Germany
Malaysia
Turkey
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UK
Kingdom of Bahrain
Kuwait Finance House (KFH), in collaboration with Ruba Platform, offers financing for tuition fees at educational institutions participating on the platform, including nurseries, schools, universities, institutes and academic institutions.
Ruba Platform enables customers to browse participating educational institutions, apply online, upload the required documents and select a suitable payment plan. KFH reviews the financing application and completes the required procedures in accordance with the applicable terms and approved credit policies.
Ruba acts as a digital platform that coordinates and arranges education financing applications, while the selected educational institution remains responsible for providing the educational service.
- Monthly Installments up to 5 years
- Finance Limitu p to KD 25,000
- Salary Transfern ot required
- Grace Period up to 6 months
- 0% Profit Programf or eligible tenors and educational institutions covered by the offer
- Online Application through Ruba Platform
- Finance tuition fees at educational institutions participating on Ruba Platform.
- Access the “Installments at Cash Price - 0% Profit” Program for approved tenors and offers.
- Flexible monthly installments of up to 5 years.
- Financing of up to KD 25,000.
- A grace period of up to 6 months.
- No salary transfer required.
- Profit is not deducted in advance.
- Complete the transaction without a guarantor, subject to the applicable controls.
- Sharia-compliant financing.
- Apply and upload the required documents online through Ruba Platform.
- Browse a selection of participating nurseries, schools, universities, institutes and academic institutions.
- FH Pass service to complete the required procedures.
Installments at Cash Price - 0% Profit Program
Eligible customers may finance tuition fees at the cash price, without financing profit being charged for the period covered by the offer.
The 0% Profit Program applies only to approved educational institutions, tenors and offers. If the customer selects a financing tenor that exceeds the period covered by the program, profit will apply to the additional period after it is clearly stated in the financing offer and accepted by the customer.
Selecting financing under the program does not increase the approved cash price of the educational service.
How to Apply
1. Visit Ruba Platform and browse the participating educational institutions.
2. Select the educational institution and required service.
3. Apply online and upload the required documents.
4. Select a suitable payment plan from the available options.
5. Complete the financing procedures with KFH.
6. Once the application is approved, the fees will be settled with the educational institution in accordance with the approved procedures.
Requirements
• Original Civil ID.
• Detailed salary certificate.
• Bank statement for non-KFH customers, subject to the terms and conditions.
• Quotation for the educational service from an approved participating institution.
The service covers educational institutions participating on Ruba Platform, including:
- Nurseries and kindergartens.
- Schools.
- Universities and colleges.
- Institutes and academic and training institutions.
Participating institutions and available services can be viewed through Ruba Platform.
Start your education financing application online through Ruba Platform, then select the educational institution and payment plan that suit your needs.