• Protection against currency rate fluctuations.
• Convenient spending in the selected currency without conversion hassles.
• More secure and convenient than carrying cash.
• Visa Purchase Protection.
• Access to Visa promotional offers.
• Easy reloading via KFH Online and Mobile Banking.

• E-commerce users
• Leisure travelers
• Medical travelers
• Students studying abroad
• Business professionals
• Rate-sensitive customers

• Minimum age requirement: 15 years.
• Available to both KFH and non-KFH customers.
• No salary transfer required.
• Not considered part of the customer’s financial commitments (no Ci-Net requirement).
• Minimum opening balance: KD 25 (for non-KFH customers upon activation).

• KD10 annual Fees.

• KFH Banking Branches
• KFH Online Mobile App (KFH customers only)
• KFH Online via www.kfh.com (available to KFH and non-KFH customers; registration required)
• KFH Call Center: 1803333 (KFH customers only)

• What is a Foreign Currency Prepaid Card?

It is a prepaid card that can be loaded with a foreign currency, allowing you to spend in that currency without incurring markup fees.

• Is the Foreign Currency Prepaid Card available only for KFH customers?

No, it is available for both KFH and non-KFH customers.

• What is the minimum age to apply for the card?

The minimum age is 15 years.

• Which currencies are available?

USD, EUR, GBP, AED, SAR, TRY and EGP.

• Can a customer have more than one Foreign Currency Card?

Yes, a customer may hold one card per currency.

• Can I reload the card in EUR after spending the USD balance?

No, each card supports one currency only.

• What is the card’s spending limit?

The spending limit is equal to the amount loaded on the card.

• What is the minimum loading amount?

KD 25 (initial load).

• What is the maximum loading amount?

- For KFH customers: KD 30,000 across all prepaid card types.

- For non-KFH customers: KD 10,000 across all prepaid card types.

• What is the card's validity period?

Three years, renewable.

• Can the card be used in other currencies?

Yes, but a 2.5% markup fee applies to transactions made in currencies other than the card’s loaded currency.

• Can I reload the card from a foreign currency account, such as a USD account?

No, the card can only be reloaded from a Kuwaiti Dinar (KD) account.

• Where can the card be used?

It can be used internationally and locally for online shopping, in-store (POS) purchases, and ATM cash withdrawals.

In the event that a customer wishes to cancel or not renew their credit card subscription, please visit the nearest branch.

What you need to know before card cancellation:

1. Before proceeding with the credit card cancellation, please ensure there is no outstanding balance or pending purchase transactions, and that all applicable fees and obligations have been fully settled without any delinquency.
2. The cancellation request must be submitted at least sixty (60) days prior to the card expiry date through a KFH branch.
3. The cardholder shall remain liable for all obligations arising from the use of the card until all such obligations are fully settled and the card account is closed, or after a period of not less than sixty (60) days from the date the card is cancelled and returned, whichever occurs later.
4. Card cancellation fees may differ from issuance fees, depending on the offer agreed upon at the time of issuance.
5. Cancellation of the primary card will result in the cancellation of all associated supplementary cards.

For further details on applicable fees and charges, please refer to the Tariff List.