- To meet all your needs and requirements, we dedicated highly qualified relationship managers whose only task is to provide you with banking services you need. In addition, to counsel each client individually regarding the most suitable banking products. Your relationship manager is committed to be available anytime anywhere to serve you on call, e-mail or at our branches, with maximum level of confidentiality and privacy. You will be always updated with our new products, services and promotions. In addition, your call to "Allo Baitak" service will be given the highest priority.
- To be one of "AlRuwad" clients means a lot: It means commitment to provide the most sublime banking services, to pay all the attention to your requirements and to go way beyond your expectations. Satisfaction of our esteemed clients is an objective we are more than pleased to accomplish by providing the most integrated banking services.
"AlRuwad" card provides many exclusive privileges including:
- Airport Lounges: free access to more than 1100 airport lounges in more than 300 airports around the world for the card holder. For more information kindly click here
- Global Concierge Service: 24/7 concierge service. Kindly contact "Visa Signature" concierge hotlines:
Telephone 1 : +971 4436 7222.
Telephone 2 : +1 773 3605 320.
- Medical & Legal Assistance: while travelling abroad for a medical and legal assistance. Kindly call International helpline:
Telephone : +181 7826 7276.
- Travel Insurance: provided by "Visa" International up to USD 500,000 for client and family members.
- Purchase Protection & Extended Warranty: for the products purchased using this card. For more details
- Exclusive Promotions from a wide selection of international hotels around the world. For more details.
- Special discounts & promotions around the world from "Visa". For more details.
- Special discounts & promotions from many retails stores in Kuwait.
- Delivering “Cash” to Ruwad customers during the year.
Airport Transportation is a service that allows you to book a car either to or from the Airport in collaboration with “Grand Limo” for more information’s click Here
- Free subscription to SMS service.
- Long term investment plans from KFH.
- Free in-branch cash withdrawal.
- Specially branded card, entitles you to its exclusive promotions.
- Free safe deposit for the first year.
- Dedicated lounges for Al Ruwad clients: "Aladailiya" Branch, "Alzahraa" Branch, "Abdullah Alsalem" Branch, "Mubarak AlKabeer" Branch, "Mubarak AlAbdullah" Branch ,"Sabahiya" Branch, "AlQaser" Branch,"Al Andalus" Branch & "Fintas" Branch.
- You can contact your relation manager to increase your daily cash withdrawal limit up to KD 5000 from KD 2000.
- Financial services up to 95,000 KD with 9 months grace period and up to 15 years installments (terms and conditions apply).
- Financing with monetary guarantee.
- Buying and Leasing Cars.
- Real estate financing services.
- Ability to delay installments with KFH Pass service.
Minimum monthly salary of KD 4,000 to be transferred to any KFH account.
Or a balance from KD 100,000 to KD 299,999, with minimum monthly salary transferred of KD 1,500 (terms and conditions apply).
- Baiti savings account for minors up to 14 years.
- Al-Ousra prepaid card free for the first year "Eligible to issue 6 extra cards".
- Long term investment plans to secure your children’s future: - Jameati investment plan for higher education. - Rafa’a investment plan for marriage.