Al-Ousra Prepaid Card is a card for all family members
It is an Islamic prepaid card to control your family expenses. This is a zero limit card, once you have spent the amount you have loaded, you can easily reload the card with more money right away. It is more beneficial than a normal Debit Card.
What is the Al-Ousra Prepaid Card Package?
Al-Ousra Prepaid Package is an Islamic group of prepaid cards allowing you to control and manage your family’s monthly expenses. These prepaid cards give your loved ones the flexibility and convenience of a Credit Card. So they can shop, make internet transactions and withdraw cash in Kuwait and abroad. These cards initially have zero balance and you need to load them.
Who is eligible for Al-Ousra Card?
All KFH account holders above the age of 21 years can issue Al-Ousra Cards to:
Yourself
All direct family members
Your maid and driver.
The first card is called the “Primary Card” and is mandated to be issued in your name (account holder). All other cards issued to your family members are called “Supplementary Cards”, which could be given to non-KFH customers also. Minimum number of cards issued in this package is 2 and the maximum is 7 cards.
How will this product benefit me and them?
To control your monthly expenses, you can set up limits to be loaded to each of your supplementary cards that could take care of:
Your wife’s shopping and household expenses,
Son and daughter’s monthly pocket money,
Tuition fees and other expenses of your children studying abroad,
Your maids and drivers’ salaries, and
Even you can reload these cards if you need your driver to do some shopping.
What are the other benefits of Al-Ousra Prepaid Card?
Amazing discounts up to 50% at 300 merchant locations
Competitive pricing structure
Secured payments
Accepted at 29 Million merchant locations in Kuwait and around the world
Cash withdrawal from over 850,000 ATMs outside Kuwait & KFH ATMs
It is safer than carrying cash
No credit history check, all KFH account holders are eligible
For purchases made globally and exceeding KD 15, you will get an instant alert with “SMS Baitak”
Monthly fund transfer option is available
Why should I use Prepaid Card instead of Debit Card?
The advantages of prepaid card over Debit Card are:
Helps you to control your expenses; the maximum you load is the maximum you spend.
It can be used for online bookings, just like any Credit Card.
Offers you discounts at 300 merchant locations.
How can I load and reload these Prepaid Cards?
Exciting monthly fund transfer option.
kfh.com (Prepaid reload link)
Allo Baitak (1803333)
KFH branches
Tell us more about the exciting monthly fund transfer option for these cards?
Free of Cost. We have an exciting new feature added to this product. You can set up a monthly fund transfer to each of your supplementary cards free of charge.
For example, you can set up a monthly fund transfer to credit the following amounts to your:
Wife’s card: KD 200/-,
Daughter/son’s card: KD 75/-.
Maid’s card: 50/-
Driver’s card: 60/-
Once set, these amounts will be automatically transferred to their cards every month.
All you need to do is just to fill in the supplementary cards’ details and the amount to be credited to their accounts each month all in the card application form itself & KFH will do the necessary. No need of setting up separate monthly fund transfers.
This option avoids you the inconvenience of loading the cards every month and helps you to take care of your family expense and control it.
How many cards will be issued in Al-Ousra Package?
The minimum number of cards to come in a package is 2 and the maximum is 7. The price for Al-Ousra Package is the same irrespective of the number of cards. The more cards you take the more benefit you get.
How can I apply for Al-Ousra Card?
It is available at all KFH branches, so visit the nearest branch and apply for Al-Ousra Prepaid Card today.
Where can I use this Prepaid Card?
It can be used at all KFH ATMs and POS machines in Kuwait.
It can be used at all ATMs and POS machines abroad.
Who and where can I activate the Card?
All cards have to be activated by the primary cardholder. You can activate your card by calling “Allo Baitak” at (180 3333).
Will the card be handed over to each cardholder separately?
The cards will be delivered to the primary account holder, and it is his responsibility to hand them over to his family members.
How can the cardholders check their current balance?
The primary cardholder can check the balance via:
- KFH branches
- KFH Online
- Allo Baitak (1803333)
Whereas, the supplementary cardholders can check their balance via:
- KFH branches
- SMS On Time - Where the primary cardholder should subscribe in this service for each supplementary card.