The Assistant General Manager for Banking Sector at Kuwait Finance House (KFH) Mohammed Al-Fozan said that KFH's expansion through numerous branches all over Kuwait, the increased reliance on advanced technology, intensifying the direct and indirect marketing efforts, and supporting the products and services bouquet to cater to various client segments, have contributed in cementing KFH's local market share on one hand, in addition to the increasing demand for its services and products on the other; especially in light of the fruitful returns they achieve, and the added value they give to the national economy and Islamic banking. He added that the profit distribution of "Al-Kawthar" deposit, which gives monthly returns, has reached 5% for October. This comes as a continuation and assertion to achieve best returns for "Al-Kawthar" deposit, which was launched by KFH at the beginning of this year. The deposit comes to present a new model of saving deposits that offer monthly returns. These returns offer steady and rewarding cash flow. Moreover, Al-Fozan said that the deposit has a distribution rate between 4.3 to 5% per year, which means that it offers the best available returns in the market. It also shows KFH's strategy of seizing prime investment opportunities that offer high returns with minimum risk. Al-Fozan noted that KFH is keen on approaching all social segments with products that suit their financial abilities and meet their investment aspirations. This comes to highlight KFH's policy of offering high returns with minimum risks, which is constantly proven by facts, high growth rates, profit levels, and distributions, which are the highest among the market. All the previous factors reveal KFH's solid performance, whether locally, regionally or globally. Furthermore, he added that "Al-Kawthar" was born to provide saving deposits with different forms, periods, and a diversity of returns. This offers the client monthly, quarterly, or yearly steady cash inflow, which suits various client segments. Al-Kawthar comes as a complement to KFH's current deposits that offer yearly or quarterly returns, targeting depositors who seek high monthly returns. Al-Fozan added that KD 10,000 is the minimum to open Al-Kawthar deposit account. Regarding the distribution of profits policy, Al-Fozan said that the profit is calculated monthly from the beginning of the month until the end of it. Incase the deposit was opened after the first day of the month, the profit is calculated starting from the day that follows the opening of the deposit, based on the number of remaining days since that date and until the end of the month. Moreover, Al-Fozan announced that the deposit will be invested according to the general investment policy of KFH, which means reaching the highest return value possible. He noted the great success that KFH has achieved in this field for consecutive years. KFH had announced the creation of a new banking account for children up to 14 years old, called "Beity", which was formerly known as "Al-Baraem". KFH has increased investment rates to equalize it with investment saving accounts, which offers children higher profits; in addition to many new benefits that KFH offers. It is worth noting that KFH is constantly seeking the various needs of its different client segments and ages, to offer them services and products to suit their every need.