• The card is issued in the name of the supplementary cardholder.
• The supplementary cardholder enjoys the same benefits as the main cardholder (e.g., airport lounge access, health insurance, Visa and MasterCard discounts).
• The main cardholder may set the usage limits of the supplementary card according to their preference.
• The KFH main credit cardholder must sign the supplementary card application.
• The main cardholder designates the person who will receive SMS notifications related to the card's usage.
• If the supplementary cardholder wishes to change the registered phone number, the main cardholder must visit any KFH branch.
• The usage limits of the supplementary card form part of the main credit card’s total limit.
• All supplementary card expenses will be deducted from the account of the main cardholder.
• The supplementary card number and PIN must differ from those of the main card.
• A maximum of four supplementary cards may be issued per primary card, unless the additional cardholder holds the same product.
• Supplementary card issuance and renewal fees are charged annually according to the applicable charges list and the type of card issued.
• Supplementary cards are issued only for endorsed debit cards.

What is the minimum age to issue a supplementary card?
The minimum age is 16 years.

Is the supplementary card issued in the name of the primary cardholder?
No, it is issued in the name of the person selected by the customer.

Who is responsible for signing the supplementary card application?
The main cardholder is responsible for signing the application.

Are supplementary cards issued only to first-degree relatives?
No. The primary cardholder may choose any individual.

Can I issue supplementary cards for all types of KFH cards?
Supplementary cards can only be issued for credit cards (charge cards).

What is the minimum credit limit for a supplementary card?
KD 50.

Can the credit limit of a supplementary card be adjusted after it is issued?
Yes, by visiting any KFH branch.

• Visa / Master Platinum
• Visa Platinum Select
• Visa / Master Diamond
• Visa Signature
• MasterCard World Oasis Credit Card

• Annual Fees

  Annual Fees	Card type
  K.D 50	Visa / Master Platinum
  12.500 K.D	Visa Platinum Select
  100 K.D	Visa / Master Diamond
  37.500 K.D	Visa Signature
  37.500 K.D	MasterCard World Oasis Credit Card