwait Finance House (KFH) participated in the Forbes Sustainability Leaders Summit 2026, held in Abu Dhabi, UAE, under the theme “Resilience for a Sustainable Future.” Convened under the patronage of H.E. Dr. Amna bint Abdullah Al Dahak, UAE Minister of Climate Change and Environment, the summit brought together global thought leaders, policymakers, and industry experts to discuss strategies for navigating disruption, accelerating innovation, and driving sustainable growth across key sectors, including energy, artificial intelligence, investment, natural capital, and workforce readiness. KFH’s participation, represented by KFH Head of Group Compliance and Governance, Meshal Alshayee, and Executive Manager Governance and Sustainability at KFH, Mohammad Alarbeed, reflects its commitment to sustainable finance and responsible growth, while highlighting the role of Islamic finance in supporting sustainable development through Sharia-compliant solutions. The summit also provided an opportunity for KFH to exchange best practices with industry leaders, strengthen its ESG approach, and reinforce its position as a pioneer in sustainable finance and long-term value creation. Executive Manager Governance and Sustainability at KFH, Mohammad Alarbeed, participated as a speaker in a panel discussion titled “Sustainable Finance Exchange: From Commitments to Capital.” The session explored how purpose-driven capital can accelerate climate innovation, empower SMEs, and generate long-term economic and social value. During the discussion, Alarbeed emphasized the vital role of banks in bridging capital and the real economy by directing financing toward sustainable development initiatives. He noted that financial institutions in the GCC are well positioned to support large-scale sustainable growth through investments in renewable energy, infrastructure, low-carbon technologies, and other projects that strengthen economic resilience and environmental stewardship. Alarbeed highlighted the strong alignment between Islamic finance and sustainability principles, noting that the asset-backed nature of Sharia-compliant financing encourages responsible investment and links funding to real economic activity. He added that KFH continues to integrate sustainability across its products and services, leveraging Islamic finance as an effective catalyst for long-term value creation and sustainable development. He further stressed that robust governance and transparency are essential to building trust and advancing sustainable finance. Strengthening governance frameworks and disclosure practices, he said, will play a key role in accelerating sustainable finance across the region. Alarbeed added that KFH Group increased its sustainability sukuk exposure to nearly $2.38 billion in 2025. This growth underscores its leading role in sustainable finance across Islamic finance markets. He noted that KFH’s portfolio of green and sustainable sukuk expanded to nearly $1.2 billion in 2025, representing a 30.7% year-on-year increase compared to 2024. The total investment was allocated as 44% in sustainable sukuk and 56% in green sukuk. Alarbeed emphasized that KFH remains on track with the implementation of its ESG strategy, aimed at achieving net-zero operational emissions by 2060, backed by an executive roadmap for 2025–2030. KFH continues to achieve significant milestones in sustainability and ESG performance. The Group holds an MSCI ESG Rating of “A” and is included in the FTSE4Good Index Series in recognition of its commitment to environmental, social, and governance best practices and sustainable finance. KFH Auto showroom also received the GSAS Gold Level Sustainability Assessment Certificate, becoming the first environmentally friendly automotive showroom in Kuwait to fully comply with sustainability standards. As part of its efforts to advance sustainability, KFH signed a Memorandum of Understanding with the United Nations Development Programme (UNDP) and launched the first Sustainable Business Program for SMEs, designed to help businesses enhance competitiveness and achieve sustainable growth. The bank also continues its flagship “Keep It Green” initiative, which supports environmental conservation and carbon emissions reduction. KFH was the first institution in Kuwait to issue impact measurement reports and remains a pioneer in sustainability reporting through the publication of its annual Sustainability Report and Carbon Footprint Report, outlining its environmental performance, progress, and roadmap toward a lower-carbon future.

Forbes Names KFH Group CEO Khaled Alshamlan First Among Kuwaiti Banking Leaders on the Middle East’s Sustainability Leaders 2026 List
Forbes Names KFH Group CEO Khaled Alshamlan First Among Kuwaiti Banking Leaders on the Middle East’s Sustainability Leaders 2026 List

