- Kuwait Finance House is pleased to present the “KFH” Visa Signature Credit Card which offers you a unique experience for enjoying a world of exclusive privileges, luxury and convenience that are carefully selected and tailored to suit your lifestyle.
- The “KFH” Visa Signature Credit Card comes with Chip and Contactless ‘Visa payWave’ technology enabling you to make payments easily and safely with advanced security features and highest international standards.
KFH Visa Signature Credit Card comes with a world of special privileges in rewards, travel, dining, shopping, concierge and protection services with highest comfort and safety levels.
• Travel privileges
• Lifestyle benefits
• Protection & Assistance services
• Luxury Hotel Collection
Airport Lounge Access
With your "KFH" Visa Signature Credit Card you can enjoy unlimited free access to more than 900 airport lounges worldwide. Simply present your Card at the LoungeKey program participating lounge and enjoy complimentary access. You can easily search for LoungeKey participating lounges at: www.loungekey.com/visasignaturemena.
Multi-trip Travel Insurance
"KFH" Visa Signature Credit Card offers you comprehensive multi-trip travel insurance for you and your family when you travel outside Kuwait with travel insurance coverage of up to US$ 500,000. All you need to do is pay for your travel with your Card and you automatically get covered for travel accident and inconvenience insurance. For more information on travel insurance, please visit: www.cardholderbenefitsonline.com.
Luxury Hotel Collection
Enjoy astonishing value at over 900 of the world’s most prestigious and intriguing properties with the Visa Luxury Hotel Collection. With the "KFH" Visa Signature Credit Card, you will have the pleasure to stay at a hand-selected portfolio of world-famous boutique hotels and resorts. You will enjoy a variety of privileges such as VIP Guest status, best available room rate, automatic room upgrade on availability and much more. For more details, please visit: www.visaluxuryhotels.com.
Visa Global Concierge Service
With your "KFH" Visa Signature Credit Card, you will have exclusive access to concierge services for 24 hours a day to assist you with a host of services in relation to flight, dining, hotels reservations and much more. All you need to do is call +97143611234 or email to: [email protected] and the multilingual Visa Global Concierge Services will be readily available to assist you for all your needs. For more details, please visit: www.visamiddleeast.com/kw/en-kw/signature/concierge. Customer will have to pay any fees or related charges for the third parties involved.
Visa Global Offers & Discounts
Enjoy the finest offers and fabulous discounts globally whenever you shop with your Visa Signature Card and avail Visa offers and programs related to dining, travel, shopping and much more. For more information and to view all the Visa offers please visit: www.visamiddleeast.com/visasignature.
PROTECTION AND ASSISTANCE
Medical and legal referral
In case of any medical or legal emergency at any time or anywhere, you simply need to contact the dedicated Visa team who will refer you to physicians, hospitals, clinics, dentists, lawyers or legal practitioners based on request and location. All you need to do is call +9714361 1234 or +44 (0) 208 762 8373. Customer will have to pay any fees or related charges for the third parties involved.
Purchase Protection and Extended Warranty
Purchase protection protects against theft or accidental damage of goods purchased using the KFH Visa Signature Credit Card. Extended Warranty doubles the repair period offered by the original manufacturer’s warranty by up to 1 year. For more information, please visit: www.cardholderbenefitsonline.com.
GCAS – Global Cardholder Assistance Service
No matter where you are in the world, multilingual service representatives are at hand to assist you 24 hours a day, 365 days a year. If your KFH Visa Signature Credit Card is lost or stolen, Visa Global Customer Assistance Service representatives will be available to help you at +1 303 967 1090.
* For mobile phones, view in horizontal mode.
Spend your purchases with your KFH Visa Signature Credit Card and get up to 6% Cashback* every month.
Promotion valid till 18th Jul 2022.
*Terms & Conditions.
Terms & Conditions - KFH Visa Signature Credit Card (Charge) Cashback Campaign:
1- Only KFH Visa Signature Credit Cards (Charge), hereby referred to as “Card”, are eligible for this campaign.
2- The Cashback Campaign is only applicable on domestic and international purchases for Point-of-Sale or E-commerce made using the Card. Cash withdrawals are not eligible for Cashback Campaign.
3- The Cashback will be calculated on the Kuwait Dinar billing amount of the total purchases made on the Card and posted in the monthly statement.
4- Cashback amount calculation is based on the settlement date of the transaction and not on the date when the transaction was done.
