1- What is the campaign applied by Visa?
Cashback reward on you spends.

2- How to benefit from the campaign?
By using eligible card on international spends in foreign currencies.

3- Which cards are eligible for this offer?
The card which is matching the last (4) digits specified in the SMS and linked supplementary card.

4- Where can we find spend and cashback details?
Via SMS or push notification.

5- How do they announce the winners in the campaign?
It will be announced after 2 months of campaign expiration.

6- What is the duration of the offer?
From 08/11/2026 to 21/01/2027.

Offer Duration:

Start date: 8th November 2026.

End Date: 21st January 2027.

1)    The campaign is strictly limited for selected customers who receive notification message from Kuwait Finance House include campaign details. The campaign is limited to the customer who received the notification message and not open to the public. A request to join the campaign shall not be accepted.
2)    Campaign eligibility and benefits are strictly personal to the recipient of the notification message, and cannot be transferred, sold or gifted to other customers.
3)    The campaign applies exclusively to Kuwait Finance House Visa card specified in the notification message, as identified by its last (4) digits. Spend incurred on other cards held by the customer are strictly excluded and shall not be aggregated to spend total.
4)    Transactions executed by a supplementary cardholder on the specified card shall be calculated toward the primary card’s cumulative spending total.
5)    The specific spend target, reward prize applicable to the cardholder and the maximum number of eligible winners are individually specified within the direct notification message.
6)    The reward prize shall be issued in the form of a cash amount credited directly to the balance of the designated Kuwait Finance House Visa card identified in the notification message.
7)    A transaction shall be counted toward the cardholder’s spend target, if it satisfies all the following conditions:
•    The transaction must be processed and settled by the merchant in a foreign currency other than the Kuwaiti Dinar (KWD).
•    The transaction must be executed either via a Point of Sale (POS) terminal or through an online website or mobile App (e-Commerce).
•    The transaction must be executed, authorized, and completed within the campaign period.
•    The transaction must be fully settled and successfully posted to the card account statement within the campaign period.
8)    Refunds, reversals, or cancellations processed on the selected card shall be deducted from the cumulative spend total after the campaign period expires. Any transactions that are under dispute, reported as unauthorized, or flagged as fraudulent, shall be excluded from total count.
9)    The following transaction categories are excluded from the campaign and shall not count toward the spend target, regardless of whether they are processed or charged in a foreign currency: 
•    Cash withdrawals and cash advances.
•    Money transfers and remittances.
•    Buying foreign currency.
•    Gift cards, vouchers or other stored value.
•    Buying crypto assets.
•    Balance transfers and the settlement of any loan or other card.
•    Topping up wallets or other payment instruments.
•    Any amount moved onto an instalment plan.
10)    Transactions executed at overseas merchants or via international e-commerce platforms that are charged in Kuwaiti Dinars (KWD) instead of merchant's local foreign currency are excluded from the campaign and shall not qualify toward the spend target.
11)    Cardholders must successfully achieve their spend target within the defined campaign period with the fulfillment the details within terms and conditions.
12)    Cashback rewards are granted to the top performance-ranked customers based on qualifying spend during the campaign period, up to the specific number of winners stated in the notification message. Customer who does not meet this performance-ranking criteria shall not be entitled to receive a reward, even if they reach the required spend threshold.
13)    In the event that the number of customers successfully achieving the spend target within their performance ranking number is fewer than the number allocated in the notification message, all qualifying customers shall receive the cashback reward.
14)    Spend calculations, participant performance rankings, and final winner determinations shall be finalized by Kuwait Finance House and Visa by referring to the internal and official records.
15)    The reward prize shall be credited directly to the eligible cards assigned in the campaign within two months following the expiration of the campaign period. Upon the successful of credit to the card, the customers shall be notified via a notification message.
16)    The rewarded card must be active, unblocked, and unclosed on the date of reward crediting. In the event that the card is closed, cancelled, suspended, blocked, or in an overdue or delinquent status on the crediting date, the reward shall be permanently forfeited, and cannot be reissued, deferred, or paid the forfeited reward at a later date, nor shall it be credited to an alternative card.
17)    The campaign is valid from 8th of November 2026 until 21st of January 2027.
18)    Kuwait Finance House reserves the right, at its absolute discretion, to amend/add/modify/vary/cancel and/or supplement these terms and conditions at any time without any prior notification to the bank’s cardholder and without any responsibility whatsoever on its part.
19)    Kuwait Finance House reserves the right to disqualify a cardholder from this campaign at any time, at its sole discretion and without notice.