In recognition of his significant impact and leadership in driving sustainability efforts across Kuwait Finance House (KFH) Group, Forbes Middle East has named KFH Group CEO Khaled Yousef Alshamlan as the top leader in Kuwait`s banking sector and the seventh in the Middle East on its Sustainability Leaders list for 2026. The announcement was made during the Sustainability Leaders Awards ceremony held in Abu Dhabi under the patronage of H.E. Dr. Amna bint Abdullah Al Dahak, UAE Minister of Climate Change and Environment. The summit brought together leaders in sustainability, technology, and finance to promote green practices and advance sustainable initiatives. KFH Head of Group Compliance and Governance, Meshal Alshayee received the award on behalf of Alshamlan. The 2026 Sustainability Leaders list highlights executives who are advancing the sustainability agenda and influencing the strategic direction of leading companies across the region. The list includes 145 entries across 17 sectors, including banking, energy and utilities, family businesses, financial services, food and agriculture, free zones, healthcare, investment and holding companies, industry, oil and gas, real estate and construction, renewable energy, technology and telecommunications, transportation and logistics, development funds, and others. Forbes Middle East said that KFH Group's ESG sukuk investment portfolio grew to $2.38 billion in 2025, reflecting its leadership role in sustainable finance within Islamic financial markets. The magazine added that KFH’s investments in sustainable and green sukuk grew to around $1.2 billion in 2025, marking an annual growth of 30.7% compared to 2024. These investments were distributed as 44% sustainable sukuk and 56% green sukuk. The magazine highlighted KFH’s establishment of an Environmental, Social, and Governance (ESG) sustainability program in 2025. The initiative aims to achieve carbon neutrality across its operations by 2060, guided by an executive roadmap for 2025–2030. Leadership in Sustainability KFH continues to support sustainability through its successful investments in green and sustainable sukuk, its commitment to integrating sustainable practices across operations, and its proactive adoption of ESG principles as a core pillar of its corporate strategy, aligned with Kuwait Vision 2035 and the Sustainable Development Goals (SDGs). The Bank has earned an “A” rating on the MSCI ESG Index issued by Morgan Stanley and has been listed on the FTSE4Good Global Sustainability Index, reflecting its exceptional ESG performance and commitment to sustainable finance. Moreover, KFH achieved Leadership in Energy and Environmental Design (LEED) Gold certifications for several of its branches, bringing the total number of LEED Gold-certified branches to five from early 2026. In addition, KFH Auto showroom was awarded the Gold Level Sustainability Assessment Certificate (GSAS), making KFH the first bank in Kuwait to attain this distinction. KFH continues its sustainability efforts in collaboration with the United Nations Development Programme (UNDP) and maintains its pioneering “Business Sustainability Program” for SMEs, designed to provide competitive advantages and reinforce the Group’s vision for sustainable development and entrepreneurship. KFH also maintains its "Keep It Green" initiative, which promotes environmental protection and reduces carbon emissions to foster a more sustainable future. It is worth mentioning that KFH is the first institution to issue impact measurement reports. KFH is also the first bank to release annual Sustainability Report as well as Carbon Footprint Report, which include valuable insights, and detailed plans that outline the efforts to reduce carbon emissions. The report also sheds light on minimizing the negative environmental impact of activities that are not aligned with environment protection efforts in the coming years, in accordance with global initiatives for combating climate change.

KFH Reports Net Profit Attributable to the Shareholders of the Bank of KD 523.4 Million for the End of Q3 2026
KFH Reports Net Profit Attributable to the Shareholders of the Bank of KD 523.4 Million for the End of Q3 2026

