In line with its leadership in delivering innovative and customer-centric financial products, Kuwait Finance House (KFH) continues to stand out by offering the best investment plans and solutions that meet international standards of quality and excellence. A prime example is the Injaz Investment Plan, which enables the youth to achieve their future dreams by investing their savings for specific goals, such as starting a business or purchasing a home.
The Injaz investment plan is available for customers aged 21 to 55, with saving durations ranging from 2 to 15 years. By committing to monthly savings that yield investment profits, customers gain access to a growing fund available whenever they need it. When opened, Injaz will automatically have a Takaful insurance coverage. This insurance will cover the unpaid savings due to death or total disability (due to sickness or accident) during the saving period. The investment plan also offers the convenience of adjusting investment amounts, or monthly installments at any time, with automatic monthly transfers from the customer’s account.
KFH’s investment plans are recognized for their flexibility. Customers may withdraw up to 60% of the balance in the first year, and up to 60% each year following the initial withdrawal. They can also deposit fixed amounts in addition to their monthly savings without affecting the plan schedule. The full investment amount, together with the accumulated profits, becomes available at the end of the term. Customers may cancel the investment plan at any time, in which case the invested amount and any profits earned up to the cancellation date will be refunded to their account.
Injaz reflects KFH’s broader strategy to serve all segments of customers with banking products tailored to their evolving needs, while also enhancing financial security in the community, and fostering a culture of saving and future planning among families.
It is worth noting that KFH offers a variety of saving plans tailored to different investment goals. These plans include Jameati Investment Plan which is designed to support children's college education when they reach 18 years old. KFH also offers Rafaa Marriage Investment Plan, helping parents cover their children's wedding expenses and plan for their future family life. Additionally, Thimar investment plan assists individuals in achieving a comfortable retirement after years of dedication.