• Exclusive Benefits and offers for Hesabi customers.
• Best way to control your expenses, the maximum amount you can spend is the amount you deposit in the card.
• Safe and secure to use for online payment with enhanced 3D Secure service.
• Free online statement.
• Card balance can be reviewed online through "KFH Online" service or through KFH App.
• Cash withdrawal possibility from all KFH ATM machines in Kuwait (Free of charge).
• All KFH “Hesabi” clients are eligible to obtain this card regardless their credit history.
• Special discounts and promotions from various international brands in Kuwait.

• 2 years points validity
• Earn points on eligible card purchases
• Redeem Points to payment e-voucher
• Redeem points to earn e-vouchers
• Transfer points to another member

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• Client must be 15 to 25 years old.
• Client must have a KFH Account and classified under “Hesabi” segment.
• Salary is not required.
• Not considered among client's commitments.

• 10 KD annual fees.
• The card has no balance except what is deposited by the client.

Deposits can be made by any of the following channels:

     1-  KFH Banking branches.

     2-  Permanent payment orders.

     3-  "KFH Online" App.

     4-  “KFH Online” through KFH website.

     5-  Call service on 1803333.

In the event that a customer wishes to cancel or not renew their credit card subscription, please visit the nearest branch.

What you need to know before card cancellation:

1. Before proceeding with the credit card cancellation, please ensure there is no outstanding balance or pending purchase transactions, and that all applicable fees and obligations have been fully settled without any delinquency.
2. The cancellation request must be submitted at least sixty (60) days prior to the card expiry date through a KFH branch.
3. The cardholder shall remain liable for all obligations arising from the use of the card until all such obligations are fully settled and the card account is closed, or after a period of not less than sixty (60) days from the date the card is cancelled and returned, whichever occurs later.
4. Card cancellation fees may differ from issuance fees, depending on the offer agreed upon at the time of issuance.
5. Cancellation of the primary card will result in the cancellation of all associated supplementary cards.

For further details on applicable fees and charges, please refer to the Tariff List.