Chairman of Kuwait Finance House (KFH), Hamad Abdulmohsen Al-Marzouq announced that KFH has, by the grace of Allah, achieved a net profit for shareholders of KD 523.4 million up to the end of the third quarter of 2026, an increase of 6.2% compared to the same period last year. These profits are the highest in the Kuwaiti banking sector. Earnings per share up to the end of Q3 2026 reached 27.56 fils; an increase of 5.4% compared to the same period last year. Net financing income up to the end of Q3 2026 reached KD 989.5 million; an increase of 4.8% compared to the same period last year. Total operating income up to the end of Q3 2026 increased, supported by an increase in all core activities to reach KD 1,452.2 million; an increase of 6.7% compared to the same period last year. As a result of disciplined cost management and expense optimization efforts, total operating expenses decreased by 3.0% compared to the same period last year. Consequently, net operating income increased to KD 1,004.7 million, reflecting a growth of 11.7% compared to the same period last year. Driven by the growth in total operating income and decrease in total operating expenses, the Group’s cost-to-income ratio improved to 30.8% till the end of Q3 2026, compared to 33.9% in the corresponding period of the previous year. Financing receivables as of the end of Q3 2026 reached about KD 23.4 billion, an increase of 7.5% compared to the end of last year. As of the end of Q3 2026, total assets amounted to KD 43.8 billion, an increase of 2.4% compared to the end of last year. As of the end of Q3 2026, shareholders’ equity amounted to KD 5.7 billion. Depositors’ accounts amounted to KD 22.7 billion as of the end of Q3 2026, an increase of 7.8% compared to the end of last year. The capital adequacy ratio reached 17.22% which is above the limit required by regulators. This ratio confirms the solid capital base of KFH. Successful Strategy Al-Marzouq said KFH's strong performance through the end of Q3 2026 demonstrates the success of its strategy and its ability to deliver sustainable, balanced growth. It also reflects improved operational efficiency and optimal use of resources and assets, strengthening the Bank's financial position and its standing in the banking sector. He added that the continued strong results highlight the resilience of KFH's business model and its agility in responding to economic and geopolitical changes, alongside efficient risk management and adherence to the highest standards of governance. The results, he noted, reflect a clear strategic approach built on responsible growth and maximizing value for shareholders and customers. Building Sustainable Value Al-Marzouq explained that the Group's strategy takes a long-term view, aiming to build sustainable value, strengthen the Bank's competitiveness, and sustain its growth momentum. The Group is pursuing this through investing in business and service development, accelerating digital transformation, improving operational efficiency, and developing human capital. He affirmed that KFH will keep executing its strategic plans with confidence, drawing on its strong financial position, diversified business, and accumulated expertise. It will maintain its responsible approach to growth and reinforce its role in supporting the national economy, further strengthening the trust that shareholders, customers, and the wider community place in the Bank. Improving Business Environment Al-Marzouq noted that positive developments in Kuwait's business environment, together with supportive legislative and regulatory measures for economic and financial activity, are key enablers helping the private sector and financial institutions grow and contribute to economic development. These measures include the Real Estate Financing Law and the Sukuk Law, preceded by the law permitting borrowing from the Future Generations Fund and the Financing and Liquidity Law. He highlighted the importance of the Sukuk Law, which introduces a Sharia-compliant sovereign financing instrument, broadens the local and international investor base, and paves the way for an Islamic sovereign yield curve that will support future issuances by corporations and financial institutions. Leadership in Corporate Social Responsibility Al-Marzouq reaffirmed KFH's commitment to supporting national initiatives and projects of strategic impact, strengthening cooperation between state institutions and the private sector, serving the national interest, and advancing sustainable development in Kuwait. He cited several strategic national and community initiatives, including KFH's $13 million contribution to the Kuwait Emergency Response Fund, launched by the Kuwait Fund for Arab Economic Development, and an additional $6 million contribution to repair damaged power stations. He noted that KFH's community work has earned prestigious international recognition: Global Finance named the Bank World's Best Islamic Bank for CSR 2026, in recognition of its exceptional efforts, clear impact, and leadership in social responsibility across the markets where it operates. Resilience of the Business Model KFH Group Chief Executive Officer, Khaled Yousef AlShamlan said the Bank's strong performance through the end of Q3 2026 and its continued profit growth reaffirm its operational efficiency and the strength of the Group's business model. They show its ability to deliver solid, sustainable results despite the economic and geopolitical challenges facing the region and Kuwait, supported by high operational efficiency and agility in responding to market changes. Diversified Revenue Streams AlShamlan added that the Group's diversified revenue sources and geographic reach, spanning 10 countries with a network of more than 600 branches, are key pillars of stable performance and income growth. The Bank also continues to develop its financing and credit capabilities to meet the diverse needs of retail and corporate customers. Digital Banking Milestones AlShamlan said KFH continues to achieve significant milestones in digital banking, backed by ongoing investment in technology and innovation to enhance the customer experience, raise operational efficiency, and keep pace with rapid change in the banking sector. He noted that the Bank has built an integrated digital transformation model grounded in a clear, customer-centric vision and tangible operational results. In a single year, KFH processed more than 600 million digital transactions and offered over 200 fully integrated digital services through KFHOnline, making digital channels the primary banking choice for customers. Award-Winning Performance AlShamlan noted that the Bank's outstanding performance continues to be recognized with international awards. Among the most prominent, KFH ranked No. 1 Best Performing Bank in Kuwait in The Banker magazine’s 2026 list of the Top 100 Arab Banks, and won Euromoney awards for Wealth Management, ESG, and Digital Banking. It was also named World's Best Islamic Bank by Global Finance and Best Digital Bank in Kuwait by MEED, among many other global accolades that reflect its leading international standing. Acknowledgments AlShamlan thanked the Board of Directors for its support and commended the regulatory authorities for their role in supporting the banking sector. He also praised the efforts of the Executive Management, all employees, and every partner and stakeholder for their vital role in meeting the aspirations of shareholders and customers, maintaining KFH's leadership, and strengthening its standing locally, regionally, and globally.

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