5- The Card monthly statement contains transactions posted from 16th of the previous month to the 15th of the current month.
6- The Cashback rate will be as follows:
|Total Purchase Amount (Billing KD) Posted on Monthly Statement||Cashback % on Total Local Purchases||Cashback % on Total International Purchases|
|100 – 1500||1%||2%|
|1501 – 2500||2%||4%|
|Maximum Monthly Cashback||KD 80||KD 160|
7- Minimum total purchase amount (Billing KD) posted on the Card monthly statement has to be KD 100 in order to be eligible for Cashback rate. Maximum Cashback that will be credited to the Card is KD 80 for local purchases and KD 160 for international purchases. Purchase transactions in KD will be considered as local transactions, and purchase transactions in foreign currencies will be considered as international transactions.
8- The eligible Cashback amount will be credited on the Card within next 2 weeks from monthly statement date.
9- Purchase reversals, refunds and transactions disputed by the customer on the Card would be excluded from the eligible amount for Cashback.
10- KFH reserves the right, at its absolute discretion, to amend/add/cancel these terms and conditions at any time without any prior notification to the customer and without any responsibility whatsoever on its part.
11- KFH reserves the right to disqualify a customer from this promotion at any time at its sole discretion and without notice.
12- All KFH Terms and Conditions apply.
- KD 150 annual subscription fees.
- Due amounts to be deducted on monthly basis.
- No extra charges in case of using maximum credit limit.
* For mobile phones, view in horizontal mode.
|Client||Monthly card statement||Statement Duration||Total purchase amount in KD||Cashback percentage||Cashback amount||Expected date for cashback|
|A||16th June 2020||From 16th May 2020 to 15th June 2020||KD 855 (local purchase)||1%||KD 8.550||Between 25th June 2020 till 30th June 2020|
|B||16th July 2020||From 16th June 2020 to 15th July 2020||KD 1,365 (Int’l purchase)||2%||KD 27.300||Between 25th Jul 2020 till 30th July 2020|
|C||16th Aug. 2020||From 16th July 2020 to 15th Aug. 2020||KD 1,738 (local purchase)||2%||KD 34.760||Between 25th Aug. 2020 till 30th Aug. 2020|
|D||16th Aug. 2020||From 16th July 2020 to 15th Aug. 2020||KD 1,650 (Int’l purchase)||4%||KD 66||Between 25th Aug. 2020 till 30th Aug. 2020|
|E||16th Aug. 2020||From 16th July 2020 to 15th Aug. 2020||KD 2,700 (local purchase)
KD 2,680 (Int’l purchase)
|Max KD 80 +
Max KD 160
|Between 25th Aug. 2020 till 30th Aug. 2020|
* For mobile phones, view in horizontal mode.
1- I was outside of Kuwait and I used my KFH Visa Signature card to pay for my purchases in Kuwaiti Dinars for my shopping. But I got cashback as if I made purchases in Kuwait. Why is that?
- When you choose to pay with Kuwaiti Dinar currency for any purchase outside Kuwait, the transaction will be considered as a local transaction for the cashback campaign.
2- Is the value of the cash backs calculated based on the settlement date of the transaction or the date of execution of the transaction?
- The value of cash backs will be calculated based on the settlement date of purchase transaction.
3- Are the cash withdrawals being eligible for cashback campaign?
- Cash withdraws transactions is not eligible for cash back campaign.
4- How much is the maximum amount of monthly cashback locally and internationally?
- The cashback will be calculated based on monthly total purchases amounts (local or International) which has been posted in monthly card statement as shown in table below:
|Cashback % on Total Int’l Purchases||Cashback % on Total Local Purchases||Total Purchase Amount (Billing KD) Posted on Monthly Statement|
|2%||1%||100 – 1500|
|4%||2%||1501 – 2500|
|KD 160||KD 80||Max. Monthly Cashback|
So, Maximum monthly cash back will be KD 80 from local purchases and KD 160 from international purchases* (separately calculated)
*International purchases with Kuwaiti Dinar currency outside Kuwait will be considered as local transaction for cashback calculation.
5- I’ve made a local purchase with total amount approx. KD 2800, how much cashback I will get?
- Based on table shown on previous question, cashback percentage will be 3% and the maximum cashback limit for local purchase transactions will be KD 80
6- When the monthly cashback amount will be credited?
- Within two weeks of the monthly statement date – after date 16th of each month.