K U W A I T - F I N A N C E

Construction Materials and Works

This activity finances all the materials that customers need for construction works with easy installments ad flexible settlement methods. Moreover, this activity offers the following services:

	Providing the appropriate counseling prior and after the construction.
	Engineering advice through competent engineers.
	Offering advice concerning the best material prices in the local market from different suppliers.

Activity fields:
First: Financing all materials involved in construction process.
Second: Financing all the supply and installation works such as:

	Carpentry works .
	Concrete structure works.
	Swimming pools, waterfalls and fountains works.
	Central air conditioners.
	interior and exterior paintings.
	Exterior coating.
	Ready-made houses and chalet works.
	Woodworks.
	Renovation works.
	Electric, intercom and telephone works.
	Aluminum works.
	Elevator works.
	Sanitary works.

Service Facilities

	First installment after 12 months.
	Competitive profit margin.
	Profits are not collected in advance.
	Installments are made for long periods.
	Salary transfer is not a prerequisite .
	Various settlement methods.
	High flexibility in transactions' acceptance for all clients’ categories and guarantor is not always required.
	Immediate approval of transaction that fulfill all the credit terms.
	Credit acceptance is granted within 15 minutes via fax.